Back in March 2023, the UOB Lady’s Cards received a massive buff to mark International Woman’s Day: a year-long 6 mpd on up to two bonus categories. Initially limited to women only, the card later opened its ranks to men too, making this one of the miles game’s must-have cardsย regardless of plumbing.ย
The 6 mpd offer was originally set to revert to the regular 4 mpd on 29 February 2024, but UOB has now given us a pleasant surprise: a further one-month extension.ย
UOB Lady’s Cards extend 6 mpd promo till 31 March 2024
Per an update on the UOB website, the 6 mpd promotion for the UOB Lady’s Cards 6 is now valid till 31 March 2024.
Note: The accelerated earn rate of 15X UNI$ per S$5 spent (equivalent to 6 miles per S$1) on your preferred rewards category(ies) has been extended till 31 March 2024
The T&Cs have been updated accordingly, and all other terms remain the same as before:
- UOB Lady’s Cardholders enjoy 6 mpd on their choice of one bonus category, capped at S$1,000 per calendar month
- UOB Lady’s Solitaire and Solitaire Metal Cardholders enjoy 6 mpd on their choice of two bonus categories, capped at S$3,000 per calendar month
A total of seven different bonus categories are available, summarised below.
| ๐ณ UOB Lady’s Card Bonus Categories | ||
| Category | MCCs | Description |
| (1) Beauty & Wellness | 5912, 5977, 7230, 7231, 7298, 7297 | Discount, Mass and Drug Stores, Cosmetics Stores, Barber and Beauty Shops, Health and Beauty Spa, Massage Parlours |
| (2) Dining | 5811, 5812, 5814, 5499 | Caterers, Eating places and Restaurants, Fast food restaurants and food deliveries |
| (3) Entertainment | 5813, 7832, 7922 | Bars, Taverns, Lounges and Nightclubs, Motion Picture Theatres, Theatrical Producers and Ticket Agencies |
| (4) Family | 5411, 5641 | Grocery stores, Children and Infants wear store |
| (5) Fashion | 5311, 5611, 5621, 5631, 5651, 5655, 5661, 5691, 5699, 5948 | Department Stores, Men’s and Boy’s Clothing and Accessories Store, Women’s Ready-to-wear Stores, Women’s Access and Specialty, Family Clothing Stores, Sports and Riding Apparel Stores, Shoes Stores, Men’s and Women’s Clothing Stores, Miscellaneous Apparel and Accessories Shops, Luggage and Leather Stores |
| (6) Transport | 4111, 4121, 4789, 5541, 5542 | Local Commuter Transport, Taxi, Cabs, Limousines and Travel Service, Service Stations and Automatic Gas Dispensers |
| (7) Travel | See here | Airlines, Hotels, Cruise Liners, Duty-free Stores, Online and Regular Travel Agencies |
| Both local and foreign currency transactions are eligible for bonuses, whether online or offline | ||
Officially, you may only hold one UOB Lady’s Card at a time. I know some people end up holding both the UOB Lady’s Card and UOB Lady’s Solitaire Card after they upgrade to the latter, but even so, your 6ย mpd is capped at two bonus categories and S$3,000 per calendar month on a customer level.ย
For my thoughts on which bonus category to pick, see the article below.ย
How does the 6 mpd post?
UOB Lady’s Cardholders who spend on their bonus category/categories will earn:
- 1 base UNI$ for every S$5 spent (0.4 mpd)
- 9 bonus UNI$ for every S$5 spent (3.6 mpd)
- An additional 5 bonus UNI$ for every S$5 spent (2 mpd)
Base UNI$ will be awarded at the time the transaction posts.
The bonus 9 UNI$ and 5 UNI$ will be awarded at the start of the following calendar month, under two separate entries. Do note that only the 5 UNI$ will be labelled explicitly, the 9 UNI$ has no such tagging (but it should be fairly easy to figure out which is which).
You can check the breakdown via the UOB TMRW app. Instructions are provided in this post.
Stack with a UOB One Account
6 mpd aside, what I love the most about the UOB Lady’s Card is the ability to pair it with a UOB ONE Account for an easy 5% p.a. interest on up to S$100,000.ย
All you need to do is credit your monthly salary of at least S$1,600 via GIRO or PayNow (with the code SALA/PAYNOW SALA) and spend at least S$500 on the UOB Lady’s Card each month.
UOB Lady’s Card FAQs
The 6 mpd promotion has led to an understandable surge in interest in the UOB Lady’s Cards.
I’ve therefore compiled a list of FAQs regarding the card and its mechanics. Please have a read of this before posting further questions, as odds are your question has already been answered.ย
Conclusion
The UOB Lady’s Card has extended its awesome 6 mpd promotion till 31 March 2024, one more month than originally planned. That’s up to 18,000 miles extra for Lady’s Solitaire Cardholders, and while the sun is setting, there’s time to make hay yet.ย
There’s probably no link between the two, but I’d like to think that UOB is throwing down the gauntlet to DBS following the latter’s nerf to the DBS Woman’s World Card (which from 1 March 2024 will earn 4 mpd on up to S$1,500 of online spend, down from S$2,000 now).
Come on DBS, you’re not gonna let them show you up like this, are you?
Looks like its going to be nerfed too:
Looks like now limited to 2k spend? Below is sms received today. UOB Lady’s Solitaire Card: With effect from 1 Apr’24, the maximum aggregated amount of Bonus UNI$ you can earn in a calendar month will be capped at 3,600 UNI$ (equiv. to S$2,000 spent). Please also be reminded that the accelerated earn rate of 15X UNI$ per S$5 spent on your preferred rewards category(ies) will end 31 Mar’24. After which, you will continue to earn 10X UNI$ per S$5 spend on your preferred rewards category(ies). Visit UOB Lady’s Card website for details and stay tuned for more exciting benefits… Read more »