Which credit cards offer hotel elite status?

Hotel elite status normally requires more stays than most casual travellers can do, but some credit cards offer a shortcut.

Hotel elite status is normally out of reach for casual travellers, since it requires a volume of stays that only a corporate expense account can bankroll. And unfortunately, unlike the USA where you can get Hilton Honors Diamond or Marriott Bonvoy Platinum status just by signing up for the right credit card, we in Singapore have to earn our status the hard way.

Well, most of the time anyway. There are a few credit cards which offer cardholders an instant upgrade to hotel elite status, either as a one-time benefit or so long as you hold the card.

Elite members enjoy perks like priority check-in queues at hotels

Do note that this article specifically addresses fast-tracks to hotel elite status. If you’re looking for fast-tracks to airline elite status, specifically Singapore Airlines, refer to this post instead.

AMEX Platinum Charge

AMEX Platinum Charge
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Programmes

Status Normal Requirement Valid
Hilton Honors Gold 20 stays or 40 nights or 75K base points So long as you maintain the credit card
Marriott Bonvoy Gold 25 nights
Radisson Rewards Premium 3 stays or 5 nights
Pan Pacific DISCOVERY Platinum 2 brands or 10 nights or US$5K spend Until end of following calendar year
Even though we’re focusing on hotel elite status, it’s worth mentioning that cardholders enjoy Avis President’s Club and Hertz Gold Plus Rewards Five Star as well.

Principal and supplementary AMEX Platinum Charge cardholders enjoy instant elite status with the abovementioned hotel loyalty programmes.

Among these, I’d argue that Hilton Honors Gold is the most useful, because it guarantees complimentary breakfast for two guests every day. In a high-cost destination like the Maldives, that can save almost US$100 per day, though it’s worth pointing out that in the USA, free breakfast is substituted with an F&B credit of US$10 to US$25 per day.

As for the rest of the programmes, the best you can hope for is a space-available room upgrade (hopefully to a room that’s actually bigger, and not just a “view upgrade”!), and perhaps a better shot at late check-out. 

Registration

Hilton Honors, Marriott Bonvoy and Radisson Rewards status can be upgraded via this link.

Pan Pacific DISCOVERY status can be upgraded via this link.

Validity

Hilton Honors, Marriott Bonvoy and Radisson Rewards status is valid so long as you hold the AMEX Platinum Charge.

Pan Pacific DISCOVERY Platinum is valid till the end of the following calendar year. For example, if you register in June 2024, your status will be valid till 31 December 2025.

AMEX HighFlyer Card

AMEX HighFlyer Card
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Programmes

Status Normal Requirement Valid
Accor Live Limitless Silver 10 nights So long as you maintain the credit card

Principal AMEX HighFlyer Cardholders enjoy a complimentary Accor Plus Explorer membership, which comes with perks such as a free hotel night, up to 50% off dining, and special hotel rates.

It also comes with 20 status nights, which is sufficient to qualify for instant Accor Live Limitless Silver status (which requires just 10 nights). 

Accor Silver isn’t anything great, to be frank, but at the very least you will be entitled to a couple of welcome drinks at check-in. When I stayed at the Sofitel Munich this even included champagne! 

Perhaps the real incentive here is that a further 10 nights gets you to Gold, which offers additional perks like a room upgrade and a welcome amenity.

Registration

Cardholders will need to register for their Accor Plus membership via this link. Click on the Travel Privileges tab, then scroll down to the Accor Plus section and click Enrol Now. 

You’ll be prompted to login to your account, after which simply follow the steps to get your membership.

Validity

The Accor Plus membership is a recurring benefit, and as such, you’ll enjoy this status so long as you hold the card. For avoidance of doubt, your Accor Plus membership will be renewed even if you receive an annual fee waiver.

AMEX KrisFlyer Ascend

AMEX KrisFlyer Ascend
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Programmes

Status Normal Requirement Valid
Hilton Honors Silver 4 stays or 10 nights or 25K base points Until 31 March, two calendar years later

Principal AMEX KrisFlyer Ascend Cardholders enjoy an instant upgrade to Hilton Honors Silver.

Hilton Silver members are practically nobodies, but they at least have one key benefit: the 5th night free on award night redemptions. If your game plan is to buy Hilton points during sales and redeem them at high-cost properties, this straight away takes 20% off your cash outlay.

Registration

Registration can be done via this link.

Validity

Once granted, status is valid till 31 March, two years after your upgrade. For example, if you register on 30 June 2024, your status will expire on 31 March 2026. 

The general formula to remember is that if you meet the requirements in Year X, your status expires on 31 March X+2.

DBS Vantage Card

DBS Vantage Card
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Programmes

Status Normal Requirement Valid
Accor Live Limitless Silver 10 nights So long as you maintain the credit card

Principal DBS Vantage Cardholders enjoy a complimentary Accor Plus Explorer membership, which comes with perks such as a free hotel night, up to 50% off dining, and special hotel rates. 

It also comes with 20 status nights, which is sufficient to qualify for instant Accor Live Limitless Silver status. 

See the AMEX HighFlyer Card section for my comments on Accor Silver status.

Registration

Cardholders will need to register for their Accor Plus membership via this link.

Validity

The Accor Plus membership is a recurring benefit, and as such, you’ll enjoy this status so long as you hold the card. For avoidance of doubt, your Accor Plus membership will be renewed even if you receive an annual fee waiver.

UOB Visa Infinite Metal Card

UOB Visa Infinite Metal Card
Apply

Programmes

Status Normal Requirement Valid
Pan Pacific DISCOVERY Platinum 2 brands or 10 nights or US$5K spend Until end of following calendar year

Principal and supplementary UOB Visa Infinite Metal Cardholder enjoy instant Pan Pacific DISCOVERY Platinum status.

Platinum status offers a one-category room upgrade, as well as 3 p.m late check-out, though both benefits are subject to availability. But at least you’ll get 20% off F&B at Pan Pacific Hotels Group restaurants and spas (which includes PARKROYAL), and 24 months D$ validity instead of the usual 12 months.

Registration

To upgrade their account, cardholders will need to contact the UOB Travel Concierge with their Pan Pacific DISCOVERY Platinum membership number. 

Validity

Once granted, status is valid till the end of the following calendar year. For example, if you register in June 2024, your status will be valid till 31 December 2025.

Mastercard World & World Elite

Even if you don’t have any of the above cards, you can get instant hotel elite status with numerous chains courtesy of Mastercard itself. 

These upgrades are available to World and World Elite Mastercard cardholders. There’s no point listing the former, because practically every entry-level Mastercard in Singapore is part of the World tier. If you dig into your wallet right now, I guarantee you’ll find at least a couple.

Harder to get is the World Elite tier. I’m only aware of seven options most of which have steep income or AUM requirements.

Card Annual Fee Qualification Req.
Citi Prestige S$545 Income โ‰ฅ S$120K
Citi Private Client Debit Card N/A Min. AUM S$1.5M
Citi ULTIMA S$4,238 Income โ‰ฅ S$500K
DCS Imperium S$3,584 Unknown
HSBC Premier Mastercard S$490.50
Min. AUM S$200K
OCBC Premier World Elite Debit Card N/A Min. AUM S$350K
UOB Lady’s Solitaire Metal Card S$599 Spend S$45K in 3-month period on UOB Lady’s Solitaire Card

Programmes

  World World Elite
Brilliant by Langham Sapphire Ruby
CentaraThe1 Gold Platinum
GHA DISCOVERY Platinum Titanium
I Prefer Titanium Titanium
(+ 25K bonus points)
Swiss Belexecutive Gold Influencer Platinum Connoisseur
Wyndham Rewards Platinum Diamond

Principal and supplementary World/World Elite Mastercard cardholders enjoy an instant upgrade to the abovementioned tiers with Brilliant by Langham, Centara The1, GHA DISCOVERY, I Prefer, Swiss Belexecutive and Wyndham Rewards.

Langham, Centara, and Swiss Belexecutive are relative minnows, and will have limited appeal. Much bigger are I Prefer, GHA DISCOVERY and Wyndham Rewards. 

GHA DISCOVERY Titanium offers two-category room upgrades and 4 p.m check-out, though both benefits are subject to availability. At least you’ll enjoy guaranteed complimentary breakfast, though only at selected brands such as Capella, Marco Polo and Niccolo Hotels. GHA claims they’ll be rolling this out at more brands in the near future, so hopefully we see Pan Pacific and Kempinski soon.

Wyndham Rewards Diamond offers space-available suite upgrades, an F&B amenity at check-in, as well as early check-in and late check-out, subject to availability.

The catch here is that Wyndham Rewards features mostly budget and moderately-priced accommodation, so you shouldn’t expect jaw-dropping upgrades by any means. 

Registration

To upgrade your account, click on the relevant link and follow the instructions.

Validity

All status is valid for at least 12 months from the date of registration. Different programmes have different expiry policies, so be sure to read the T&Cs for the one you’re interested in.

Status challenges

While these aren’t associated with any credit card per se, I wanted to mention two more ways of earning elite status while bypassing the usual qualification requirements. 

Match KrisFlyer to Bonvoy

If you’re a KrisFlyer Elite Gold, PPS Club or Solitaire PPS Club member, you can register for an instant match to Marriott Bonvoy Gold, with an upgrade to Platinum if you complete 10 paid nights within six months of registration.

If you’re a KrisFlyer Elite Silver, you can register and earn Marriott Bonvoy Silver by completing three nights within six months of registration.

KrisFlyer Tier Instant Match To… Status Accelerator Challenge
PPS Club & Solitaire PPS Club Gold Platinum
(10 nights in 6 months)
KrisFlyer Elite Gold
KrisFlyer Elite Silver N/A Silver
(3 nights in 6 months)

More details about this partnership can be found in this post.

Check your eligibility

Alternatively, if you work for an MNC like Apple, Ernst & Young, Google, IBM or Microsoft, you can register for instant World of Hyatt Explorist status for 90 days, and keep the status if you stay 10 nights during that period. Alternatively, staying 20 nights will upgrade you to Globalist.

More details about this offer can be found in this post.

Get elite benefits without status

But who says you need to have elite status in the first place? If you book a hotel through a luxury privileges programme like Hyatt Prive, Marriott STARS, Rosewood Elite, Shangri-La Luxury Circle and Virtuoso, you can enjoy elite-like benefits such as:

  • Complimentary breakfast for two
  • Room upgrade
  • Late check-out
  • Welcome amenity
  • US$100 hotel credit
  • Complimentary Wi-Fi

These rates price the same as the hotel’s best flexible rate, and unlike bookings made through regular OTAs like Agoda or Hotels.com, they’re also eligible to earn hotel points and elite night credit, where applicable. 

The easiest way of booking these rates is through a platform like HoteLux. Technically, you need a paid membership to use the app, but there’s no reason to pay when they’re practically giving it away

Conclusion

Hotel elite status is difficult to earn if you’re not a road warrior, but there’s several credit cards in Singapore which offer it as a perk. The catch is that you’re looking at entry to mid-tier status at best, with the exception of the smaller and more obscure chains. 

Still, some status is better than none, and if you’re a Singapore Airlines elite member or employee of an MNC, then top-tier Marriott Bonvoy or World of Hyatt status could be within reach at a substantial haircut to the usual qualification requirements. 

Any other credit cards offering hotel elite status in Singapore?

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Jarnytha

Hands down Amex plat charge is the best card to get for hotel status.

Wei

Via infinite cards also get GHA Discovery Titanium?

Shane

Worth highlighting that with Marriott Platinum in the US, you have access to the Lounge where you can get free breakfast.

Dan

seems like the retention requirements for Discovery Platinum has increased to 3 brands, 30 nights and 15k spend

Dan

from my GHADiscovery app, when I was checking the retention requirements

Dave

The Wynhdham – Caesars match is long gone. Only works for Diamonds qualified with the regular number of stays.

JW19

Hoping for more co brand cards in Singapore. What we have locally is pathetic even comparing with small countries or territories like HK.

OJW

Any idea if the Accor statuses can stack if we get them from more than one credit card?

Disregard - nonsensical drivel

Swiss bellend excelsior (or whatever) is the status I never knew I needed.