We haven’t seen many big acquisition offers for HSBC credit cards so far in 2024, but with the year drawing to a close, there’s now a juicy one from SingSaver.
New-to-bank customers can enjoy gifts including a Dyson Supersonic hairdryer, S$400 eCapitaVouchers, or S$199 cash + S$200 eCapitaVouchers when they apply for a HSBC credit card by 2 January 2025 and make a minimum spend of S$500.
This offer also stacks with SingSaver’s ongoing 12 Days of Credit Card Christmas, which awards an extra S$50-$100 cash when you apply for two or three cards in total.
HSBC x SingSaver welcome offers
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HSBC Advance, Live+, Revolution
The following welcome offers are available for applications submitted between 9 December 2024 and 2 January 2025 by new-to-bank customers, defined as those who:
- Do not currently hold a principal HSBC credit card (except the HSBC TravelOne Card)
- Has not cancelled a principal HSBC credit card (except the HSBC TravelOne Card) in the past 12 months
In other words, holding a HSBC TravelOne Card, either now or in the recent past, has no bearing on your new-to-bank status for these offers.
| Card | Choice of Gifts |
 HSBC AdvanceApply |
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 HSBC Live+Apply |
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 HSBC RevolutionApply |
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Do note that SingSaver’s offers replace HSBC’s regular sign-up gifts, so you won’t be able to stack the two.
The first year’s annual fee is waived for all cards (and the HSBC Revolution has no annual fee).
HSBC TravelOne Card
The following welcome offer is available for applications submitted between 9 December 2024 and 2 January 2025 by anyone who has not cancelled a principal HSBC TravelOne Card in the past 12 months.
In other words, you’re still eligible for this offer even if you hold other HSBC credit cards at the time of application.
| Card | Choice of Gifts |
 HSBC TravelOne CardApply |
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Do note that the SingSaver offers replace HSBC’s regular sign-up gifts, so you won’t be able to stack the two.
To summarise the difference between applying via HSBC directly and applying via SingSaver:
| Apply via HSBC | Apply via SingSaver | |
| Pay Annual Fee | S$196.20 | S$196.20 |
| Reward | 20,000 miles | S$199 cash + S$200 eCV (or other gifts) |
I reckon it’s better to go via the SingSaver route, though it boils down to how much you value a mile.
Application steps
- Apply via the links in this article
- Complete the SingSaver Rewards Redemption Form that is sent to your email, within the first 14 days of application. Ensure that the name, mobile number and email address submitted to SingSaver are the same as that used in the credit card application
- Provide HSBC with your consent to receive marketing and promotional materials, and do not revoke it before the gift is fulfilled. This step is very important: no consent = no reward!
What counts as qualifying spend?
A minimum qualifying spend of S$500 must be made by the end of the calendar month after card approval. For example, cards opened on 9 December 2024 will have until 31 January 2025 to meet the qualifying spend.
Qualifying spend includes any retail transactions (whether online or offline), excluding the following:
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The key exclusions to note here are insurance, utilities, education, government transactions as well as CardUp/ipaymy. These were all excluded from 1 July 2020 onwards as part of HSBC’s revised rewards terms and conditions.
Gift fulfilment
All gifts will be fulfilled within three months from the date of completion of the minimum spend. You can check the status of your reward redemption here.
Stacking with SingSaver 12 Days of Credit Card Christmas
SingSaver is running a separate promotion called 12 Days of Credit Card Christmas, which is valid for applications submitted from 9-20 December 2024.
Under this promotion, you can get an extra S$50 to S$100 cash by applying for a total of 2 or 3 cards.
- Apply for 2x cards: Extra S$50 cash
- Apply for 3x cards: Extra S$100 cash
Of the card applications:
- at least one must be from UOB, Maybank or CIMB Bank.
- all two (2x card bonus) or three (3x card bonus) must be new-to-bank
Terms & Conditions
Conclusion
SingSaver is ending 2024 with some big welcome offers for HSBC credit cards, and if you meet the eligibility criteria, this would be a good chance to cash in your new-to-bank status.
I’ve grown a lot less enthusiastic about the HSBC Revolution Card due to its multiple nerfs over 2024, but it’s still a no-fee way of getting a copy of The Entertainer with HSBC, so I don’t really see a downside to signing up for the new customer bonus.
Hi Aaron, I applied via Singsaver and have gotten the email from HSBC that my application has been received, but the email does not contain any ARN for filling up the Singsaver reward form. Please advise.
https://singsaversg.zendesk.com/hc/en-gb/articles/38621445526553-What-is-my-application-policy-reference-number
read the section on HSBC.
Yes I closed the application page only to find out that itโs not sent in the email. i contacted HSBC live chat, they advised to put NA as the ARN.
The heymax miles bonus for Revo is 17000 as seen in the T&Cs. Did they lower it?
It shows 20,000 in my version singsaver.link/cc-rewards-campaign
So for this promotion, I can apply for both the TravelOne and Revolution, and get two sets of welcome gifts if I am new-to-HSBC? In addition, I could apply 1 more Maybank card and it becomes a total of 3x cards for SingSaver 12 Days of Credit Card Christmas promo?