If you’re looking for a travel insurance policy, American Express has renewed the excellent welcome gifts for its My Travel Insurance plans. You can now enjoy up to S$80 Grab vouchers and a Samsonite luggage when you purchase a single-trip or annual policy.
On top of this, you’ll receive an extra gift when you make the purchase via my referral link. Depending on the policy and which AMEX card you currently hold, you’ll earn up to 5,000 Membership Rewards points, 2,500 KrisFlyer miles, or S$25 eCapitaVouchers.
AMEX My Travel Insurance offer
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| Apply here |
| Note: The referral link expires from time to time. If it’s not working, please leave a comment and I’ll get it updated ASAP |
From 7 January to 31 March 2025, customers who purchase a My Travel Insurance policy will enjoy the following welcome gifts:
| Single Trip | Annual Multi-Trip | |
| Essential | – | – |
| Standard | S$20 Grab voucher | S$80 Grab voucher |
| Superior | S$40 Grab voucher |
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| *Applies to both Worldwide (ex USA, Canada and Cuba) and Worldwide (ex Cuba) |
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On top of this, American Express cardholders who purchase their plans (whether single-trip or annual) via my referral link will receive the following additional gifts.
| Your AMEX Card | Policy Purchased | Reward |
| Membership Rewards earning card | Single trip | 1,000 MR points |
| Annual Multi-trip | 5,000 MR points | |
| KrisFlyer miles earning card | Single trip | 500 miles |
| Annual Multi-trip | 2,500 miles | |
| AMEX True Cashback or CapitaCard | Single trip | S$10 eCV |
| Annual Multi-trip | S$25 eCV |
It’s worth noting that American Express is now offering different gifts depending on what card you hold, and whether you buy a single versus annual trip policy. In the previous campaign, the referral gift was a flat S$15 eCapitaVoucher (eCV).
For the avoidance of doubt, you’ll receive one welcome gift and one referral gift per policy purchased, so for example, someone with a Membership Rewards earning card who buys 2x single-trip Superior plans will get 2x S$40 Grab vouchers + 2x 1,000 MR points.
To ensure proper application tracking, every time you purchase a new policy, start a new session by closing your browser and reopening the referral link.
How much coverage is provided?
In terms of coverage, the My Travel Insurance Superior plan offers up to S$500,000 coverage for accidental death and permanent disablement, up to S$2 million for overseas medical expenses or personal liability, S$20,000 for travel cancellation or curtailment, S$1,000 of rental car excess, as well as COVID-19 protection.
Miles chasers will be pleased to know that the plan also offers up to S$20,000 coverage for the loss of frequent flyer points, in the event your inability to travel leads to them being forfeited (e.g. if you book a KrisFlyer Spontaneous Escapes award, which cannot be refunded, or if you’ve booked a hotel with points and are outside the free cancellation window).
Terms & Conditions
Below you’ll find links to the factsheet, policy wording, FAQs and T&Cs for this offer.
- My Travel Insurance Factsheet
- My Travel Insurance Policy Wording
- My Travel Insurance FAQs
- My Travel Insurance Promotion
- Referral rewards
Gifts from purchase of the policy be fulfilled within eight weeks of purchasing the plan.
Gifts from the referral programme will take up to 10 weeks for fulfillment.
How to purchase a plan
When you click on my referral link, you’ll be prompted to enter your AMEX card number. This step is necessary to confirm which reward you qualify for.
After that, you’ll be able to select the plan you wish to purchase. Click on that and proceed as per usual.
What card should you use for your purchase?
While American Express no longer awards points for insurance payments in general, there’s an exception carved out for “payments made for insurance products purchased through American Express authorised channel”.
You can therefore use the following cards and enjoy the usual general spending rate, on top of the gifts.
| Card | Earn Rate |
 AMEX Solitaire PPS Credit Card |
1.3 mpd |
 AMEX PPS Credit Card |
1.3 mpd |
 AMEX KrisFlyer Ascend |
1.2 mpd |
 AMEX KrisFlyer Credit Card |
1.1 mpd |
 AMEX Centurion |
0.98 mpd |
 AMEX Platinum Charge |
0.78 mpd |
 AMEX Platinum Reserve |
0.69 mpd |
 AMEX Platinum Credit Card |
0.69 mpd |
Conclusion
|
| Apply here |
| Note: The referral link expires from time to time. If it’s not working, please leave a comment and I’ll get it updated ASAP |
American Express has renewed the welcome gifts for customers who purchase a My Travel Insurance plan, with an extra referral bonus of up to 5,000 MR points, 2,500 KrisFlyer miles or S$25 eCapitaVouchers.
This policy covers both COVID-19 and loss of miles and points, so if you’re in the market for a travel insurance plan it’s a deal worth considering.
What’s the rough price range of each plan? Did you try with your CCs to get an idea of what the costs are?
Will one get $20 grab voucher for a single plan to vietnam that costs $38?
Quite worth, single trip 4-day SEA costs $35 Standard ($5 after $20 voucher + $10 referral) or $46 Superior (-$4 after $40 voucher + $10 referral)…
No more accor explorer club promotion?
Don’t amex platinum already cover travel insurance if we buy air tickets using the card? Is this above that provision?
Any idea when the bonuses are disbursed? Have gotten multiple insurances with your link previously but so far only 1 of the $40 has been disbursed.