๐Ÿ›ก๏ธ Last call: Sign up for AMEX My Travel Insurance and get Accor Plus, Samsonite luggage, Grab vouchers and bonus miles.

Complete list of UOB$ merchants: June 2025

More than a quarter of UOB$ merchants have left the programme since the previous update, with Canadian Pizza and Polar Puffs & Cakes among the notable departures.

Welcome to the June 2025 roundup of UOB$ merchants, which highlights the places where UOB cardholders can earn UOB$ cashback in addition to the regular UNI$. This cashback can then be used on your next visit to the same merchant.

Unfortunately, the opportunities for double-dipping have shrunk significantly since my last update in March, with 27 merchants โ€” just over a quarter of all participants โ€” exiting the programme.

UOB$ Programme
๐Ÿ’ณ UOB $ Merchants
If youโ€™ve stumbled upon this article via a search engine and want to ensure youโ€™re reading the most up-to-date version, click this link and look for the topmost article.

Why did UOB$ merchants use to be a problem?

UOB$ merchants (formerly known as SMART$ merchants) used to be one of the biggest minefields for UOB cardholders, because UOB$ cashback would be awarded in lieu of UNI$.

Despite the similar-sounding names, UOB$ and UNI$ are worlds apart:

  • UOB$ is a form of return cashback that can be spent on the next bill with the same merchant
  • UNI$ is UOBโ€™s points currency, which can be converted into airline miles

With a median UOB$ rebate of just 3.5%, you would almost always be worse off earning UOB$, compared to up to 4 mpd worth of UNI$.

But on 1 November 2024, everything changed as UOB revised its policy to allow double dipping on UNI$ and UOB$ at UOB$ merchants. Now, instead of avoiding UOB$ merchants, UOB cardholders should be seeking them out. UOB$ rebates may be modest, but so long as theyโ€™re in addition to UNI$, you have nothing to lose.

How do UOB$ work?

When UOB cardholders spend at UOB$ merchants, they earn UOB$ which can be redeemed on the next transaction with the same merchant at a rate of 1 UOB$ = S$1.

For example, suppose you visit UOB$ merchant Miniso (4% rebates) and use your UOB Preferred Platinum Visa to pay for a S$20 transaction (via mobile contactless). You will earn:

  • 40 UNI$ (which can be convert into 80 airline miles)
  • 0.80 UOB$ (which can be used to offset a future transaction at Miniso)

UOB$ can be tracked via the UOB TMRW app. To view the UOB$ youโ€™ve earned, tap on Rewards+ > My rewards > UOB$.

This shows a summary of the UOB$ youโ€™ve earned at various merchants, as well as the expiry date.

All UOB cards participate in the UOB$ programme, with the exception of:

Changes for June 2025

New UOB$ merchants

Two new merchants have joined the UOB$ programme since the previous update in March 2025.

โœ… New UOB$ Merchants: June 2025
Category Merchant Rebate
Retail & Services ICON Aesthetics 3%
Dining Chutney Mary 5%

In the case of Chutney Mary, itโ€™s worth noting that it will be leaving the programme almost as soon as it joined! The last day of participation is 31 August 2025, and all UOB$ must be redeemed by 30 November 2025.

Removed UOB$ merchants

27 merchants have left the UOB$ programme since the previous update in March 2025.

โŒ Removed UOB$ Merchants: June 2025
Category Merchant Rebate
Dining 8 Degrees Taiwanese Bistro 5%
Dining Canadian 2 for 1 Pizza 5%
Dining Co Chung 5%
Dining Famous Palace 5%
Dining I.N.U Cafe and Boutique 5%
Dining Ivins 3%
Dining Jia He Xing 3%
Dining Kinara North West 10%
Dining Kyojo Dining 5%
Dining Little Italy 10%
Dining MOA Restrobar 3%
Dining Mr Biryani 3%
Dining Mun Zuk 5%
Dining Pearl Hill Garden Restaurant 5%
Dining Polar Puffs and Cakes 2%
Lux Retail DKNY 10%
Retail and Services Aesthetic Works MediSpa 3%
Retail and Services Buffโ€™d Nail Spa 3%
Retail and Services CASA 3%
Retail and Services Code Bright Academy 3%
Retail and Services Delta Dental Surgeons 5%
Retail and Services Maco Nail Spa 3%
Retail and Services OZARA 3%
Retail and Services Picota Nail Spa 3%
Retail and Services Pixie Nail Spa 3%
Retail and Services Qoosh Nail Spa 3%
Retail and Services Salivan Beauty Clinic 5%

Notable departures include Canadian 2 for 1 Pizza, Polar Puffs and Cakes, and Delta Dental Surgeons, the only medical clinic on the list.

Full list of UOB$ merchants

Hereโ€™s the latest list of UOB$ merchants, current as of 30 June 2025 (sections are expanded by default for easier searching; you can tap on individual sections to collapse them for easier navigation).

Dining

Dining
Merchant Rebate Remarks
Aburi-EN 3%
  • Isetan Scotts
  • Paragon
  • Nex
  • Northpoint City 
Bee Cheng Hiang 2%
  • Except Takashimaya , Jewel, Changi Airport
Bonchon 5%  
BreadTalk 3%  
Canteen by Trapeze Rec. Club 3%
  • 5% rebate for UOB reserve
Carlโ€™s Jr 3%  
Cellarbration 3%  
Chutney Mary 5%  
Cinnabon 5%  
Crystal Jade Group 3%
  • Except Changi Airport and Tampines 1
Famous Kitchen 5%  
Famous Treasure 5%  
Hang Heung 5%
  • ION Orchard
Hard Rock Cafe 3%  
Hei Sushi 3%  
House of Seafood 3%
(cap S$60)
  • The Riverwalk
House of White Beehoon 3%
  • The Punggol Settlement 
Kappou Miyako 5%
(cap S$100)
  • International Building
Kinara Contemporary Indian Cuisine 10%
  • 164 Upper East Coast Rd 
Mr. Coconut 2%
  • Except Jewel 
Nanbantei Japanese Restaurant 5%
  • Far East Plaza
  • Chinatown Point
Nong Geng Ji 5%
  •  VivoCity
Orchid Live Seafood 3%
(cap S$30)
  • HomeTeamNS Khatib
OSO Ristorante 5%
  • Oasia Hotel Downtown 
Patisserie G 5%
  • Downtown Gallery
  • Millennia Walk 
Potato Corner 3%  
Sakae Sushi 3%  
Salmon Samurai 3%
  • Except 100AM Mall 
Secret Mermaid 3%  
Si Chuan Dou Hua Restaurant 5%  
Standing Sushi Bar 3%  
Swatow Seafood Restaurant 5%
  • 181 Lorong 4 Toa Payoh 
Tanuki Raw 3%  
Tarte by Cheryl Koh 5%  
Taste of India 5%
(cap S$8)
  • 77 Rangoon Rd
Tenkaichi Japanese BBQ Restaurant 5%
  • Marina Square 
Toast Box 3%  

Lux Retail

Lux Retail
Merchant Rebate Remarks
CDG 5%
(min. S$1K)
Till 15 July 2025
CDG Play 5%
(min. S$1K)
Till 15 July 2025
Club21 5%
(min. S$1K)
Till 15 July 2025
Jil Sander 5%
(min. S$1K)
Till 15 July 2025
Mulberry 5%
(min. S$1K)
Till 15 July 2025
Sacai 5%
(min. S$1K)
Till 15 July 2025
Stella McCartney 5%
(min. S$1K)
Till 15 July 2025
Thom Browne 5%
(min. S$1K)
Till 15 July 2025

Retail and Services

Retail and Services
Merchant Rebate Remarks
agnรจs B 5%  
COSLAB 3%
  • Bukit Panjang Plaza
  • Waterway Point
  • Yew Tee Point
Crocodile 3%  
Fortune Supermarket 2%  
Gordon Max 3%
  • Wheelock Place
G-Star Raw 5%  
Hall of Fame 6%
  •  VivoCity
Hang Ten 3%
  • 702 AMK Ave 8
  • KINEX
  • Lot One Shopper
  • Lucky Plaza
  • NEX
  • Northpoint Shopping Centre
HoneyWorld 3%  
ICON Aesthetics 3%  
iRun 6%
  • Queensway Shopping Centre
  • Far East Plaza
  • Peninsula Shopping Complex
JD Sports 5%
(min. S$100)
  •  Not available at Vivo City outlet
LFC 6%
  • Bugis Junction
Limited Edt Underground 6%
  • Queensway Shopping Centre
  • VivoCity
  • The Shoppes at MBS
  • 313 @ Somerset
M)phosis 3%  
Miniso 4%  
Mr Jeff 5%
  • Lot One
  • IMM
  • Kallang MRT
  • Tampines Mall
  • 78B Telok Blangah St
  • 19 Eng Kong Terrace
New Era 6%  
Nitori 3%  
Optique Paris Miki 2%  
Replay 5%
  • Wisma Atria
Sports Fashion 6%
  • Queensway Shopping Centre
Surferโ€™s Paradise 3%
  • Bedok Mall
  • Compass One
  • Eastpoint Mall
  • JCube
  • KINEX
  • Tiong Bahru Plaza
  • Thomson Plaza
  • White Sands
Under Armour 6%
  •  Queensway Shopping Centre
Weston Corp 6%  
Winter Time 2%  

Travel and Entertainment

Travel and Entertainment
Merchant Rebate Remarks
Cathay Cineplexes 2%  
City Tours 10%  

Conclusion

UOB cardholders can earn both UOB$ cashback and UNI$ points at UOB$ merchants, which provides extra incentive to use a UOB card.

Unfortunately, June 2025 has seen the list of participating merchants cut by more than 25%. This is a significant reduction, overshadowing the two new additions (one of which will only be with the programme for a couple more months!).

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

Similar Articles

Comments

2 COMMENTS

Subscribe
Notify of
guest


2 Comments
Oldest
Newest
Inline Feedbacks
View all comments
James

If you use uob ppv , you must choose 4mpd ( mobile contact less ) or redem the Uob$ ( tap the physical card ) due to must use physical card for redeem the uob$ .

Not going through that again

Miniso staff at two separate outlets told me they had no idea how to apply UOB$ when I tried claiming it, itโ€™s not as useful as it looks.

CREDIT CARD SIGN UP BONUSES

Advertisment

Featured Deals

Advertisment

Follow us

7,110FansLike
14,085FollowersFollow

TAGS