SingSaver upsizing Citi credit card sign up gift to S$250 for new-to-bank customers

Apply for an eligible Citi credit card by 31 October and get S$250 cash (usual: S$200) as a new-to-bank customer.

From 21 to 31 October 2019, new-to-bank Citi customers (defined as those who do not currently hold a principal Citi card, and have not in the past 12 months) who get approved for a credit card through SingSaver will get S$250 cash. Existing customers will get S$30 cash. 

Unlike the previous promotion that ran in August, this isn’t a next-day rewards campaign, so you’ll need to wait the usual 2 months for your cash. This will be disbursed by PayNow, however, so there’s no need to travel to a physical collection point. 

The following cards are eligible for this promotion. 

  Income Requirement Annual Fee
Citi Cash Back Card
Apply here
S$30,000 S$192.60 (first year free)
Citi PremierMiles Visa
Apply here
S$30,000 S$192.60*
Citi Rewards Visa
Apply here
S$30,000 S$192.60 (first year free)
Citi Prestige
Apply here
S$120,000 S$535

*First year fee is normally waived for Citi PremierMiles Visa, but you need to pay it to get the “spend $9,000, get 40,000 miles” sign up bonus

By way of reference, SingSaver’s sign up gift for Citi cards fluctuates between S$200 and S$250, and S$250 is generally the highest offer we see (there have been S$300 offers before, but very rare). 

If you’ve been eyeing the Citi Prestige for a while and are a new-to-bank customer, then getting S$250 off the S$535 annual fee is a very good deal. You’ll get 25,000 miles (effectively paying 1.14 cents per mile), an unlimited visit Priority Pass with one guest, the fourth night free on any hotel booking, plus other perks like airport limo transfers (unfortunately nerfed in April this year) and 1 for 1 dining offers. 

Otherwise, the S$250 can help you offset the Citi PremierMiles Visa’s $192.60 first year fee, which you’ll need to pay if you want the 40,000 miles sign up offer. This requires spending S$9,000 in the first 3 months of approval, so check to see if you have any big ticket expenditures coming up (Citi PayAll can be used to hit the minimum spend requirement).

Conclusion

If you qualify as a new-to-bank customer, then getting S$250 cash with your Citibank card is a nice bonus. Be sure to watch your email for SingSaver’s rewards form, which you’ll need to fill to receive your gift. 

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Jason

Can I ask if this promo stack with the Citibank promo. Spend $3k and get 22.8k miles + $250