Credit Cards Deals

SingSaver offering up to $250 cash on Citibank credit cards with next-day fulfilment

New-to-bank Citibank cardholders approved by 2359 on 29 August can get S$250 of cash, fulfilled the next day.

From 26 to 29 August 2019, new-to-bank Citi customers who get approved for a credit card through SingSaver will get S$250 cash (existing customers: S$30 cash) via PayNow, fulfilled the next day after approval. 

Get up to S$250 cash when you apply for a Citi card here


Remember, you can only get this gift if you apply from 26 August, so hold your fire until 0001 hours on 26 August morning. The T&C of this promotion can be found here

A new-to-bank customer is one who does not currently hold a principal Citi credit card, and has not done so in the past 12 months

The following cards are eligible for this promotion. 

 Income RequirementAnnual Fee
Citi Cash Back CardS$30,000S$192.60 (first year free)
Citi PremierMiles VisaS$30,000S$192.60*
Citi Rewards VisaS$30,000S$192.60 (first year free)
Citi SMRT Platinum VisaS$30,000S$160.50 (first 2 years free)
Citi PrestigeS$120,000S$535

*First year fee is normally waived for Citi PremierMiles Visa, but you need to pay it to get the “spend $7,500, get 30,000 miles” sign up bonus

This marks a change in SingSaver’s Citibank sign up gift. Historically, existing/new customers have received S$30/S$200 of vouchers; going forward, it’s S$30/S$250 of cash. 

 Old GiftNew Gift
New customersS$200 Grab/ Taka/ NTUC vouchers
S$250 cash via PayNow
Existing customersS$30 Grab/ Taka/ NTUC vouchersS$30 cash via PayNow
Fulfilment Timeline2 monthsNext working day (if approved by 2359 on 29 Aug 2019)
2 months (otherwise)

For faster fulfilment, get approved before 2359 on 29 August 2019


An important point to note: you’ll only get your S$250 cash fulfilled the next working day if you’re approved by 2359 on 29 August 2019. Otherwise, you’ll need to wait the usual 2 months for fulfilment (but you’ll still get S$250 cash). I imagine that SingSaver is disbursing cash in advance out of their working capital before Citi pays them, hence the need to put a limit on the promotion duration.

If you want your cash faster, it’s strongly recommended you apply via the SingPass MyInfo system. This helps speed up the approval process, as the bank gets direct access your key information. 



If you’re a new-to-bank customer, then S$250 cash is a very lucrative sign up offer, especially if you’re eyeing a card like the Citi Prestige with its non-waivable S$535 annual fee. 

Get up to S$250 cash when you apply for a Citi card here


Be sure to watch your email for SingSaver’s rewards form, which you’ll need to fill to receive your gift. 

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