Analyzing the Krisflyer Ascend sign up bonus mile offer

15,000 miles up for grabs

Let the record show that I’m not the biggest fan of the Krisflyer Ascend, because of its substantial non-waivable first year fee (S$337.05- that’s about 2/3 the fee of an entry level prestige card), stingy MPD on overseas spend (2 mpd, only in June and December) and somewhat lackluster benefits.

However, I’m all for good sign up promotions and the Krisflyer Ascend has an interesting one going on now.

Receive 15,000 KrisFlyer miles on your first S$6,000 spend and a Samsonite Sigma 76cm Expandable Spinner on your next S$4,000 spend in the first 3 months upon Card approval. Apply and receive approval between 21st July and 30th September 2017 (both dates inclusive) to be eligible.

Let’s ignore the luggage and just focus on the miles offer. Assuming you’ve never held a co-brand AMEX SQ credit card before, you’ll be eligible for a 5,000 mile welcome bonus with your first spend of any amount. Therefore, you’re looking at potentially 20,000 Krisflyer miles with $6,000 of spend within the first 3 months of approval, plus the $337.05 annual fee.

How does that compare to the other sign up bonuses on the market now?

CardSpend RequirementTime PeriodAnnual FeeBonus MilesMiles: Spending Ratio
Krisflyer Ascend$6,0003 months$337.0520,0003.2
Citibank Premiermiles$10,0003 months $192.6030,0003
AMEX Rewards$1,500 (min $500 each month)3 months$53.5011,6667.8
AMEX Platinum Reserve$5,0006 months$53527,7775.0

You should remember that sign up bonuses are binary- it’s all or nothing. In other words- you don’t realise the ratio until you hit that spending mark. Fortunately, the sweetest ratio is also the easiest one to get- the AMEX Rewards Card. So I’d definitely recommend people go for that before looking at other options. The offers are of course not mutually exclusive and if you have a banquet/renovation/other big ticket item coming up there’s no reason why you shouldn’t spread it over a few cards.

There’s also an additional offer with the Ascend that gives you 1,500 bonus miles for every approved supplementary card. The good thing is that supplementary cards have a first year fee waiver, and I don’t see anything in the T&C that limits the number of supplementary cards you can apply for (although how many they approve is, of course, up to them). Get cards for your kids, your wife, your parents, your secret other family.

This offer is only applicable to American Express Singapore Airlines Credit Card Members whose new Supplementary Card is applied and approved between 21 July 2017 and 30 September 2017 (both dates inclusive)

Other card benefits

To quickly recap some of the other benefits of the Ascend

  • Complimentary one night at selected Millennium Hotels around the world (some hotels have minimum stay requirements- read the fine print!) and upgrade to My Millennium Premium membership
  • 4 lounge vouchers for use at participating SATS and Plaza Premium lounges
  • Double Krisflyer miles accrual voucher with $15K minimum spend on Singapore Air until 30 June 2018 (capped at 5,000 miles. Don’t ask, bad deal)
  • Free upgrade to Krisflyer Gold status with $15K minimum spend on Singapore Air within 1 year of approval (much more intriguing offer…has anyone tried the good ol’ tie up $15K in working capital with SQ and get a refundable ticket strategy?)

I understand that second year fee waivers are available but you don’t get any of the renewal gifts (like the hotel voucher). I’m still unconvinced about the value prop of the Ascend as a general spending card, and this bonus certainly doesn’t change my baseline stance. However, the bonus means the Ascend should be a card you consider as part of your sign up bonus strategy.

Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

Similar Articles


Notify of
Inline Feedbacks
View all comments

Hmm….. Do supp cardholders get the vouchers too? 😛

Aaron Chan

Hi there! In your table it shows Spending:Miles ratio. I believe it should be Miles:Spending ratio.


I got the first year fee waived somewhat by accident. I was looking for a back door route to kfg (as unlike certain high fliers, I will never get there from bum on seat flying) and blur sotong applied for a different sq amex card. I am not interested in the hotel and lounge vouchers. Customer service said I could change to the kf ascend for no charge. So I did so and am almost on the way to kfg. I did get the other signup bonuses I think. Some derisory amount of miles iirc.


if you ignore the other card benefits for a moment, the Singapore Airlines KrisFlyer Credit Card offers a better deal at the moment.

first yr fee waived off (thats a given , no need for any back door)
any first purchase >1 $ gives u 5000 miles and spend 2500$ in first 3months nets u 7500miles
so the miles spending ratio is a whopping 5.0 🙂


and i forgot to add , Singsaver just gave me 80$ of NTUC vouchers to sign up for this card 😉
ps: im in no way affiliated to SS or marketing for them 😛


Hi Aaron, I think there is an error in your table.
The 42k miles awarded by Citi includes 12k base miles on $10k spend + 30k miles bonus.
For the Ascend card, the 20k miles is purely the bonus on spending $6k in 3 months. Adding the base earn of 1.2mpd translates to a miles spending ratio = 4.5 mpd
(i.e. 27.2k miles/ S$6k spend)
This is on par, if not better, than Citi’s miles spending ratio.


Anyone tried waiving annual fee for the amex ascend card and still get to keep the 20000 sign up and bonus miles?


no free lunch


CSO confirmed no more fee waiver from May this year for this card and Amex Platinum.


OP was asking about about signup bonus and first year fee. AFAIK, Amex never waived first year fee. From the second year I have got annual fee waived (for Ascend only), but no vouchers or bonus miles.


Can me and my partner both apply for this card each and link to one krisflyer account ?




how bout a different card, say the amex krisflyer blue card ?


The name on credit card has to match Krisflyer account – as simple as that.


Anyone knows the validity period of the complimentary stay voucher?



Have anyone analysed if it’s actually worthwhile to pay for the annual fee instead of waiver? Ie. Fee translate to higher mpd against spending on others and the usual sign up promos etc



Featured Deals


Follow us