New-to-bank customers: Get S$300 cash when you sign up for a Citi card

Apply for a Citi card by 29 Feb 2020 as a new-to-bank customer and get S$300 cash upon approval, fulfilled by PayNow.

From now 29 February 2020, new-to-bank customers who sign up for a Citibank credit card through SingSaver will receive S$300 cash upon approval. Existing customers will get S$30 cash. 

Citibank defines new-to-bank as customers who do not currently hold a principal Citi card, and have not in the past 12 months

The following cards are eligible for this promotion. 

  Income Requirement Annual Fee
Citi Cash Back Card
Apply here
S$30,000 S$192.60 (first year free)
Citi PremierMiles Visa
Apply here for first year free
Apply here for 37.3K miles offer 
S$30,000 S$192.60 (first year free, or pay annual fee to be eligible for 37,300 miles sign up bonus)
Citi Rewards Visa
Apply here
S$30,000 S$192.60 (first year free)
Citi Prestige
Apply here
S$120,000 S$535

By way of reference, SingSaver’s new-to-bank gift for Citi cards is usually S$200, although we see S$250 offered periodically as well. S$300 is relatively more rare, and we only saw it a handful of times in 2019. 

What card should I get?

If you’ve been eyeing the Citi Prestige for a while, then getting S$300 off the S$535 annual fee is a very good deal. You’ll get 25,000 miles (effectively paying 0.94 cents per mile), an unlimited visit Priority Pass with one guest, the fourth night free on any hotel booking, plus other perks like airport limo transfers (unfortunately nerfed in April 2019) and 1 for 1 dining offers. 

Otherwise, the S$300 can help you offset the Citi PremierMiles Visa’s S$192.60 annual fee, which you’ll need to pay if you want the 37,300 miles sign up offer. This requires spending S$9,000 in the first 3 months of approval, so check to see if you have any big ticket expenditures coming up (Citi PayAll can be used to hit the minimum spend requirement).

If you don’t want to pay any annual fee, then consider the Citi Rewards Card instead. This lets you earn 10X points (4 mpd) on all online transactions except travel, and is one of the few cards left that still rewards you for GrabPay topups. 

However, if you apply through SingSaver, you won’t be eligible for the sign up bonus the card is offering


Cash gifts take up to 3 months to be fulfilled, but are done so via PayNow (so there’s no need to travel to a physical collection centre). Be sure to watch your email for SingSaver’s rewards form, which you’ll need to fill to receive your gift. 

Purchases made through any of the links in this article may generate an affiliate commission that supports the running of the site. Found this post useful? Subscribe to our Telegram Channel to get these posts pushed directly to your phone, or our newsletter (on the right of your screen) for the latest deals and hacks delivered to your inbox.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

Similar Articles



Notify of

Inline Feedbacks
View all comments

Applied citi card through singsaver last Nov, till now still no news of cash gifts.


Thanks, no hurry. I sign up not really for the cash gift anyway.


For reference I applied for Citi card in Dec 2019, cash gift via PayNow was done within a week. The singsaver email went directly to spam mail folder though.