August offer: S$100 of GrabFood vouchers for new-to-bank OCBC credit card customers

For the month of August, new-to-bank customers who apply for OCBC credit cards through SingSaver will get S$100 GrabFood vouchers upon approval. 

Existing customers will get S$50 GrabFood vouchers, but they’ll need to be among the first 1,000 to spend S$300 by the end of the month following card approval. 

OCBC’s August Acquisition Offer

This offer applies to applicants for the OCBC 365 and OCBC Titanium Rewards:

	Annual Fee*	Gift
OCBC 365 Apply Here	S$192.60	New Customers: S$100 vouchers Existing Customers: S$50 vouchers^
OCBC Titanium Rewards Apply Here	S$192.60	New Customers: S$100 vouchers Existing Customers: S$50 vouchers^
*Annual Fee is free for first 2 years ^Min S$300 spend, and capped at first 1,000 customers. The cap is shared between the OCBC 365 and OCBC Titanium Rewards

Your application must be approved by 30 September 2020, and your card must be activated within 30 days of approval to be eligible. OCBC will send eligible customers an SMS for award collection within 3 months of approval.

Get 10X points on online and offline shopping with the OCBC Titanium Rewards Card

Apply Here
Income Req.	S$30,000 p.a	Points Validity	2 years
Annual Fee	S$192.60 (2 Years Free)	Min. Transfer	25,000 OCBC$ (10,000 miles)
Miles with Annual Fee	None	Transfer Partners	Singapore Airlines
FCY Fee	3.25%	Transfer Fee	S$25
Local Earn	0.4 mpd	Points Pool?	Yes
FCY Earn	0.4 mpd	Lounge Access?	No
Special Earn	4 mpd on online and offline shopping	Airport Limo?	No
Cardholder Terms and Conditions

The OCBC Titanium Rewards is an extremely useful card for miles chasers, thanks to its bonuses on online and offline shopping. 

• MCC 5311: Department Stores
• MCC 5611: Men’s and Boys’ Clothing and Accessories Stores
• MCC 5621: Women’s Ready to Wear Stores
• MCC 5631: Women’s Accessory and Specialty Stores
• MCC 5641: Children’s and Infants’ Wear Stores
• MCC 5651: Family Clothing Stores
• MCC 5661: Shoe Stores
• MCC 5691: Men’s and Women’s Clothing Stores
• MCC 5045: Computers, Peripherals, and Software
• MCC 5732: Electronics Stores
• MCC 5699: Miscellaneous Apparel and Accessory Shops

In addition to this, transactions at the following websites are also eligible for 4 mpd:

• Alibaba
• AliExpress
• Amazon
• Courts
• Daigou
• Ezbuy
• IKEA
• Lazada
• Mustafa Centre
• Qoo10
• Shopee
• Taobao

The above list is not exhaustive, and OCBC maintains an active presence on the HWZ forums, answering questions about merchant eligibility. If you’re unsure about a specific merchant, that’s your best shot of getting an answer. 

The HWZ community has put together a spreadsheet of retailers which have also been confirmed to earn 4 mpd. This includes:

• Apple (both online and in-store)
• Audio House
• Best Denki
• Challenger
• Gain City
• Harvey Norman
• Isetan
• Microsoft
• Marks & Spencer
• Parisilk

The 4 mpd rate is capped at $12,000 of spending per membership year. If you were approved for the card in January 2020, your cap will be reset on 1 January 2021. However, you can double your cap by getting both the Blue and Pink versions of the card. 

Remember that only 1X OCBC$ will be credited upon the transaction posting. The remaining 9X OCBC$ will be credited by the end of the following month.

Read the full OCBC Titanium Rewards review here

Conclusion

This offer is basically the same as last month’s, and is a way to pick up some extra GrabFood vouchers if you don’t already have an OCBC card. 

We’ve previously seen cashback offers from OCBC for new-to-bank customers, so if you’d prefer the flexibility of cash, you might want to wait for the next iteration.