Upgraded: Get a free Apple Watch SE when approved for Citibank credit cards

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From 1-22 Nov, new-to-bank customers will get a free Apple Watch SE upon approval for a Citibank card (with just 1 transaction).

Late last month, SingSaver offered all new-to-bank Citibank cardholders an Apple Watch Series 3 (worth S$299) when they made at least one transaction of any amount within the first 60 days of approval. 

For November, SingSaver has upgraded the gift to an Apple Watch SE (worth S$419), with the same conditions as before (i.e new-to-bank, one transaction within first 60 days of approval). Alternatively, they can opt for S$300 cash. 

Citibank defines new-to-bank customers as those who do not currently hold a principal Citi card, and have not in the 12 month period before application.

There is no cap on the number of eligible new-to-bank customers who can qualify. Existing Citibank customers will receive S$30 cash per approved card. 

How it works

Applications for the following cards through any of the links in this article will be eligible for the Apple Watch SE offer. 

 Income RequirementAnnual Fee
Citi Cash Back Card
Apply here
(first year free)
Citi Cash Back+ Mastercard
Apply here
(first year free)
Citi PremierMiles
Apply here (First Year Free)
Apply here (45K miles offer) 
(first year free option)
Citi Rewards
Apply here
(first year free)
Citi Prestige
Apply here

As a general point, sign ups via SingSaver are eligible for the Citi PremierMiles Card sign up bonus, but not the Citi Rewards Card sign up bonus. 

Important things to note

Do remember to take a screenshot of the Application Reference Number upon submission and save it for your records. You’ll need this to fill in the SingSaver rewards form that will be sent to your email. It’s vital you fill in the form- no form, no reward. 

All cards must be activated and have at least one transaction made within 60 days of approval. All gifts will be fulfilled within 3 months of approval. 

The full T&C of this promotion can be found here


This is one of the more generous gifts we’ve seen for Citibank cards (it’s normally cash of S$200-250). This therefore represents a great opportunity to get either a Citi PremierMiles or Citi Rewards Card if you don’t already have one. 

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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wow that’s indeed a great offer! is it possible to cancel the card within a year after application?


Hi Aaron, do you know if I can stack the sign up bonuses if I’m new to bank and apply for multiple cards at one go?

i.e. can I get the bonus miles with Citi Rewards (22k) + PM (45k) + apple watch?


Thanks for the reply.

What about just rewards and pm without singsaver gift?

Is 30k thank you points worth forgoing for what’s essentially $300 cash?

Technically the sign-up bonus is for customers with no card at point of application right? So if I apply for both before they get approved is it still new to bank for both cards?

If so, I could apply for pm under singsaver and rewards through their website.


Hi Aaron, does it work if I am a Citi supplementary card holder and I sign up as a new-to-bank Citibank cardholder?

Tye Yee Mee

I received my credit card, hope to get the smart watch, may I now the procedure? How do I know if i’m eligible to get it.thks



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