| This offer has been extended till |
From 8-22 March 2021, SingSaver is running a great deal on selected HSBC credit cards. New-to-bank customers will get S$300 cash or a Dyson Cool AM07 Tower Fan (worth S$499) upon approval, with a min. spend of S$500.
For perspective, this is 50% more cash than the existing S$200 cashback offer available to the general public.
| ⚠️ New-to-bank customers are defined as those who do not currently hold a principal HSBC credit card, and have not in the last 12 months |
Existing HSBC customers will get S$60 cashback with a min. spend of S$500.
How it works
Applications through any of the links in this article will be eligible for the offer. The HSBC Revolution is the obvious card of choice for miles collectors, but you could also apply for the HSBC Advance or HSBC Visa Platinum if you were so inclined.
| Income Req. | Annual Fee | |
 HSBC RevolutionApply here | S$30,000 | None |
 HSBC AdvanceApply here | S$30,000 | S$192.60 (first year free) |
 HSBC Visa PlatinumApply here | S$30,000 | S$192.60 (first two years free) |
| Note: After entering your email, you will be redirected to a landing page that shows the regular offer of S$200 cashback with S$500. Ignore this- provided you sign up via the links in this post, you will get S$300 cash from SingSaver (as per these T&Cs) |
You must to fill in the SingSaver rewards form that will be sent to your email. It’s vital you do this- no form, no reward. FYI, no reference number will be given for HSBC cards; you just need to input the name of the product you applied for
All cards must be activated, and you must spend S$500 on eligible purchases by the end of the following calendar month. For example, if you apply on 9 March and get approved on 10 March, you will have till 30 April to meet the minimum spend.
Gifts will take up to four months to be fulfilled- the reason for the lead time is the need to verify eligibility with HSBC.
What spending is excluded?
The easiest way to hit your S$500 minimum spend is to go out and shop at a supermarket. Since you’ll earn 4 mpd here (see next section), there really is no opportunity cost involved in using the HSBC Revolution; in fact, it’s the card I’d use by default here anyway.
Do note that your transactions must post by the end of the qualifying period. It can take anywhere from 1-3 days from the date of the transaction for it to post to your account, so don’t leave your spending till the last moment.
The minimum spend of S$500 does not include the following:
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The key exclusions to note here are insurance, utilities, education, government transactions as well as CardUp/ipaymy. These were all excluded from 1 July 2020 onwards as part of HSBC’s revised rewards terms and conditions.
The full T&C of this offer can be found here.
What should I use the HSBC Revolution for?
HSBC Revolution cardholders will earn an additional 9 HSBC Points for every S$1 spent on selected online and contactless transactions, whether in local currency or FCY. That’s a total earn rate of 10 HSBC Points per S$1 spent, or 4 mpd.
The following MCCs are eligible for bonus points:
| Category | MCCs |
| Airlines, Car Rental, Lodging, Cruise Lines and Travel Agencies | 3000 to 3350, 3351 to 3500, 3501 to 3999, 4411, 4511, 4722, 7011 |
| Department Stores and Retail Stores | 4816, 5045, 5262, 5309, 5310, 5311, 5331, 5399, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699, 5732 to 5735, 5912, 5942, 5944 to 5949, 5964 to 5970, 5992, 5999 |
| Supermarkets, Dining and Food Delivery | 5411, 5441, 5462, 5499, 5811, 5812, 5813, 5814 |
| Transportation and Membership Clubs | 4121, 7997 |
For those of you who don’t speak MCC, this includes transactions at:
- Airlines, Car Rental, Lodging, Cruise Lines and Travel Agencies: Singapore Airlines, Scoot, Cathay Pacific, Emirates, or any other airline, Hilton, Hyatt, Marriott, or any other hotel
- Department and Retail Stores: Amazon, Book Depository, Courts, Harvey Norman, Lazada, Qoo10, Shopee, Taobao
- Supermarkets, Dining and Food Delivery: Cold Storage, Deliveroo, FairPrice ON, foodpanda, GrabFood, WhyQ, most restaurants, cafes, fast food outlets
- Transportation and Membership Clubs: Comfort, Grab (excluding GrabPay top-ups), gojek, Fitness First
The list above is far from comprehensive. If you’re curious about which merchants fall under what MCC, you can always use the Visa Supplier Locator.
The 4 mpd is capped at a maximum of S$1,000 per calendar month.
Conclusion
This is currently the best offer on the market for the HSBC Revolution, certainly more generous than going directly via the HSBC website. Be sure to look out for the SingSaver rewards form, and submit it ASAP.
Thanks for this speedy update Aaron. Managed to cancel my pending application in time to take advantage of this latest offer.
Shock! Horror! Ipaymy is mentioned in this Milelion article!
Is HSBC premier card holders consider existing customer?
a debit card, no. a credit card, yes.
Can i buy cold storage vouchers
Yup
thank you 🙂
Is payment for the device or phone when you recontracting with telco considered as utilities? Not sure is qualify for the minimum spend
Wah lan eh I only got $180 cash back 2 mths ago
Anyone else having issues with using My info when signing up for HSBC credit card?
I am, cannot access my previous half filled application… HSBC site is broken
FYI we will not trust Singsaver anymore. When we got into the promo last Sep for the Pure Cool Me fan, we signed up in good faith that its for new and existing card applicants. Now they are pushing it to the bank that they are the ones rejecting the promo for the Dyson. The bank says its nothing to do with them because its Singsaver’s promo. I think it may be speculative but Singsaver is not honouring their agreement. Very disappointed.
Can i buy FairPrice vouchers $500 to qualify?
yup.
Anyone’s card approved? I applied on 9 March but it’s yet to be approved.
Same here, faced so many issues as the other commenters. Applied on first day and faced issues with My Info despite trying so many times and on different browsers. After that decided to click save and exit to try again later, but didn’t receive an email for me to continue my application, and I couldn’t submit a new one because it says I have application in process. Called HSBC (super long hold times) and finally managed to sort things out 1 week later. It’s April now and no news on my application approval. Just hope they void this application if… Read more »
Accidentally clicked the “Save and exit”” button on the HSBC website when I was applying for the card. Then when I went back to re-apply to click from the SIngsSavers’ link, the HSBC website stated I have an application in progress and told me to click from the link sent in SMS. If I do so i will not be able to get the reward?
Did your application get approved alr?
Hi Aaron, for this qualifying transaction, is payment to telecommunication provider, i.e. Singtel considered as qualifying transactions?
refer to the T&Cs or call HSBC to check.
if my credit card approved in April, meaning i entitled to gift so long i spend within May 21?
Hi, I actually applied for the HSBC card on the 2nd week of March but only receive my card on around the 2nd-3rd week of april. I was worried at first on how to meet the minimum spend of $500 within just a week left, but after calling HSBC, i got to know that my card was approved on 1th April. To answer your question, Yes you have until the end of May 2021 to meet the criteria.