Earn 4.4 mpd on online shopping, food delivery and more with UOB PRVI Miles cards

UOB has launched a new bonus miles promotion for its PRVI Miles Mastercard and PRVI Miles Visa cardholders, who can earn 4.4 mpd on selected online transactions like food delivery, entertainment and shopping up till 31 August 2021.

Cardholders may have received the following SMS, but it’s not a targeted offer. Any PRVI Miles cardholder can register and enjoy the bonus. 

<ADV> PRVI Miles Visa: Enjoy up to 4.4 miles per S$1 spend (UNI$11 per S$5 spend) on online dining and food delivery till 31 Aug ’21. To enrol, SMS BONUSV<space>last 4 alphanumeric of NRIC to 77862. T&Cs at uob.com.sg/prvtncs To UNSUB: SMS UN to 77862.

No minimum spend is required, and there is no cap on the maximum number of eligible cardholders. 

UOB PRVI Miles Mastercard

UOB PRVI Miles Mastercard members can earn 4.4 mpd on entertainment and online shopping (including electronics, fashion, home furnishings, online marketplaces and more), with no minimum spend. 

Registration is required, and can be done by sending the following SMS to 77862:

There is no cap on the number of cardholders who can register. Once registered, cardholders will earn 4.4 mpd on eligible online transactions from 21 June to 31 August 2021, broken down as follows:

The maximum bonus you can earn is capped at UNI$750, or S$500 of eligible spending during the entire promotion period. 

Eligible online transactions are defined as the following:

If you’re uncertain about the MCC of a particular merchant, you can always look it up via the Visa Supplier Locator. As a reminder, all transactions must be made online, though they need not necessarily be in SGD. 

What’s noteworthy is that MCC 7941 is included, which means you could pay for gym memberships at places like Fitness First or Anytime Fitness (to the extent that they have online payment portals; as you can tell from my physique I’m not a gym person).

Bonus UNI$ will be credited to your account by 31 October 2021. 

Barracks Hotel contest

If you’re among the top six spenders for online shopping and/or entertainment on your UOB PRVI Miles Mastercard during the promotion period, you’ll win a 1 night staycation at The Barracks Hotel Sentosa, valued at S$885.

I stayed here during a media event in 2019, and it’s a very high quality experience overall. 

Terms & Conditions

The full T&C for the UOB PRVI Miles Mastercard offer can be found here. 

UOB PRVI Miles Visa

UOB PRVI Miles Visa members can earn 4.4 mpd on online dining and food delivery, with no minimum spend. 

Registration is required, and can be done by sending the following SMS to 77862:

There is no cap on the number of cardholders who can register. Once registered, cardholders will earn up to 4.4 mpd on eligible online transactions from 21 June to 31 August 2021, broken down as follows:

The maximum bonus you can earn is capped at UNI$750, or S$500 of eligible spending during the entire promotion period. 

Eligible online transactions are defined as the following:

If you’re uncertain about the MCC of a particular merchant, you can always look it up via the Visa Supplier Locator. As a reminder, all transactions must be made online and in SGD (unlike the PRVI Miles Mastercard promotion, where you could charge in foreign currency too). 

Bonus UNI$ will be credited to your account by 31 October 2021. 

Terms & Conditions

The full T&C for the UOB PRVI Miles Visa offer can be found here.

How does this compare to the Citi PremierMiles offer?

If you also happen to hold a Citi PremierMiles Card, it’s worth noting that you can currently earn an uncapped 4 mpd on food delivery and home entertainment. No registration or minimum spend is required, and this offer lasts till 31 August 2021. 

While the UOB PRVI Miles Visa’s 4.4 mpd is ostensibly a higher figure, Citibank awards points for every S$1, versus S$5 for UOB (learn more about credit card points rounding here). This is especially important for something like food delivery, given your average transaction size will be on the smaller side. 

To illustrate, someone who spends S$18 with Deliveroo will earn:

• 64 miles with UOB PRVI Miles Visa (S$18 rounded down to S$15, with further rounding down due to partial UNI$)
• 72 miles with the Citi PremierMiles Card (S$18 x 4)

It’s reason enough to stick with the PremierMiles, if you have it. 

Conclusion

While there’s no love for the PRVI Miles AMEX this time round, both UOB PRVI Miles Mastercard and Visa cardholders can enjoy an upsized earn rate on S$500 of online spend until the end of August. 

Take a minute to register, and swap out your default cards as needed. If you have a Citi PremierMiles Card, however, I’d favor that over the UOB offer purely because of the more generous rounding policy.