UOB has launched a recurring payments promotion, offering a up to S$30 cash rebate for charging insurance, telco, town council, utilities and other bills to UOB credit cards.
This promotion runs from 1 October to 31 December 2021, and registration is required.
|UOB Recurring Bill Promo|
UOB recurring Payments Promotion
UOB cardholders must first register their card by sending the following SMS:
|📱 SMS to 77862|
|RBP<space>Last 4 alphanumeric digits of NRIC/Passport|
e.g. RBP 567A
Once registered, they must charge a transaction with an eligible merchant (see below) to the registered card for a period of three consecutive months.
The first transaction must be charged to the registered card during the promotion period (1 October to 31 December 2021), and all three consecutive transactions must be charged to the registered card by 28 February 2022.
Those who fulfill the above criteria will receive up to S$30, as shown below:
|UOB PRVI Miles MC or UOB Lady’s Card||All other UOB cards|
(Capped at 4,000 cardmembers)
The extra bonus reward of S$10 is only available to UOB PRVI Miles Mastercard or UOB Lady’s Card (which includes the UOB Lady’s Classic Card; UOB Lady’s Platinum Card; UOB Lady’s Solitaire Card; and UOB Lady’s Solitaire Metal Card).
Which merchants are eligible?
Recurring payments must be made with one or more of the following merchants:
|Utilities||Best Electricity, Diamond Energy Merchants, Geneco by Seraya Energy, I Switch, Keppel Electric, Ohm Energy, PacificLight Energy, Senoko Energy, Sembcorp Power, Singapore Telecommunications Ltd, Sunseap Energy, Union Power, Tuas Power Supply||✅|
|Telcos||M1, Singtel, Starhub, Circles.Life, GOMO, Grid Mobile, Giga, Redone, TPG Mobile, Vivifi, My Republic||✅|
|Insurance||Prudential, UOI, AXA, Aviva, AIG, Manulife, Great Eastern, Tokio Marine, CHUBB, Singlife||❌|
|Town Councils||Aljunied-Hougang, Ang Mo Kio, Bishan Toa Payoh, Chua Chu Kang, East Coast-Feng Shan, Holland-Bukit Panjang, Jalan Besar, Jurong-Clementi, Marine Parade, Marsiling-Yew Tee, Nee Soon, Pasir Ris-Punggol, Sembawang, Sengkang, Tampines, Tanjong Pagar, West Coast||❌|
|Media||Singapore Press Holdings, New York Times, Wall Street Journal, Financial Times, The Economist, National Geographic, Storytel||✅|
|Entertainment||Netflix, Apple iTunes, Viu Sg, Disney Plus, Hulu, Audible, Spotify||✅|
|Fitness||Anytime Fitness, Fitness First, Pure Fitness, Pure Yoga, Virgin Active, F45, True Fitness, ClassPass, True Yoga, Zumba Fitness, Platinum Yoga, Platinum Fitness, Gold’s Gym, GYMMBOXX, ActiveSG||✅|
I’ve added a column indicating whether a particular transaction earns points with UOB credit cards; with the exception of town council and insurance payments, all the categories above are fine.
Cardholders must not have charged a recurring bill payment to an eligible merchant prior to 1 October 2021. Unfortunately, it’s unclear from the wording in the T&Cs whether this means any the merchants here, or a particular one. I tend to believe it’s the latter, i.e. if you already use your UOB card as the recurring bill payment method for The Economist, it won’t count towards this promotion.
A recurring billing arrangement can be set up with the following merchants through the UOB Bill Payment Service Form
- Singtel, M1, Starhub
- Aljunied-Hougang Town Council, Bishan-Toa Payoh Town Council, Chua Chu Kang Town Council, Holland-Bukit Panjang Town Council, Marine Parade Town Council, Jalan Besar Town Council, Pasir Ris-Punggol Town Council, Tampines Town Council, Tanjong Pagar Town Council, West Coast Town Council
- UOI, SPH
For all other telco, utilities and town councils, refer to the links below:
- Diamond Electric, Geneco, iSwitch, Keppel Electric, Ohm, Pacific Light, Sembcorp, Senoko, SP Group, Sunseap, Union Power
- Circles.Life, GOMO, Grid Mobile, Giga, redONE, TPG Mobile, VIVFI, MyRepublic
- Ang Mo Kio Town Council, East Coast-Feng Shan Town Council, Jurong-Clementi Town Council, Marsiling-Yew Tee Town Council, Nee Soon Town Council, Sembawang Town Council, Sengkang Town Council
For insurance, entertainment, media and fitness merchants, please check with the respective merchants on how to set up recurring bill payment.
Payments made using your registered card via AXS or SAM will not constitute an eligible transaction for the purposes of this promotion.
When will the rebate be credited?
The cash rebate will be credited by 31 March 2022.
Terms and conditions
The full T&Cs for this promotion can be found here.
How does this compare to HSBC’s offer?
You may recall reading about a very similar offer by HSBC, which offers cardholders up to S$50 cashback on recurring bill payments (RBP).
Here’s how the two compare:
|Promo Period||1 Oct to 31 Dec 21||1 Nov 21 to 31 Jan 22|
|Reward||Up to S$30 (1x RBP)|
|Cap||4,000 (for S$20 reward)||2,000|
HSBC has a wider variety of eligible categories, but also a smaller cap. For someone with just a single bill to pay, UOB would offer the bigger return.
Ultimately, there’s nothing stopping you from taking advantage of both promotions, assuming you have the cards and enough bill payments to go around.
UOB’s recurring bill payment promotion is a good opportunity to pick up some cashback on transactions like insurance or town council payments, which would normally not earn any rewards.
Be sure to register your card before charging anything, and remember the 4,000 overall cardmember cap.