UOB cards offering up to S$30 cash rebate on recurring bill payments

UOB has launched a recurring payments promotion, offering a up to S$30 cash rebate for charging insurance, telco, town council, utilities and other bills to UOB credit cards. 

This promotion runs from 1 October to 31 December 2021, and registration is required. 

UOB Recurring Bill Promo

UOB recurring Payments Promotion

UOB cardholders must first register their card by sending the following SMS:

Once registered, they must charge a transaction with an eligible merchant (see below) to the registered card for a period of three consecutive months. 

The first transaction must be charged to the registered card during the promotion period (1 October to 31 December 2021), and all three consecutive transactions must be charged to the registered card by 28 February 2022. 

Those who fulfill the above criteria will receive up to S$30, as shown below:

The extra bonus reward of S$10 is only available to UOB PRVI Miles Mastercard or UOB Lady’s Card (which includes the UOB Lady’s Classic Card; UOB Lady’s Platinum Card; UOB Lady’s Solitaire Card; and UOB Lady’s Solitaire Metal Card).

Which merchants are eligible?

Recurring payments must be made with one or more of the following merchants:

I’ve added a column indicating whether a particular transaction earns points with UOB credit cards; with the exception of town council and insurance payments, all the categories above are fine. 

Cardholders must not have charged a recurring bill payment to an eligible merchant prior to 1 October 2021. Unfortunately, it’s unclear from the wording in the T&Cs whether this means any the merchants here, or a particular one. I tend to believe it’s the latter, i.e. if you already use your UOB card as the recurring bill payment method for The Economist, it won’t count towards this promotion. 

A recurring billing arrangement can be set up with the following merchants through the UOB Bill Payment Service Form

• Singtel, M1, Starhub
• Aljunied-Hougang Town Council, Bishan-Toa Payoh Town Council, Chua Chu Kang Town Council, Holland-Bukit Panjang Town Council, Marine Parade Town Council, Jalan Besar Town Council, Pasir Ris-Punggol Town Council, Tampines Town Council, Tanjong Pagar Town Council, West Coast Town Council
• UOI, SPH

For all other telco, utilities and town councils, refer to the links below:

• Diamond Electric, Geneco, iSwitch, Keppel Electric, Ohm, Pacific Light, Sembcorp, Senoko, SP Group, Sunseap, Union Power
• Circles.Life, GOMO, Grid Mobile, Giga, redONE, TPG Mobile, VIVFI, MyRepublic
• Ang Mo Kio Town Council, East Coast-Feng Shan Town Council, Jurong-Clementi Town Council, Marsiling-Yew Tee Town Council, Nee Soon Town Council, Sembawang Town Council, Sengkang Town Council

For insurance, entertainment, media and fitness merchants, please check with the respective merchants on how to set up recurring bill payment.

Payments made using your registered card via AXS or SAM will not constitute an eligible transaction for the purposes of this promotion. 

When will the rebate be credited?

The cash rebate will be credited by 31 March 2022.

Terms and conditions

The full T&Cs for this promotion can be found here. 

How does this compare to HSBC’s offer?

You may recall reading about a very similar offer by HSBC, which offers cardholders up to S$50 cashback on recurring bill payments (RBP).

Here’s how the two compare:

HSBC has a wider variety of eligible categories, but also a smaller cap. For someone with just a single bill to pay, UOB would offer the bigger return. 

Ultimately, there’s nothing stopping you from taking advantage of both promotions, assuming you have the cards and enough bill payments to go around. 

Conclusion

UOB’s recurring bill payment promotion is a good opportunity to pick up some cashback on transactions like insurance or town council payments, which would normally not earn any rewards.

Be sure to register your card before charging anything, and remember the 4,000 overall cardmember cap.