Should you earn KrisFlyer Elite Gold through credit card points transfers?

Last Updated:

From now till February 2022, KrisFlyer members can earn Elite miles without flying. Should you make the jump to Elite Gold?

Back in April, Singapore Airlines launched an “Unlock Status Credits Without Flying” campaign, which allows KrisFlyer and PPS Club members to earn status credits on the ground without flying.

This campaign runs from 7 April 2021 to 28 February 2022, and members can earn uncapped Elite miles or PPS Value from the following activities:

Campaign Landing Page
 KrisFlyerPPS Club 
Convert KrisFlyer miles
(min. 10,000 miles)
1 Elite mile per 5 KrisFlyer miles1 PPS Value per 10 KrisFlyer miles
Convert KrisPay miles
(min. depends on bank)
1 Elite mile per 5 KrisPay miles1 PPS Value per 10 KrisPay miles
Spend on co-brand cards
(min. 100 miles earned)
1 Elite mile per 5 KrisFlyer miles 1 PPS Value per 10 KrisFlyer miles 
Spend on KrisShop or Kris+3 Elite miles per S$11 PPS Value per S$1
Earn with non-air partners
(min. 500 miles)
1 Elite mile per 5 KrisFlyer miles earned1 PPS Value per 10 KrisFlyer miles earned
⚠️ Note: KrisFlyer members will not be able to earn PPS Value, and PPS Club members will not be able to earn Elite miles

Status credits will count towards KrisFlyer Elite or PPS Club membership renewal due between March 2022 and February 2023, or to upgrade your existing membership status. Singapore Airlines has already granted an automatic extension for any KrisFlyer Elite or PPS Club membership expiring from March 2021 to February 2022

With the return of leisure travel and the just-launched KrisFlyer 15% transfer bonus, many people are asking: should I take this opportunity to upgrade to KrisFlyer Elite Gold? That’s what I’m thinking about too, having lost my KrisFlyer Elite Gold status in 2019. 

KrisFlyer Elite Gold: To qualify or not to qualify?

Here’s my current situation:

You’ll notice my account has two trackers: one for KrisFlyer Elite Silver, one for KrisFlyer Elite Gold.

  • To requalify for Elite Silver, I need to earn 14,728 Elite miles by 31 March 2022
  • To qualify for Elite Gold, I need to earn 20,539 Elite miles by 30 November 2021

What gives? Why are the two dates different?

I’m already a KrisFlyer Elite Silver, and my membership year runs from 1 April to 31 March. I need to rack up 25,000 Elite miles during this period to retain my membership. 

However, I’m not yet a KrisFlyer Elite Gold, so I don’t have a membership year to speak of. KrisFlyer Elite Gold requires 50,000 Elite miles in a 12-month period, and over the past 12 months I’ve accrued 29,461 Elite miles from points transfers and events like Inside Singapore Airlines and Restaurant A380, broken down as follows: 

MonthElite Miles Earned
Nov-2016,573
Dec-202,616
Jan-210
Feb-210
Mar-210
Apr-211,719
May-217,877
Jun-21358
Jul-21204
Aug-2175
Sep-2139
Oct-210
Total29,461

Therefore, as of today I need 20,539 more Elite miles (50,000 – 29,461) by 30 November 2021 to qualify for KrisFlyer Elite Gold. Why 30 November 2021? Because that’s when the 16,573 Elite miles earned in November 2020 drop off the radar.

But this is a moving target. To illustrate, suppose I earn no further Elite miles from now till 30 November 2021. On 1 December 2021, the Elite Gold tracker will read:

  • Earned: 12,888 Elite miles
  • Required: 37,112 Elite miles by 31 Dec 21

Follow me? The 16,573 Elite miles from November 2020 have dropped off, but I can still qualify by accruing 50,000 Elite miles from December 2020 to December 2021. I already have 12,888 Elite miles (2,616 + 1,719 + 7,877 + 358 +204 + 75 + 39), which leaves a deficit of 37,112 elite miles by 31 December 2021.  

tl;dr: requalification has a fixed date, while qualification does not. 

To requalify for KrisFlyer Elite Silver/Gold, you need to hit 25,000/50,000 elite miles by the end of your membership year. To qualify for KrisFlyer Elite Silver/Gold, you need to hit 25,000/50,000 elite miles within any given 12-month period. 

💡 If you want to be technical, it’s actually 13 months, because Elite miles earned on 1 December 2020 only drop off after 31 December 2021

How many more Elite miles do I need?

KrisFlyer/PPS Club members can earn status credits on the ground till 28 February 2022, so here’s the range of possibilities on my hands:

Qualify InElite Miles Req.Qualify Till
Oct 202120,53931 Oct 2022
Nov 202120,53930 Nov 2022
Dec 202137,11231 Dec 2022
Jan 202239,72831 Jan 2023
Feb 202239,72828 Feb 2023
The above working assumes I earn no further Elite miles between now and Feb 2022

Notice how the incremental Elite miles required increases the longer I wait (since more Elite miles hit the 12-month mark and drop off my account), but on the plus side, delaying my qualification also allows me to stretch the horizon of my membership expiry. 

Then there’s another variable at play: requalification for following membership year.

Once I qualify for KrisFlyer Elite Gold, I can subsequently earn an additional 50,000 Elite miles needed for requalification. This means I could enjoy status up till 28 February 2024, provided I time things right.

Qualify InElite Miles Req.Qualify Till
Oct 202120,539 (qual.) + 50,000 (requal.)31 Oct 2023
Nov 202120,539 (qual.) + 50,000 (requal.)30 Nov 2023
Dec 202137,112 (qual.) + 50,000 (requal.)31 Dec 2023
Jan 202239,728 (qual.) + 50,000 (requal.)31 Jan 2024
Feb 202239,728 (qual.) + 50,000 (requal.)28 Feb 2024

As an FYI, you cannot transfer the equivalent of 100,000 Elite miles at one go and get two years of KrisFlyer Elite Gold, There’s no rollover of Elite miles in excess of qualification for those who upgraded to KrisFlyer Elite Gold after 1 March 2021, so the excess will be wasted. 

Do it in two steps: accrue Elite miles and qualify for KrisFlyer Elite Gold first, wait for your account status to be updated, then accrue more Elite miles to requalify for another year. 

❓ How long is status valid for?

How long status earned through this campaign is valid for depends on whether you’re qualifying or requalifying. 

Imagine two people: Jill, a regular KrisFlyer member, and Jack, a KrisFlyer Elite Gold. Both transfer 250,000 credit card points to KrisFlyer, and their points show up on 8 April. The 50,000 Elite miles will be credited within seven working daysso let’s assume it’s credited on 19 April. 

Jill has now qualified for KrisFlyer Elite Gold, and her membership will be valid for 12 months from the date she earned her 50,000th Elite mile, i.e April 2021 to March 2022 (technically it’s April 2022, because SIA gives an additional month of grace, but let’s ignore that). 

Jack’s existing KrisFlyer Elite Gold membership expires at the end of July 2021. Thanks to the 50,000 Elite miles, he has requalified in the current membership year, and his status will be valid till July 2022.

But wait, you say. Hasn’t Singapore Airlines already granted an extension to all members whose status expires from March 2021 to February 2022? So…why is Jack “wasting” his miles by requalifying when there’s no need to? 

Exactly. That’s why there’s a rollover for existing members like Jack.

The rollover of Elite miles applies to members holding KrisFlyer Elite Silver or Elite Gold status with expiry between March 2021 and February 2022. These members have already been granted a one-year extension, so any Elite miles earned during this membership year will roll over to count towards requalification in the following year (i.e March 2022 to February 2023).

Therefore, Jack will start his next membership year with 50,000 Elite miles already in the bag, which will see him requalifying all the way till July 2023. 

tl;dr:

  • If you don’t have KrisFlyer Elite Gold now, your status will be valid up to 12 months from the date your 50,000 Elite miles post
  • If you do have KrisFlyer Elite Gold, your status will be valid for another 24 months (12 months from SIA, 12 months from the 50,000 Elite miles earned during this campaign) after its current expiry date

How many miles do I need to transfer?

Like most people, I’ll be relying on credit card points transfers to get me over the finish line. It helps that KrisFlyer is currently running a 15% transfer bonus from 26 October to 22 November 2021. 

KrisFlyer Transfer Bonus

As a reminder of how this works:

  • Convert 10,000 to 49,999 miles in a single transaction: 12% bonus
  • Convert 50,000 miles or more in a single transaction: 15% bonus

Elite miles/PPS Value will be earned on both the base and bonus KrisFlyer miles:

  • Elite miles/PPS Value for base miles will be credited within 7 working days after base miles have been credited
  • Elite miles/PPS Value for bonus miles will be credited within by 14 December 2021

We need to be very careful about the delayed crediting of the Elite miles/PPS Value attributable to bonus miles. 

In my situation, I need 20,539 Elite miles by 30 November 2021 to qualify for KrisFlyer Elite Gold. Suppose today I transfer credit card points equivalent to 89,300 miles (minimum transfer blocks mean this exact amount might not be possible, but just humour me for the purposes of illustration).

On paper, the math works out. 89,300 miles x 115%= 102,695 KrisFlyer miles. At a rate of 5 KrisFlyer miles= 1 Elite mile, that’s 20,539 Elite miles, exactly what I need. 

But here’s how the crediting would actually work:

  • 102,695 KrisFlyer miles (base + bonus) get credited to my account
  • 17,860 Elite miles (attributable to the base miles) will be credited within 7 working days
  • 2,679 Elite miles (attributable to the bonus miles) will be credited by 14 December 2021

See the problem? As of 30 November 2021, I’ll still be shy of 2,679 Elite miles to qualify for KrisFlyer Elite Gold. By the time those miles arrive on 14 December 2021, I’ll have lost the 16,573 Elite miles I earned in November 2020, which means I’ll still be shy of 13,894 Elite miles (16,573-2,679).

To put it another way, when calculating how many Elite miles you need to accrue, you’ll need to adjust for those expiring on 31 October/30 November 2021, since they will have “aged out” by the time the Elite miles attributable to the bonus are credited. 

On a separate note, if you want to take advantage of the transfer bonus (which ends on 22 November 2021), but don’t want to start the clock on your KrisFlyer Elite Gold status just yet, consider transferring an amount just shy of 50,000 Elite miles, e.g 49,000 Elite miles. Closer to 28 February 2022, top up the balance through any of the “earn on the ground” methods. 

Is KrisFlyer Elite Gold worth it?

While KrisFlyer Elite Silver has perfunctory benefits at best, KrisFlyer Elite Gold is where the perks start getting serious. 

 KrisFlyer Elite SilverKrisFlyer Elite Gold
Elite Miles Req.25,00050,000
Mileage Bonus25%25%
Priority Waitlist
Advance Seat Selection
(Standard)

(Forward and Standard)
20kg Extra Baggage 
Priority Check-in 
Priority Baggage  
Priority Boarding 
Lounge Access 

KrisFlyer Elite Gold members enjoy priority check-in lines, additional baggage, priority luggage handling, and access to Star Alliance and SilverKris Lounges worldwide (except in Singapore, where they’ll be sent to the KrisFlyer Gold Lounge- though the new iteration looks a lot more promising). 

The future KrisFlyer Gold Lounge (currently serving as the temporary SilverKris Lounge)

The question is how many of these perks you’ll actually need.

Prior to COVID, I found KrisFlyer Elite Gold most useful for my short-haul trips, like Singapore to Bangkok, or an intra-Japan ANA flight, or a domestic flight on United. On these routes, I tend to buy cheap Economy Class tickets rather than redeeming miles, and status helps with lounge access and priority baggage. 

On my long haul trips, I’d typically redeem miles for Business or First Class, which negates the KrisFlyer Elite Gold benefits (since I’d enjoy all those perks by virtue of my cabin class). 

Regional travel isn’t on the cards right now; if anything, it’s the long haul destinations are popping up. And yet, I’ll still be taking a few Economy Class trips in the near future:

  • For the South Korea VTL, I’ll be flying Economy Class to Seoul
  • For my USA/Canada VTL, I’ll be flying Economy Class from San Francisco to Seattle (more details on this trip to come later)

So I would get some value out of status, be it priority baggage, lounge access, or just access to the Gold Track line for faster security where applicable. I’m also quite certain we’ll see at least a handful of regional destinations open up within the next 12 months, so there’ll be further opportunities should I fly Economy to review those destinations.

And I’m anyways intending to take advantage of the 15% transfer bonus, since I’m burning a lot of miles now on VTL reviews. In that sense, qualifying for Elite Gold is just the icing on the cake.

Transferring credit card points: rules of thumb

If you intend to qualify for KrisFlyer Elite Gold via credit card points transfers, here’s a few rules of thumb to follow:

  • Transfer less flexible points before more flexible ones
    • OCBC only partners with KrisFlyer, so its points are relatively less valuable than Citibank and its 11 transfer partners
  • Transfer expiring points before non-expiring ones
    • DBS Points earned on the DBS Woman’s World Card expire after 1 year, so they’re better candidates for transfer than Citi Miles which never expire
  • Don’t transfer via Kris+
    • While Kris+ allows Citibank, DBS and UOB cardholders to avoid conversion fees when transferring points, it also entails a 15% haircut

Conclusion

Singapore Airlines is allowing KrisFlyer/PPS Club members to earn status credits on the ground till 28 February 2022, so there’s still time left to decide if elite status makes sense for you.

Even if you don’t find KrisFlyer Elite Gold benefits to be anything amazing, the presence of a 15% transfer bonus means it’s a great time to transfer credit card points anyway, and qualifying for status may simply be a byproduct.

So yes, it looks like I’ll be saying hello to KrisFlyer Elite Gold again. Hello Joseph Schooling!

Is anyone planning to qualify for KrisFlyer Elite Gold through points transfers?

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

Similar Articles

Comments

Subscribe
Notify of
guest
47 Comments
Oldest
Newest
Inline Feedbacks
View all comments
Chuck

Definitely planning(already started) as it’s too good an offer to miss, bonus plus gold class.

Thanks for the details on transfer date considerations and optimizations..very helpful as always

rolleyes

Didn’t know you have fetish for Joseph Schooling…

Lifshitz

Can you do this for PPS too? Much more interesting since solitaire and rewards are in the cards, and PPS value carries over.
I have about 700k miles with Citi, am unlikely to use them elsewhere and really tempted by the advance upgrades

Zack

Do I have to be a PPS club member at first? I transferred 30k miles, but it only shows 6k towards the KrisFlyer but 0 PPS value.

Lifshitz

Yes – getting PPS this way isn’t possible

Lifshitz

I’ve posted this a few times in the Telegram group but no takers – have you had any real-life experience on how the advance upgrade works? Any space or award space?

Wayne T.

Can I transfer from Marriott BonVoy? I’ve got 120K points when transferred can get me 50K miles. Would that work? I don’t have a Singapore based credit card.

Lifshitz

It will get you 50k KF miles but only 10k status miles

Lila

Have seen this question a few times but not sure if there’s a definitive answer. If someone is just a normal Krisflyer member right now, the first tranche of 250k will get them gold. If, one month later, they put in another tranche of 250k, do they get a one year extension, in other words, 2 years of KFEG for 500k?

Baba!

Hi Aaron

I came across this footnote

*At the point of Elite Silver qualification, any Elite miles in excess of the 25,000 required for qualification will not count towards tier renewal.

The same footnote is there for KF gold page as well.

Am I correct to say, assuming I have 10k elite, I would need to do this in 2 tranches, transfer enough to hit silver and then another ~120k for KF Gold.

Michael Wong

When I login at the account-summary page I only see 1 tracker – the one for KrisFlyer Elite Silver, but not the one for KrisFlyer Elite Gold. Is there a special webpage to show the elite gold tracker too, or did something change, or it’s just me?

Clumsy

Bit the bullet and transferred 270K miles last night – should hit next week. The 20kg extra baggage is the only real attraction to me. Hope the November award seats are still available by the time the points hit.

Clumsy

“There’s no rollover of Elite miles in excess of qualification for those who upgraded to KrisFlyer Elite Gold after 1 March 2021, so the excess will be wasted.”

I missed that – wasted about 10000 elite miles going to Elite Gold. Also the bonus miles did not get awarded elite miles. And it took UOB less than 24 hours to transfer so my year starts in October rather than November.

Chris

Aaron, I am just a few k of elite miles to reach 50k. I am now a regular KF status.
Just to check, I have time till dec 2021 to hit the 50k mark for gold right? To make sure I am able to stretch the gold membership till dec 2022 and not Oct 2022 (as if I throw in some bank points now)

Mike

You have until 22 Nov 2021 to qualify for 15% bonus points (but do transfer at least a week earlier). You have until 28 Feb 2022 to qualify for Elite Gold (also transfer a week earlier). Best strategy likely transfer as much as you can a week before 22 Nov 2021 so maximize 15% bonus, then top up rest to 50K Elite a week before 28 Feb 2022. Your Elite Gold should be valid till Feb 2023 then.

KsSing

You should aim for 2 years of Krisflyer gold. 1st just do 1 small transfer in early Nov for you to reach 50K elite miles. Then before 22nd Nov due date you should make another transfer of at least 215K for you to requalify another year again.

Edm

if you are just a few k elite miles short, can consider to buy from krisshop items…

nick

I am still trying to understand but unlike Jack, my KFEG was extended to June 2022. So if I requalify by topping up 32k elite miles (with the transfer of around 140k KF miles), my KFEG will be thru to June 2023?

Wen Hui

I’m pretty sure Joseph Schooling did not re-qualify. And that’s not just for KFEG.

Anthony

Saw him in SKL F in 2019, so maybe he’s a couple of notches higher as a TPPS now 😉

John

Is it a good idea to transfer points that won’t expire for another year during this promo period? Or any chance they have another 15% bonus transfer window again next year since they have had it two years in a row now.

Alian

Hi Aaron for QPPS to TPPS it’s different, SQ will TPPS you to your next PPS cycle plus 1 year so there is not much diff in delaying r strategizing. In faster you get better as you can then accumulate PPS$ in your reserve.

http://www.sqtalk.com/forum/showthread.php?t=16736

My PPS cycle is 28 Feb and I just got my TPPS in Oct so now my TPPS is until 28 Feb 2023. If I got my TPPS in Jan 22 it’ll still be valid thru to Feb 23. I’ll be using this promo to add to my reserve.

ros

hi Aaron, i did my transfer UOB credit card points Oct 29, its reflected today Oct 30. Both the Elite 56K & Krisflyer bonus 42K miles. Also states requalify for Elite Gold / will be renewed on….. HOORAY!

Aaron, if i transfer another batch 50K sufficient, would i get another year of requalifying !

happy!

UK_Ship

I received the bonus miles at the same time as the transfer, but not the bonus PPS value

Stevexiv

Hi Aaron – great article along with the 15% additional miles one. Everyone’s situation is different so I used SIA live chat app to confirm the 2 year extension mechanism for myself. My situation is as below: Current status: KFEG Status expiry: Dec 2021 (auto extend to Dec 2022) Point: More than 250k Citi Miles avaialble for transfer The CS Rep confirmed that as long as I accrue more than 50k Elite miles before Feb 2022 campaign end date, my KFEG status will simply extend to Dec 2023. Doesn’t matter when I do it. So for current KFEG folks out… Read more »

Last edited 7 months ago by Stevexiv
Sean

Hi Aaron does that mean that existing KFEG cannot roll over a total of 2 years of KFEG gold ie from Steve’s case of Dec 2023 by transferring another 250k before Feb 22 to extend it for yet another year to Dec 2024? Appreciate your thoughts!

Alvin

Most of the time I’d redeem J seats so the perks of KFEG doesn’t really matter..only 2 that is good for me..20kg extra baggage and..

…Priority waitlist..granted it will be not PPS-like where you get Saver availability immediately instead of Advantage sometimes..just wondering if anyone has any data on how “easy” will waitlist clear for F seats(whether Saver or Advantage) as KFEG?

Kyeo

Hi Aaron

Does that mean as an existing KFG member which will be expiring in June 2022, that I will only get 1 year extension after requalifying with the transfers of miles before Nov 22?

And there is actually no point in waiting till Feb 2022 to “requalify”?

Thanks !

Brandon

Hi Aaron,

I received the KFEG through Amex KF Ascend spend 5K offer back in March 2021, with the current KFEG status lasting till end March 2022.

If I were to transfer 50k worth of elite miles today, my KFEG status will be extended to end March 2023.

As I received KFEG after 1 March 2021, there is no point transferring another 50k elite miles for a further extension to March 2024 (after my status has been extended to March 2023)?

paul

Hi Aaron, Read your your post on 12%/15% transfer bonus and this post on jump to KFEG. I’m just KF member and need 6,466 elite miles to qualify for KFES. I’m really not familiar with this miles things so would appreciate your comments. I plan to transfer all my 50,000 OCBC $ (equivalent to 20,000 KF miles) and 23,000 Voyage miles to KF. Unfortunately, I will miss the 15% bonus but will settle for 12% instead. I also plan to convert 140,000 CitiMiles to KF so that can earn the 15% bonus. Before SQ started this transfer bonus promotion, I… Read more »

paul

thanks Aaron

YaoSheng

Do we get physical card now? I have upgraded to Gold tier, but didn’t receive any physical card ):.

Tom

I transferred 220k miles on 1 Nov, saw the bonus miles on 2 Nov. Saw the elite miles for the base 220k on 2 Nov too which works out to around 44k so I’m still short of 6k for gold. I have more miles to transfer but I was planning on doing that after I was upgraded to gold so that it went into the reserve. But after reading the terms it seems like the elite miles for the bonus only hits after the bonus period ends? Which means I should transfer another 30k miles first to hit gold, then… Read more »

Winson

Thanks Aaron for great guide. I’ve received KFEG in Nov 21, and requalification start clocking. Likely I’ll convert another 250k miles into krisflyer to meet extend the status till Nov 23. Are we able to do this requalify again and extend the status till Nov 24 and beyond?

Math

I transferred 270K miles and got gold. I should get the bonus 8100 elite miles in December? To requalify do I need to transfer 185K miles before Nov 22nd? 185K x 1.15 = 212.75K which will earn 42.5K elite miles?

kuah

Hi, do i need to register to enroll this promotion? or it will just upgraded to gold membership once i have the 25k krisflyer miles?

kuah

sorry, it should be 50K krisflyer miles.

CREDIT CARD SIGN UP BONUSES

Advertisment

Featured Deals

Advertisment

Follow us

7,110FansLike
2,641FollowersFollow

RECENT COMMENTS

TAGS