|⚠️ Update: From 27 June 2023, 12 p.m, SingSaver has replaced the S$30 cash gift with a US$20 airalo credit. The revised T&Cs can be found here.|
The HSBC Revolution Card is one of my most-used credit cards, and a key player in my 2023 Credit Card Strategy. I use it for dining, groceries, hotels, air tickets, activities, Grab/gojek rides and more, earning 4 mpd on the first S$1,000 each month.
If you don’t have a HSBC Revolution Card yet, here’s an opportunity to pick up some bonus cash in the process.
From now till 2 July 2023, SingSaver is offering an additional S$30 cash on top of HSBC’s usual sign-up gift of S$150 cashback or a Samsonite luggage bag. No minimum spend is required for the SingSaver gift, though a minimum spend of S$1,000 is required for the HSBC gift.
HSBC Revolution sign-up offer
New-to-bank customers who apply for a HSBC Revolution Card till 2 July 2023 will receive S$30 cash from SingSaver upon submitting their approval email to [email protected]
New-to-bank customers are defined as those who:
On top of this, they will receive a choice of the following gifts when they spend at least S$1,000 in qualifying transactions during the qualifying spend period:
- Samsonite Prestige 69cm Spinner Exp with built-in scale, worth S$670, or
- S$150 cashback
While HSBC used to offer S$200 cashback with a minimum spend of S$500, this was discontinued in early April, sadly. The above is the default offer until at least 31 August 2023.
The qualifying spend period is as follows (do note the first column is “approval” date, not application date):
|Card Approval Date||Qualifying Spend Period|
|1-31 May 2023||By 30 June 2023|
|1-30 June 2023||By 31 July 2023|
- Apply via the links in this article
- Complete the SingSaver Rewards Redemption Form that is sent to your email, within the first 14 days of application. Ensure that the name, mobile number and email address submitted to SingSaver are the same as that used in the credit card application
- Provide HSBC with your consent to receive marketing and promotional materials, and do not revoke it before the gift is fulfilled
- Once you receive a card approval email from HSBC, forward it to [email protected] within one month of the approval date, and no later than 30 June 2023
I want to highlight step (3) in particular, because this is a condition unique to HSBC. You must provide marketing consent in order to have either gift fulfilled (SingSaver’s or HSBC’s).
SingSaver S$30 cash
No minimum spend required for the SingSaver S$30 cash gift.
HSBC S$150 cashback/luggage
A minimum qualifying spend of S$1,000 must be made during the qualifying period.
“Qualifying Spend” refers to any retail transactions (including internet purchases) excluding the following:
The key exclusions to note here are insurance, utilities, education, government transactions as well as CardUp/ipaymy. These were all excluded from 1 July 2020 onwards as part of HSBC’s revised rewards terms and conditions.
The gift will be fulfilled by 31 August 2023, via PayNow.
HSBC S$150 cashback/luggage
Applications approved in May 2023 will receive a notification about their reward by the last week of July 2023.
Applications approved in June 2023 will receive a notification about their reward by the last week of August 2023.
Terms & Conditions
Overview: HSBC Revolution
|Income Req.||S$30,000 p.a.||Points Validity||37 months|
|Annual Fee||None||Min. |
|25,000 HSBC Points|
|Miles with |
|FCY Fee||3.25%||Transfer Fee||S$43.20 (per yr.)|
|Local Earn||0.4 mpd||Points Pool?||No|
|FCY Earn||0.4 mpd||Lounge Access?||No|
|Special Earn||4 mpd on selected online and contactless payments||Airport Limo?||No|
|Cardholder Terms and Conditions|
The HSBC Revolution Card has no annual fee, and cardholders will earn 4 mpd on online and offline contactless payments made at the following merchants, capped at S$1,000 per calendar month.
|Airlines, Car Rental, Lodging, Cruise Lines & Travel Agencies||3000 to 3350, 3351 to 3500, 3501 to 3999, 4411, 4511, 4722, 7011||Singapore Airlines, Scoot, Cathay Pacific, Emirates, Hilton, Hyatt, Marriott, Klook, Expedia, Hotels.com|
|Department Stores & Retail Stores||4816, 5045, 5262, 5309, 5310, 5311, 5331, 5399, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699, 5732 to 5735, 5912, 5942, 5944 to 5949, 5964 to 5970, 5992, 5999||Amazon, Best Denki, Book Depository, Courts, Harvey Norman, Lazada, Qoo10, Shopee, Taobao|
|Supermarkets, Dining & Food Delivery||5411, 5441, 5462, 5499, 5811, 5812, 5813, 5814||Cold Storage, Deliveroo, NTUC FairPrice, Sheng Siong, foodpanda, GrabFood, WhyQ|
|Transport & Membership Clubs||4121, 7997||Comfort, Grab (excluding GrabPay top-ups), gojek, TADA, Ryde, Fitness First|
|Bonuses apply regardless of whether spend is in SGD or foreign currency|
This is a very wide range of everyday merchants, which makes this an almost essential card to have in your arsenal.
To sweeten the deal, cardholders receive a complimentary copy of The Entertainer with more than 1,000 1-for-1 offers for dining, entertainment and travel. Spending on the HSBC Revolution is also eligible to earn a bonus 1% cashback with the HSBC Everyday Global Account, capped at S$300 per month for HSBC Personal Banking members.
For the full details, refer to the post below.
From now till 2 July 2023, applicants for a HSBC Revolution Card will enjoy a bonus S$30 cash from SingSaver, on top of the usual sign-up gifts of S$150 cash or a Samsonite luggage.
I consider this an essential card to have because of its 4 mpd on a wide range of day-to-day spending; the free Entertainer and absence of an annual fee are just the cherry on top.