OCBC Titanium Rewards offering 6 mpd to new customers, plus other sign-up gifts


Earn 6 mpd on shopping for the first 90 days with a new OCBC Titanium Rewards Card, plus SingSaver gifts.

The OCBC Titanium Rewards Card has launched a new acquisition offer from now till 30 September 2023, which gives cardholders an upsized 6 mpd earn rate for online and offline shopping (versus the usual 4 mpd).

This is further stackable with the ongoing SingSaver acquisition gifts, including Apple AirPods Pro 2 and S$280 eCapitaVouchers. If you meet the new-to-bank criteria for OCBC, it’s definitely something to consider.

OCBC Titanium Rewards 6 mpd acquisition offer


This offer is valid for new-to-bank customers who apply for an OCBC Titanium Rewards Card  (Blue or Pink) and receive approval between 18 August to 30 September 2023.

❓ Definitions

New-to-bank customers are defined as those who:

  • do not currently hold a principal OCBC credit card, and
  • have not cancelled a principal OCBC credit card in the past six months

Cardholders will earn a total of 6 mpd on online and in-store spending with eligible shopping merchants, broken down into:

  Earn Rate Remarks
Base 4 mpd Capped at S$13,333 per membership year
Bonus 2 mpd For first 90 days, capped at S$2,000 per calendar month
Total 6 mpd  

The bonus component, amounting to 2 mpd, is valid for the first 90 days and capped at S$2,000 per calendar month. OCBC provides the following illustrations:

  Example 1 Example 2
Card Approval Date 18 Aug 2023 30 Sep 2023
Qualifying Spend Period
(90 days)
18 Aug to 17 Nov 2023 30 Sep to 29 Dec 2023
Month 1 18 Aug to 17 Sep 2023 30 Sep to 29 Oct 2023
Month 2 18 Sep to 17 Oct 2023 30 Oct to 29 Nov 2023
Month 3 18 Oct to 17 Nov 2023 30 Nov to 29 Dec 2023

In other words, a cardholder can max out this bonus by spending S$2,000 per 30-day period for 90 days on eligible merchants, thereby receiving:

  • 24,000 miles (based on the regular 4 mpd earn rate)
  • 12,000 miles (based on the bonus 2 mpd earn rate)

Which merchants are eligible?

The list of eligible merchants follows the OCBC Titanium Rewards Card’s usual whitelist, 

✅ Whitelisted MCCs
MCC Examples
MCC 5311 Departmental Stores Takashimaya, TANGS, Isetan, OG, Metro, BHG, Marks & Spencer
MCC 5611 Men’s and Boys’ Clothing and Accessories Stores Benjamin Barker, Timberland, Edit Suits, Berluti
MCC 5621 Women’s Ready to Wear Stores Zara, H&M, Mothercare
MCC 5631 Women’s Accessory and Speciality Stores Tory Burch, Love Bonito, Pandora
MCC 5641 Children’s and Infants’ Wear Stores Kiddy Palace, Mummys Market, Pupsik, Motherswork
MCC 5651 Family Clothing Stores Uniqlo, ASOS, Club 21, Burberry, Yoox
MCC 5661 Shoe Stores Skechers, Charles & Keith, Bata, Foot Locker, Pazzion
MCC 5691 Men’s and Women’s Clothing Stores Ezbuy, Zalora, Fartech
MCC 5045 Computers, Peripherals, and Software Apple, Aftershock, Prism Plus, Dell
MCC 5732 Electronics Stores Best Denki, Harvey Norman, Gain City
MCC 5699 Miscellaneous Apparel and Accessory Shops Qoo10, Cotton On, Reebonz
✅ Whitelisted Merchants
  • Alibaba
  • AliExpress
  • Amazon^
  • Courts
  • Daigou
  • Ezbuy
  • IKEA
  • Lazada
  • Mustafa Centre^
  • Qoo10
  • Shopee*
  • Taobao
^Amazon and Mustafa Centre transactions under MCC 5411 are not eligible to earn any OCBC$
*Shopee Pay transactions under MCC 5262 are not eligible to earn any OCBC$

If you’re in doubt about the MCC of a particular merchant, there’s two ways of looking it up before spending:

When will the bonus be credited?

OCBC Titanium Rewards Cardholders will initially earn 0.4 mpd when the transaction posts, usually after 1-3 working days.

The bonus 3.6 mpd that’s part of the card’s regular CVP will be received by the end of the following calendar month.

The bonus 2 mpd that’s part of this acquisition campaign will be credited by 31 January 2024. 

Enjoy additional SingSaver gifts

As an added incentive, the OCBC Titanium Rewards Card 6 mpd acquisition offer is further stackable with SingSaver gifts. 

Till 1 October 2023, new-to-bank customers who spend at least S$500 within 30 days of approval can choose from one of the following gifts:

  • Apple AirPods Pro 2nd Gen
  • Hinomi H1 Classic V3
  • S$280 eCapitaVoucher
  • S$250 cash

Application Steps

  1. Apply through any of the links in this article
  2. Complete the card application form on the OCBC website
  3. Complete SingSaver Reward Form sent to your email address
  4. Spend a minimum of S$500 within 30 days of card approval
  5. Upon achieving the minimum spend, receive redemption code from OCBC via SMS, two months after the campaign ends
  6. Complete SingSaver Rewards Validation Form sent to your email address with full name and redemption code from Step 5
  7. SingSaver Redemption Email with instruction on gift redemption will be sent out within eight weeks of completing Reward Validation Form
  8. Collect gift at SingSaver redemption centre

Terms & Conditions

Overview: OCBC Titanium Rewards Card

Income Req. S$30,000 p.a. Points Validity 2 years
Annual Fee S$194.40
(2 Years Free)
25,000 OCBC$
(10,000 miles)
Miles with
Annual Fee
None Transfer
  • SIA
  • Air France-KLM
  • British Airways
  • Cathay
  • Etihad
  • United
  • Accor
  • IHG
  • Marriott
FCY Fee 3.25% Transfer Fee S$25
Local Earn 0.4 mpd Points Pool? Yes
FCY Earn 0.4 mpd Lounge Access? No
Special Earn 4 mpd on online and offline shopping Airport Limo? No
Cardholder Terms and Conditions

The OCBC Titanium Rewards Card has a minimum income requirement of S$30,000 p.a. and offers a two-year waiver of its S$194.40 annual fee. 

Cardholders can earn 4 mpd on online and offline shopping, capped at S$13,335 per membership year. Both the Blue and Pink versions of the card have their own cap, making this a great option for anyone buying big ticket items that would bust the monthly caps of other 4 mpd cards.

For a full review of this card, refer to the post below:

Review: OCBC Titanium Rewards Card



New OCBC Titanium Rewards Cardholders can now enjoy 6 mpd on online and offline shopping for the first 90 days, capped at S$2,000 per calendar month. They can further stack this with the ongoing SingSaver acquisition gifts, making it a lucrative opportunity for anyone who counts as new-to-bank.

Despite its more restrictive whitelist approach, the OCBC Titanium Rewards Card remains one of the staples in my overall miles strategy. You can also pair it with Amaze and Kris+ to enjoy lower FCY fees or bonus miles on your spending.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Hi, I literally signed up and got approved for the OCBC Titanium (Blue) on 21 Aug via Moneysmart (1 day before this news came out)
Do you know if the 6mpd promo would apply there too?


If receive approval between 18 August to 30 September 2023, then you qualify…simple as that.

The Mandalorian

I was wondering whether the bonus OCBC$ given under this promo will eat into the 120,000 bonus OCBC$ yearly cap, so I looked through the promo T&C and could not find any answer to this. Then I found from Titanium Card T&C, clause 1(b): “Notwithstanding anything to the contrary, OCBC Bank has the absolute discretion to determine how the 120,000 OCBC$ as set out in Clause 1(a)(ii)(1) is achieved/calculated. Among others, OCBC Bank may run other campaigns or promotions (“Other Campaigns”) and OCBC$ earned under such Other Campaigns may, at the absolute discretion of OCBC Bank, be included by OCBC… Read more »


Singsaver gifts do not seem to be the same anymore. Capitavouchers have been downgraded to $280.

Jeffrey Goh

It appears that the Singsaver gifts now have the option of 6MPD for first three months, which implies either a) 6MPD or b) Apple AirPods Pro 2nd Gen (worth S$362.35) or a Hinomi H1 Classic V3 with headrest (worth S$459) or S$280 eCapitaVoucher or S$250 Cash via PayNow


Hi, does this promotion apply to OCBC Titanium (Pink) as I could not find the option to apply the pink card? The link above leads me to OCBC Titanium (Blue).

May I check if I spend a total of 4k within a month, does this mean I will earn a total of 50000 OCBC$, (2000×10) + 10000 (cap) = 30000 OCBC$ for the first 2k and (2000×10) = 20000 OCBC$ for the next 2k?


Does this 6mpd apply to the latest nerf for this card? I just got the card on 29 Sep 2023