Extended: UOB PRVI Miles Card uncapped 45,200 miles sign-up bonus

UOB has once again renewed its 45,200 miles sign-up bonus for the UOB PRVI Miles Card, which started back in April 2023 and has been extended every month since.

The terms remain the same as before, namely spending S$1,000 per month for the first two months of approval and paying the S$259.20 annual fee.

This works out to a cost of 0.57 cents per mile, and one of the better offers we’ve seen in recent times, especially for a bank that loves its “first X” promos.

However, applicants from previous months have reported issues with getting their bonus miles credited on time, so be aware of this if you’re considering this offer. 

UOB PRVI Miles 45,200 miles sign-up bonus

Apply (AMEX)

Apply (MC)

Apply (Visa)

New-to-bank customers who apply and are approved for a UOB PRVI Miles AMEX, Mastercard or Visa from 1-31 October 2023 will enjoy up to 45,200 bonus miles, split into:

• 20,000 miles for paying the S$259.20 annual fee
• 25,200 miles for spending S$1,000 per month for two consecutive months

There is no cap on the maximum customers eligible for either component.

However, do note that you must be approved by 31 October 2023, so don’t leave your application till the last minute. I’ve read reports that some customers have waited as long as 2-3 weeks for approval, and I can’t say for sure what happens if your approval comes after the end of the month (a strict reading of the T&Cs would suggest you’re not eligible, but maybe UOB sees all these sequential promotions as part of one single longer promotion?).

The S$2,000 minimum spend will earn:

• 2,800 base miles, if spent locally @ 1.4 mpd
• 4,800 base miles, if spent overseas @ 2.4 mpd

UOB assumes the latter scenario in its marketing, which is why you’ll see this advertised as a 50,000 miles welcome offer (45,200 bonus + 4,800 base) on its website.

Annual fee bonus

Cardholders who pay the first year’s S$259.20 annual fee will receive UNI$10,000 (20,000 miles).

Since the first-year annual fee is waived by default, cardholders must opt in by sending the following SMS to 77862 by 30 November 2023.

Spending bonus

Cardholders who spend S$1,000 in eligible transactions per month for two consecutive months following approval will receive UNI$12,600 (25,200 miles)

For example, if your card is approved on 10 October 2023, you will need to fulfil the minimum spend criteria as follows:

For avoidance of doubt, you cannot simply spend S$2,000 in the first month of approval and say to yourself “job done”. The minimum spend of S$1,000 needs to be clocked in each of the two spending periods. 

What counts as qualifying spend?

Eligible transactions include all retail transactions in local or foreign currency, and a full list of exclusions can be found at point 1.4(c) in the T&Cs. 

The key exclusions to highlight are:

• Charitable donations
• Education
• Government payments
• Hospitals
• Insurance
• Prepaid account top-ups (e.g. GrabPay or YouTrip)
• Utilities
• UOB Payment Facility

Supplementary cardholder spending will be pooled with the principal cardholder’s in determining if the minimum spend has been met. And before you say “isn’t that obvious?”, remember that UOB is not above such shenanigans.

When will the bonus miles be credited?

Annual fee bonus

The UNI$10,000 for paying the S$259.20 annual fee will be credited by 29 February 2024.

Spending bonus

The UNI$12,600 from meeting the 2x S$1,000 minimum spend will be credited by 29 February 2024.

That said, I’ve received a few reports from readers that bonus miles from previous month’s offers have not been crediting on time. I’m not in a position to say whether this is the exception or the norm, but figured it’s worth flagging anyway.

Terms and Conditions

The full T&Cs for this offer can be found here.

I would recommend saving a copy of the document for your own reference, since the link will be replaced with a newer promotion after the current one ends. 

Annual fee waiver option

UOB has a separate offer which allows cardholders to receive a first-year fee waiver and earn 25,200 bonus miles with the same 2 x S$1,000 minimum spend. However, this offer is capped at the first 200 cardholders.

I’m of the opinion that it’s less risky (and more worth it) to apply for the fee-paying option, but if you’re interested in the waiver you can read the T&Cs here.

Earn up to 8 mpd on airline, hotel and travel agent bookings

What’s new this month is that UOB has launched a special offer for airline, hotel and travel agent bookings with the UOB PRVI Miles Card. 

Registered cardholders can earn up to 8 mpd with a minimum spend of S$2,000, and capped at S$4,000.

UOB is also giving away 100,000 miles to the 10 cardholders with the highest amount of eligible transactions charged to a UOB PRVI Miles Card.

For details on how to register for the bonus miles as well as the top spender promotion, refer to the post below.

UOB PRVI Miles offering up to 8 mpd on airline, hotel and travel agent bookings

Overview: UOB PRVI Miles Card

Income Req.	S$30,000 p.a.	Points Validity	2 years
Annual Fee	S$259.20 (FYF)	Min. Transfer	5,000 UNI$ (10,000 miles)
Miles with Annual Fee	N/A	Transfer Partners	SIA Cathay Pacific
FCY Fee	3.25%	Transfer Fee	S$25
Local Earn	1.4 mpd	Points Pool?	Yes
FCY Earn	2.4 mpd	Lounge Access?	No
Special Earn	6 mpd on Agoda, Expedia, UOB Travel	Airport Limo?	Yes  (AMEX only)
Cardholder Terms and Conditions

UOB PRVI Miles Cards are issued across all three networks: American Express, Mastercard, and Visa. Earn rates are the same for all (1.4 mpd local, 2.4 mpd overseas), though the American Express version has two unique features:

• 20,000 bonus miles for spending at least S$50,000 in a membership year
• Complimentary airport limo transfers with a minimum spend of S$1,000 in foreign currency per calendar quarter

UOB UNI$ can be converted to either KrisFlyer, or Asia Miles at a 1 UNI$= 2 miles ratio, with a S$25 conversion fee.

Be sure to check out my full review of the UOB PRVI Miles Card below.

Review: UOB PRVI Miles Card

Conclusion

UOB has once again extended its uncapped sign-up offer for October, with applicants receiving 45,200 miles for paying the S$259.20 annual fee and spending S$1,000 per month for two consecutive months.

If you meet the eligibility criteria, then this is a great opportunity to cash in your new-to-bank status for some bonus miles. That said, do be aware that approvals can take longer than expected, and there have been reports of delayed bonus crediting.

Those who don’t wish to pay an annual fee may want to explore the concurrent offer for the KrisFlyer UOB Credit Card, where new-to-bank customers can get 25,000 miles for spending S$2,000 within the first 60 days of approval.