| ⚠️ Update: Due to overwhelming demand, the end date for this campaign has been brought forward to 6 p.m on Saturday, 18 November 2023. Do submit your applications before the deadline in order to be eligible. |
SingSaver has launched its best offer yet for selected CIMB, Citi and Standard Chartered credit cards, which runs for just three days from now till 6 p.m on Saturday, 18 November 2023 19 November 2023.
New-to-bank cardholders who apply during this period can choose from the following gifts:
- Dyson Airwrap Multi-Styler (Complete) (worth S$859)
- Sony PlayStation 5 Disc Console (worth S$799)
- S$500 eCapitaVoucher
It’s certainly the biggest acquisition offer I’ve seen, and on top of this, you’ll also earn lucky draw chances for SingSaver’s 101 Milestone Giveaway (up for grabs this week are 10x Apple MacBook Air 256GB laptops).
In the unlikely event that you find a better welcome offer than this, you can also file a Best Deal Guarantee claim to receive 2x the difference in Grab vouchers.
Eligible Cards
Till 6 p.m on Saturday, 18 November 2023, new-to-bank customers who apply for any of the following products will be eligible for this offer.
| 💳 CIMB Credit Cards |
||
| Card | Income Req. | Annual Fee |
 CIMB Visa InfiniteApply |
S$120K | None |
 CIMB Visa SignatureApply |
S$30K | None |
 CIMB World MastercardApply |
S$30K | None |
| 💳 Citi Credit Cards |
||
| Card | Income Req. | Annual Fee |
 Citi PremierMiles CardApply |
S$30K | S$194.40 (first year free) |
| 💳 StanChart Credit Cards |
||
| Card | Income Req. | Annual Fee |
 SCB Rewards+ CardApply |
S$30K | S$194.40 (first year free) |
 SCB Simply Cash CardApply |
S$30K | S$194.40 (first year free) |
 SCB Smart CardApply |
S$30K | None |
New-to-bank customers are defined as follows:
| Card | Definition |
| CIMB Cards | Does not hold an existing CIMB principal credit card currently, or in the past 12 months prior to application |
| Citi Cards | Does not hold an existing Citi principal credit card currently, or in the past 12 months prior to application |
| StanChart Cards | Does not hold an existing SCB principal credit card currently, or in the past 12 months prior to application |
You only count as a new customer once per bank, but if you meet the criteria for CIMB, Citi and StanChart there’s nothing stopping you from enjoying three gifts in total.
Application Steps
- Apply via the links in this article
- Take note of the application reference number
- CIMB: 6-8 alphanumeric characters (e.g. 1-xxxxxxx)
- Citi: 12 alphanumeric characters (e.g. A1B23CD456EF)
- StanChart: SGYYYYMMDDxxxxxx
- Complete the SingSaver Rewards Redemption Form that is sent to your email, within the first 14 days of application. Ensure that the name, mobile number and email address submitted to SingSaver are the same as that used in the credit card application
Qualifying Spend
A minimum qualifying spend must be made in order to be eligible for the gifts.
| Card | Min. Spend |
| CIMB Cards | S$988 within 60 days of approval |
| Citi Cards | S$500 within 30 days of approval |
| StanChart Cards | S$250 within 30 days of approval (Rewards+, Smart) S$500 within 30 days of approval (Simply Cash) |
Each bank has its own exclusions list, but common exclusions include charitable donations, education, insurance premiums, and prepaid account top-ups.
CIMB Exclusions
Citi Exclusions
“Qualifying Spend” refers to any retail transactions (including internet purchases) which do not arise from:
(i) any Equal Payment Plan (EPP) purchases,
(ii) refunded/disputed/unauthorised/fraudulent retail purchases,
(iii) Quick Cash and other instalment loans,
(iv) Citi PayLite/Citi Flexibill/cash advance/quasi-cash transactions/balance transfers/annual card membership fees/interest/goods and services taxes,
(v) bill payments made using the Eligible Card as a source of funds,
(vi) late payment fees and (vii) any other form of service/ miscellaneous fees.
(vii) Citi PayAll transactions where the customer is not charged the Citi PayAll service fee.
For avoidance of doubt, using Citi PayAll will count towards qualifying spend, provided the admin fee is paid. Citi is currently offering 1.8 mpd on all transactions till 29 February 2024, with a minimum spend of S$8,000.
StanChart Exclusions
Terms & Conditions
Do have a read of the full T&Cs of this promotion, which can be found in the link below.
Conclusion
SingSaver is now offering some of the biggest gifts we’ve ever seen for new-to-bank CIMB, Citi and StanChart card applicants.
It’s potentially Christmas come early if you meet the criteria, so be sure to submit your applications (and rewards redemption forms) and start clocking the qualifying spend as soon as the cards arrive.
you seem to have missed the Stanchart Journey card. it’s mentioned in the T&C
Nope. Journey card is not included.
I just saw the site, you are right, but the T&C still mention it as eligible
T&Cs do not mention it is eligible. you might want to scroll down.
Would the $500 voucher be better deal compared to on going Citi premier card joining bonus of 8,000 miles? I think cannot get both ,correct?
if you take 8,000 miles over S$500 voucher, you must be an even bigger miles fanatic than me!
8,000 miles vs S$500? Obviously take the S$500 CapitaLand voucher and spend it at the CL malls
Can I use Cardup to fulfill $988 for CIMB card? Thank you
Hi, article mentioned that “ You only count as a new customer once per bank, but if you meet the criteria for CIMB, Citi and StanChart there’s nothing stopping you from enjoying three gifts in total.” Does it mean if I have cancelled my card more than 12 months ago, I’m not considered a new-to-bank customer? Thanks!
no, it means that you can’t apply for 2x scb cards at one go as a new-to-bank customer and get 2x gifts. you only count as new for the first card you apply for (not first EVER card, as your interpretation goes).
Got it. Thank you!
I used the link in the article to apply and obtained an ARN this morning. But in the afternoon I checked my email inbox noted Singsaver has been waiting for me to complete application.… so I clicked in the button in and start over the whole application and got a new ARN. My question – will CIMB take the 1st or the 2nd one as my NTB application? BTW, in Singsaver I’ve put the 2ns ARN to reserve the award so just want to be sure. Thanks.
Apply Citibank then go gold shop buy gold can qualify as spending?
The Singsaver T&C posted on the website, and the T&C link on this page seems to be abit different. It seems that CIMB promo is only valid for 17/11, if it is based on the T&C posted on Singsaver website.
singsaver ended its own campaign ahead of schedule on 17/11. for singsaver affiliates the offer continues until 6 p.m on 18/11.
hi Aaron!
what does this mean?
If I applied for the CIMB card (via the Singsaver promo) before 18/11 6pm, do I qualify for the promotion?
Is this considered “singsaver affiliates” as you mentioned?
Citibank page does not show the application ID at the end of the sign up process. It just says “Thank you for your applicationWe’ll get in touch with you soon to update you on the status of your application.” Is there a problem?
Still eligible after 18th November, 6pm? I click the links, it redirected me to a page stated valid till 19th November, 2359
Singsaver tnc says the credit card’s approval must be given by 19 December 2023 but the bank only process card application on working day.
Is there a conflict in the tnc and bank processing period?
yes, this seems a bit scammy. the promo only started 17 december 2023 which is a Friday. unless the bank gave instant approval there is little chance to meet the conditions of the promotion.
i applied for CIMB on 17 dec and of course there’s no news yet
To increase the chances, applied 2 ntb cards. Both applications had successfully submitted to singsaver.
Unfortunately, both cards had to get approval by 19 Nov 2023. Cso from both banks shared that processing are done on weekdays.
Guess singsaver did not check the calender when they decide the date.
promo started 17 december 2023? back to the future!
approval given by 19 december 2023. what month is it now?
Haha. My bad. I just realised it is December and now is November. Haha.
Your master must be disappointed
I applied for the CIMB credit card on 17Nov, but I still haven’t received the redemption from SingSaver:-(.
There’s a pop up window when you apply for CIMB card, do not close that window, after you have successfully applied to CIMB, you need to go back to this window to proceed further to enter the application number.
Oh no! I just realized that the redemption form was sent to my gmail, but my application form was indicated another email address. So no sure what email address I should fill in now:-(
Wow. Pretty evil of SINGSAVER huh? I got this from their email reply: We would like to share that there were changes made to the Mega Upsized campaign that was set to run from 17 – 19 November 2023 for CIMB credit cards. We deeply apologise for any inconvenience or disappointment this may cause. SingSaver has done everything possible to ensure all participants continue to enjoy the perks of applying via SingSaver. Please refer here for the new terms and conditions. The Products Affected: CIMB Visa Signature Card CIMB World Mastercard CIMB Visa Infinite Initial offer – 17 November before… Read more »
This is only for those who applied via the singsaver website directly. If you applied via milelion or another affiliate, the cutoff is 18 November 6 pm.
To be fair, the article states: “Singsaver has launched its best offer yet for selected CIMB, Citi and Standard Chartered credit cards, which runs for just three days from now till 6 p.m on Saturday, 18 November 2023 19 November 2023. It’s certainly the biggest acquisition offer I’ve seen, and on top of this, you’ll also earn lucky draw chances for SingSaver’s 101 Milestone Giveaway (up for grabs this week are 10x Apple MacBook Air 256GB laptops). ” With the numerous mentions of this campaign being run by Singsaver, one would assume that is is probably less ambiguous to apply… Read more »
I applied for the CIMB Visa Infinite card on 17th Nov at 2.20pm and received a SMS yesterday (20th Nov) stating that the application was unsuccessful. I definitely meet the requirements of the card. Is this outcome likely due to overwhelming response of this promo?
Still got PS5 offer?
Anybody received the ps5 redemption for SC card?