UOB has now published explicit criteria for credit card annual fee waivers, including minimum spend requirements and exemptions for specific customers.
The Citi Prestige Card still performs well compared to the competition, but with a higher annual fee and fewer benefits, the value feels more marginal every year.
The most-improved card in Singapore? It's got to be the Maybank Manchester United Card, which received a major buff following Ruben Amorim's departure.
The GXS Credit Card may call itself "Singapore's highest unlimited cashback card", but Singapore isn't the right place to use it. And did someone say "free metal card?"
The UOB Lady's Cards offer great versatility for miles chasers — with bonus miles and interest via the UOB One and Lady's Savings Account — though the Solitaire requires a fair bit of micromanagement.