The DBS Woman’s Card is alive, for now

Was it all much ado about nothing? Reports are starting to come in that the bonus points for June are now reflecting in people’s DBS Points accounts, and nothing has changed. All the transactions that used to earn you bonus points before, will still earn you bonus points now.

I had 2 Paypal transactions last month that I feared would be excluded under the new T&C, but the points seem to have posted successfully for those too. I called up DBS to confirm this but their rep says he needs some time to do the calculation so I’ll update this again later.

The question now is- what was the point of modifying the T&C if nothing has changed IRL? Was it, as the DBS rep on HWZ said, simply a matter of clarification? It’s a strange sort of clarification if so because some of the transactions that have earned 10X were excluded in the new T&C. Not that I’m complaining.

A disconcerting thought is starting to take root at the back of my head that since the T&C changes were announced in June, maybe they will only take effect from July, meaning that 16 August is the actual D-day, not 16 July. But that sounds awfully similar to doomsday prophets who predict the end of the world then backtrack and say they were off, just a little bit.

So I’m going to take victories where we can find them and continue using my DBS Woman’s card as per normal.

Happy weekend!

cover photo by sjliew

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Hi Aaron, the T&Cs has indeed kicked in but I suspect DBS has conveniently kept some of the key online spend to stop the avalanche of cancellations. I didn’t receive any bonus points for Nets flashpay Auto Top Up and payment to insurance company. No bonuses for payment to govt orgs like LTA for traffic fine too. Seems like the bonus only came in for paypal and fevo card. And its been pretty consistent for June and July statements.


June, may I ask what mode of payment did you use for “payments to govt orgs like LTA for traffic fine”? Was it through e-AXS or some other means?


Online, I paid via the website and went through the usual mode of receiving the Mastercard secure code so its definitely an online payment and not offline processing. Tried it for CGH payment for a hospital bill and it didn’t work. But the LTA one was pretty obvious because I did receive bonus points for the same type of payment made in March.


I had 2 transactions for airbnb that didn’t seem to register for bonus points. And 2 air tickets from European airlines that I purchased directly through their website.


Do you call through the usual DBS hotline?


Did you make the transactions in June?


Yes these transactions were made in May and June. My CC cycle is at the end of the month.


It still works for Fevo?? Woohoo!


For June transsction, reflected this month – YES


Talking to two CSOs, they both mentioned that FEVO to them is not a prepaid account. Buying the card and topping up a debit card is not a considered payment to a prepaid account.

I suppose I could make a parallel with buying a gift card with cash value for someone.

Time will tell whether the CSOs are correct.Similar to Aaron, I will also use the FEVO for now 🙂


Don’t clarify with them. By calling you are just alerting them. Just test them yourself. If it works, good. If not, so be it.




Hey Aaron, Thanks for this new guide! ? I was beginning to fear that I will have less and less use for the woman’s card. I am pretty new to the miles game and thanks to your helpful site (which I check daily) it made it possible. One question though, how do you make out that you earn points on certain transactions? Do you have a system whereby you can tally to check if you expect missing points? It would be great to see a guide on that so that we don’t miss out on all the miles. ? Thank… Read more »


Wouldn’t call it a system. It is just a spreadsheet breakdown calculation.
If you spent on 10 transaction and rewarded Y points, calculate each transactions should earn you how many points and if it tally against reflected.


Thanks Aaron/Merlion for the tip.

I tried to call the CSO from Citibank once about missing miles and was told that they will call back for once they verify and they never called back. Should I ask then for the answer only on the call and not rely on them getting back?

I do agree the system is deliberately ma fan.

I am trying to put together a Google sheet to help me auto calculate all the miles. Will share once I’m done. Currently it will only cover DBS WMMC, Alti visa and Citibank premier visa and rewards Visa.


If they don’t call back after 1 day, it might be better to call them again. Alternatively, I would use the internet banking messaging system on Citibank – that would work better for a proper record.



I also received points for Fevo prepaid but no point given now for pay Singtel bill (is it consider utility ? )


Did you pay your Singtel bill on the Singtel website or via Masterpass on eAXS?


I pay directly on Singtel website


Strange.. because I received 9x points for my M1 and SP Services bills.


You use eAXS for SP Services?


Yes I did via Masterpass


MasterPass via eAXS works for all transactions?


Not sure JS as I only paid for M1 and SP Services.



I received 9x points for Axs payment, nets ATU and Ezylink.
So, am not sure why you said nets ATU is not included.

Thank you


just to share my results, no 9x received for nets ATU for june spending and also for singtel mybill paid from singtel website.

nets atu last received 9x for may spending only.


I received points for SIngtel payment. The different experiences shared above is indeed confusing.


Just to confirm, did you pay via eAXS?


No. Direct payment.


I doubt the revised tnc or so it seem opened up more options right? I am guessing its either maintain or reduced options.


DBS updated me with the breakdown of my Jun txns, confirmed I’m missing 9x points for Grab and will credit to me.

I received 9x points for the following: Singtel bill (direct), Ezlink top n tap, fevo, axs to a certain govt entity (cough)

Also, their 9x calculation is:
1) Individual txn amt/5*9, round to 2dp
2) Sum the above
3) Round down the total to nearest integer


Thanks for the info, I didn’t realise they round to 2 decimal places instead of to the integer before adding them up. That would help future calculations.

And ahem, which Govt entity? *wink*


By the way, is it rounded to the nearest 2 decimal places or rounded down to the nearest 2 decimal places?


Normal rounding. And since it’s stated as AXS PAYMENT I don’t think the entity matters…?


Thanks T for the information!


Can I just check, you managed to receive 9x for eAXS but not the 1x?


Yes, last confirmed back in April that e axs didn’t award that 1x


Ezlink top up stations had started to accept visa paywave for top up. Had switch to UOB Visa Preffered Platinum to continue topping up with nets flash pay.


Anyway to get the fevocard working at ezlink top up stations? Cause I did like to keep the nets fl card in used as some place only accept nets.


Sorry for a bit of spams, check hwz. This visa paywave (or Credit Card) top up at ez link machine has only been available at the start of this month. Not sure how you confirm preffered platinum paywave is not getting points for you, I havent recieved my statment yet. Do you have any sources I can reffered to? Alternatively, Im trying to get fevo card to top up my nets fp this few days. Seems fevo is excluded for used, at least for now.


HELP!! I made a transaction on Expedia after midnight on 1 Aug, but it was recorded on my DBS statement as a transaction on 31 July (which means i dont get 9x points because I have already bust the July cap). CSO said this is because it is still 31 July on Expedia’s side. Anyone had this experience before? Also sharing this so that you guys don’t make the same mistake… it’s painful 🙁


Just curious… Why DBS woman? DBS altitude will get u 6 miles per dollar at Expedia.


I decided to go with 8% cashback with shop back + woman’s card


Strange, I would have thought that it would use the date of the bank rather than the date of the vendor. But good information to take note of.


Has anyone tried using this to pay for NTUC Income insurance payments, whether directly, or via AXS (credit card) or via AXS (Masterpass)?


Didn’t work for me when I paid my NTUC car insurance directly, no pts awarded.


Thanks June for the input. I presume that you paid it directly on their website? I guess its FEVO time for NTUC insurance if that’s the case.


U should try a small amount via e-AXS mastercard/masterpass and see if it works before going the FEVO route


Hello, I paid TM insurance via e-axs(Masterpass) using both DBS woman world and DBS woman 2 days ago. 1x points not credited for both cards. Transaction listed as AXS Payment. Anyone has experience whether 9X points would be credited 16th of month or none at all since transaction is listed as AXS payment? Thanks!


Anyone tried payment to ACCA for this card and awarded bonus?


Does fevo wmmc still work?


Aaron, any update on this for August/Sep points? Thx!


I can confirm 10X points awarded for FEVO/WWMC in Aug/Sep. Let’s hope the trend will continue…


Great!! Thx!


Anyone tried pay M1 or Starhub bills on their respective websites/app? Still have 10x points?


Sorry guys and girls, new to Singapore’s miles game. What is the best card to use to receive miles on paying StarHub, Singtel and SP bills?


Im not sure if you can do a WW -> Fevo , maybe Others with exp can share?


does anyone know if a supplementary card can double the miles earned under one name?


can confirm fevo top up in jan 2017 still got 10x points


fevo top up will earn 10x as it is categorized as transpo and online. it is not categorized as prepaid service


Confirm: E-Axs no longer award any initial and bonus point using DBS Women Card. last check on April 17 using the normal woman card.

Chelsea Kang

Hey Lionel, do you happen to know if Masterpass will still award points? FEVO’s service has been crap recently (or maybe not just recently)


Masterpass by itself doesnt award any points for any card. Its just a gateway to store card data. Points will ultimately depend upon your specific card and the type of transaction.


Does 10x points(WWMC) still apply for top-up of FEVO card? I will go ahead and get the FEVO card if it still does. Thanks.


I just checked my bonus points for both Womans cards and it is less than half of what I expected. Anybody noticed less bonus points than usual for the woman cards?

Called CSO to check, they will come back to me… or not.



I believe the Fever is now dead. At least for transactions made after 14th april

Louis Tan

Noticed the same. Think NBsics is right. Sigh… it was fun while it lasted!


Does the 10x miles still work for topups to PayPal? Appreciate if anyone can share if they know.



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