Get 40K bonus points when you sign up for the AMEX Platinum Charge card


Refer a friend to the AMEX Platinum Charge card, and you can both earn 40K MR points upon approval.

If you’ve been thinking of pulling the trigger on the AMEX Platinum Charge card, here’s some good news: AMEX has doubled the number of points on offer under the MGM (member-get-member) scheme.

Here’s how the old and new MGM offers compare:

 Old MGM OfferNew MGM Offer
Referrer20K MR points40K MR points
Referee20K MR points after spending $50 in 3 months40K MR points after spending $5K in 3 months

This offer is valid until further notice. 

Sign up for the AMEX Platinum Charge and get 40K bonus points

Am I still eligible for the regular sign up bonus?

If you’ve been following the AMEX Platinum Charge card, you’ll know that it comes with a sign up offer of 75K bonus MR points when you spend $20K within the first 3 months of approval.

Applications through the MGM scheme will still be eligible for this sign up offer. 

Even better, the $5K you spend will “double count” towards both offers. In other words, should I spend $20K within the first 3 months, I will get:

  • 40K bonus MR points from the MGM offer
  • 75K bonus MR points from the sign up bonus offer
  • 25K base MR points from regular spending

Remember that AMEX Platinum Charge cardholders can convert MR points to miles at a preferential rate of 400 MR= 250 miles (it’s 450 MR= 250 miles for other AMEX MR members). This means you’re looking at a total haul of 87.5K miles for spending $20K, quite decent all things considered.

How much are the benefits of the AMEX Platinum Charge worth?

Valuation is subjective, but you can definitely earn back more than your annual fee through the various benefits of the AMEX Platinum Charge. I recently wrote an updated article listing out the benefits and how much I value them at- have a read below. 

2019 edition: How much are the benefits of the AMEX Platinum Charge card worth?

I’m also including a few links to resources you might find useful for the AMEX Platinum Charge:


Do familiarize yourselves with the T&C of the MGM program here. There aren’t any red flags as such, but you should note that if your referee subsequently cancels his/her approved card within 6 months, you both lose your gifts.

Sign up for the AMEX Platinum Charge and get 40K bonus points

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Hi Aaron, I have applied for the plat card via your link on 13/03. Look forward to enjoying its benefits soon. Great job on all the various reviews. Fantastic read for me 🙂 btw my current card is the citi prestige and i have been totally “wowed” by its recent ridiculous enhancement on the airport limo service. Rgds DY


Hey Aaron, so if i sign up and spend S$20K in the 1st 3 months at one of their EXTRA merchants like hour glass buying a rolex and some jeans and shirts at GSTAR and Fred Perry, my miles earned would be a whopping:

40K + 75K + 250K

365000 points = 228,125 miles = 11.4 MPD?

Sounds like a plan..

How does the S$16000 cap on EXTRA merchants work? Is it per purchase per store, per month, or?


Aaron/Noob, how do you arrive at 250k points for spending $16000 at EXTRA merchant partners?


Will paying income tax via CardUp using the Amex Platinum charge card count towards the 20K spending to qualify for the 75K signup bonus MR points?


Thanks for your quick reply. Can the same amex card be used to pay for two persons’ income tax via separate cardup accounts?


Hi Aaron, just wondering if anyone has received the 40K yet whether as referrer or referee. I had Amex Plat approved in Feb under the old scheme and got 20K on first spend as a referee (you probably got the 20K too since I used your link). I’ve since spent $20K in 3 months and got the 75K bonus. That was about a month back. I haven’t gotten the extra 20K for the retroactive application of the new 40K MGM promotion. From what I’ve noticed, Amex usually gives the bonus points pretty quickly. Should I call to ask? Should you… Read more »


Hi, just thought to let you know that the extra MGM 20K points (total is now 40K from MGM) came through on 1st July . So the retroactive award for earlier approvals is coming through now in July.


What if I applied through Siva and both of us get $180 cap land voucher. Can we have this offer too?


Is there still time to sign up and get the full bonus for both referee abd referer? How long does approval take on average. Thanks


Thanks for the reply. All done except the wage slips – will complete tmrw


Is the annual card membership fee ($1700+) charged upfront or after year 1? Is there any possibility of waiver given high spend etc.?


Technically, it is about 45 days after you get the card as annual fee is billed in your first statement


Hi guys I just received my plat charge card and was told that the 40k MGM offer unfortunately does not “stack” with the 75k sign-up bonus. They will only be able to apply one or the other award.

Can anyone else confirm if this has happened to them as well?

A Nobody

Hi Aaron, two questions. Does my friend who referr me for this card need to be holding a Platinum Charge card or can they have any Amex card? What if I already have a generic Amex card, will it effect anything? Thanks.



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