CardUp extends 1.9% fee on rental payments till June 2020

Pay your rent with CardUp and enjoy a 1.9% payment fee till 30 June 2020.

CardUp is service that lets you pay rental, income tax, condo fees, insurance, car loans and more with your credit card, earning rewards points in the process.

CardUp has been offering a discounted fee of 1.9% (usually: 2.6%) on rental payments since July this year. This offer was originally due to expire on 31 December 2019, but has been extended till 30 June 2020.

To use the offer, enter the promo code SAVERENT19 during the payment setup process.

The full T&C of this promotion can be found here. This promo applies to both Visa and Mastercard cards, but not to AMEX or credit cards issued outside of Singapore.

It’s worth noting that RentHero has also extended their promotion on rental payments until 30 June 2020, and they’re offering a slightly lower 1.85%. However, if this is your first payment with CardUp, you can get S$20 off the admin fee with the promo code MILELION. If you’re going to make a rent payment of S$2,665 or more, it makes more sense to use the MILELION code with CardUp. Otherwise, you’ll save more with RentHero.

Here’s what a 1.9% fee means for your cost per mile with various credit cards.

MPDCPM @ 1.9%

DBS Altitude Visa


Citi PremierMiles Visa

SCB X Card

HSBC Visa Infinite (≥$50K spending in past year)


Citi Prestige

UOB PRVI Miles Visa/MastercardSCB Visa Infinite (Spend ≥$2K per month)UOB Visa Infinite Metal Card1.41.33
BOC Elite Miles Card1.51.24

UOB ReserveDBS Insignia

OCBC VOYAGE (BOS/Premier Banking)

I’m attaching the usual CardUp FAQ below. Be sure to have a read, because it answers commonly asked questions like whether CardUp payments count towards sign up bonuses (they mostly do) and whether there are any 10X opportunities (there aren’t).

CardUp FAQ

  • Q: What cards earn miles with CardUp? 
    A: CardUp keeps a running list of all the cards which earn points with CardUp here. Broadly speaking, any general spending card will earn points with CardUp

    • American Express® Singapore Airlines KrisFlyer Credit Card
    • American Express® Singapore Airlines KrisFlyer Ascend Credit Card
    • American Express® Singapore Airlines PPS Club Credit Card
    • American Express® Singapore Airlines Solitaire PPS Club Credit Card
    • Bank of China Elite Miles World Mastercard
    • Citi PremierMiles Visa Card
    • Citi PremierMiles American Express Card
    • Citi Prestige Card
    • Citi ULTIMA Card
    • DBS Altitude Visa Signature Card
    • DBS Altitude American Express Card
    • DBS Insignia Visa Infinite Card
    • DBS Treasures Black Elite American Express Card
    • HSBC Visa Infinite Credit Card
    • OCBC Voyage Card
    • OCBC 90ºN Card
    • Standard Chartered Priority Banking Visa Infinite Credit Card
    • Standard Chartered Visa Infinite Credit Card
    • Standard Chartered Visa Infinite X Credit Card
    • UOB PRVI Miles Mastercard
    • UOB PRVI Miles Visa Card
    • UOB PRVI Miles American Express Card
    • UOB Reserve Card
    • UOB Visa Infinite Metal Card
    • KrisFlyer UOB Credit Card

Q: Do any cards earn 10X with CardUp?
A: No. Citi Rewards Visa/Citi Rewards Mastercard, OCBC Titanium Rewards, DBS Woman’s World Card and the like will not earn 10X on CardUp

Q: Does CardUp spending count towards sign up bonuses/promotional bonuses?
A: For most cards, CardUp spending is treated the same way as any other retail spend. However, some banks (SCB X Card, UOB PRVI Miles) have excluded it from the spending requirement to hit sign up bonuses. Always read the T&C carefully for specific exclusions

Q: Do I earn miles on the CardUp fee too?
A: Yes. Suppose you make a payment of $100 with a promotional fee of 1.99%. The total amount charged to your card is $101.99, and you’ll earn miles based on $101.99 of spending


Rental payments continue to be a source of cheap miles in Singapore thanks to these extended promos. If you’re in the market to buy miles and happen to rent a house, this is an option worth considering.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Are cardup payments eligible for UOB ONE 5% quarterly rebate? (5% if your rent payment is exactly $2000 that is).



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