One of the nice things about the Citi PremierMiles Visa is that it’s not shy about offering bonuses to existing customers. And by “existing” I don’t mean existing Citibank cardholders; I mean existing Citi PremierMiles Visa cardholders.
Citi has just launched another “Spend & Get” promotion, which is basically an option to buy additional miles upon hitting a S$7.5/14K threshold. Assuming you’re going to spend that money anyway, it’s a fantastic price to buy miles- starting at just 0.97 cents each.
To be eligible, you need to be a current Citi PremierMiles Visa principal cardholder who has held the card for more than 6 months prior to 21 January 2020. In other words, if you haven’t got a card yet, or you got it less than 6 months ago, you’re not eligible to take part.
To participate, you’ll need to register by sending the following SMS to 72484:
PMVSPEND<SPACE>Last 4 digits of your Citi PremierMiles Visa Card (main card) number
(e.g PMVSPEND 1234)
The full T&C can be found here.
There are two flavors of this promotion.
Tier A: Spend S$7.5K and pay S$215 for 30,000 miles total
With Tier A, you need to register and spend at least S$7,500 by 31 March 2020. Within 2 months from 31 March 2020, you’ll be charged a S$215 admin fee and receive 21,000 bonus miles.
|Do note that Citi’s wording makes it seem like you’re paying S$215 for 30,000 miles- you’re not. That 30,000 miles is split into 9,000 base miles (S$7,500 @ 1.2 mpd) that you’re entitled to anyway, and the 21,000 bonus miles you get from paying the admin fee|
The equivalent cost per mile is 1.02 cents.
Tier B: Spend S$14K and pay S$515 for 70,000 miles total
With Tier B, you need to register and spend at least S$14,000 by 31 March 2020. Within 2 months from 31 March 2020, you’ll be charged a S$515 admin fee and receive 53,200 bonus miles.
The equivalent cost per mile is 0.97 cents.
Do note that if you register and hit the S$14,000 Tier B threshold, you cannot opt to pay the S$215 admin fee for Tier A instead.
What spending is eligible?
As per the T&C:
|“Qualifying Spend” refers to any retail transactions (including internet purchases) which do not arise from (i) any Equal Payment Plan (EPP) purchases, (ii) refunded/ disputed/ unauthorised/ fraudulent retail purchases, (iii) Quick Cash/Ready Credit PayLite and other instalment loans, (iv) Paywise/ cash advance/ quasi-cash transactions/ balance transfers/ annual card membership fees/interest/goods and services taxes, (v) bill payments made using the Eligible Card as a source of funds, (vi) late payment fees and (vii) any other form of service/ miscellaneous fees.|
Based on previous Citi promotions, Citi PayAll transactions will count towards the spending threshold (some people may point to (v), but I’ve asked about this previously and it doesn’t refer to PayAll- ask Citi yourself if you’re still paranoid). Likewise, insurance, education, government services, charitable donations and top ups of prepaid accounts will count towards the spending threshold, but won’t earn any base points.
Where have I seen this before?
If the mechanics of this promotion sound familiar, that’s because Citi’s run similar campaigns before:
- From July-Aug 2017, cardholders who spent S$9,000 and paid an admin fee of S$238 got 31,200 bonus miles
- From Feb-Mar 2019, cardholders who spent S$8,888 and paid an admin fee of S$288 got 28,223 bonus miles
Here’s how those campaigns measure up to this one.
|2017 Promo||2019 Promo||2020 Promo|
Citi Miles are one of the most useful transfer currencies in Singapore
Citi Miles can be transferred to 11 different frequent flyer programs and 1 hotel partner at a 1:1 ratio.
|Singapore Airlines KrisFlyer||1:1|
|British Airways Executive Club||1:1|
|EVA Air Infinity Mileagelands
|IHG Rewards Club||1:1|
|Malaysia Airlines Enrich||1:1|
|Qantas Frequent Flyer||1:1|
|Qatar Airways Privilege Club||1:1|
|Thai Airways Royal Orchid Plus||1:1|
|Turkish Airlines Miles&Smiles||1:1|
Why would you be interested in earning anything other than KrisFlyer miles? Well, other frequent flyer programs have great sweet spots for certain destinations, which means you could earn your free flight with even less spending than if you had chosen KrisFlyer.
Some examples of sweet spots accessible through the Citi PremierMiles Visa are shown below:
|Turkish Airlines Miles&Smiles|
|One Way Business Class||With Miles&Smiles||With KrisFlyer|
|Singapore to Europe||45,000 miles||92,000 miles|
|Singapore to North America||67,500 miles||92,000-99,000 miles|
|Singapore to South America||75,000 miles||119,000 miles|
|Do note that Miles&Smiles imposes fuel surcharges on award redemptions, while KrisFlyer only imposes them on non-Singapore Airlines redemptions|
|With Etihad Guest||With KrisFlyer|
|Singapore to Koh Samui||10,000 miles (Business)||21,500 miles (Business)|
|Singapore to Seoul||30,000 miles (Business)||47,000 miles (Business)|
|Singapore to Colombo||28,000 miles (Business)||39,000 miles (Business)|
|Intra-Brazil||3,000-17,000 miles (Economy)||12,500 miles (Economy)|
|Intra-Europe||5,000-10,670 miles (Economy)||12,500 miles (Economy)|
|British Airways Executive Club|
|One Way Economy||With BA Executive Club||With KrisFlyer|
|Intra-Europe||4,000-13,000 miles||12,500 miles|
|Intra-Japan||6,000-9,000 miles||12,500 miles|
|Intra-Australia/Trans Tasman||6,000-13,000 miles||11,000-20,000 miles|
|Singapore to Hong Kong||11,000 miles||15,000 miles|
|Singapore to Perth||13,000 miles||20,000 miles|
Citi Miles do not expire, and can also be used to offset the cost of revenue flights and hotels via Citi’s travel portal (although for the best value, you’ll obviously want to convert them to miles).
0.97 cents is one of the lowest prices to buy miles in Singapore, so if you’re planning to spend anyway, I’d definitely shell out the admin fee for the miles.
If you’re reading this article after 21 January and have already hit the qualifying spending without registering, no worries- so long as you register before 31 March, you’ll still be eligible for the promotion.
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