CardUp extends 1.9% fee on rental payments till December 2020


Pay rental with just a 1.9% admin fee with CardUp and buy miles from 1.17 cents each.

Here’s some good news if you’re paying rent with CardUp.

CardUp has extended their 1.9% promotion on rental payments until 31 December 2020. This offer applies to all Singapore-issued Mastercard and Visa cards. 

cardup rent promo

How does CardUp’s discounted rental fee work?

To use the offer, enter the promo code SAVERENT19 during the payment setup process. This is valid for one rental payment a month, set up on or before 31 December 2020 with a due date on or before 5 January 2021. 

The full T&C of this promotion can be found here.

If this is your first payment with CardUp, you can get S$20 off the admin fee for your first payment of S$1,000 or more with the promo code MILELION. You can subsequently schedule the rest of your payments with the SAVERENT19 code as well. 

🏠 Do note that RentHero is offering a 1.75% promotion on rental payments too. However, you can only earn points on RentHero with DBS, Maybank and HSBC (until 1 July) cards

How much do miles cost with this promotion?

Here’s what a 1.9% fee means for your cost per mile with various credit cards. For more information on whether this is “worth it”, have a read of my guide to valuing miles. 

@ 1.9%
Citi ULTIMA 1.6 1.17
DBS Insignia 1.6 1.17
UOB Reserve 1.6 1.17
OCBC Premier
1.6 1.17
SCB Visa Infinite 1.41 1.33
UOB PRVI Miles 1.4 1.33
UOB Visa Infinite Metal 1.4 1.33
Citi Prestige 1.3 1.43
HSBC Visa Infinite 1.252
Citi PremierMiles
1.2 1.55
SCB X Card 1.2 1.55
DBS Altitude Visa 1.2 1.55
OCBC 90N 1.2 1.55
KrisFlyer UOB 1.2 1.55
BOC Elite Miles 1.0 1.86
1. With minimum S$2K spend per statement month, otherwise 1.0 mpd
2. With minimum S$50K spend in previous membership year, otherwise 1.0 mpd. CardUp payments will be excluded from 1 July

I’m attaching the usual CardUp FAQ below. Be sure to have a read, because it answers commonly asked questions like whether CardUp payments count towards sign up bonuses (they mostly do) and whether there are any 10X opportunities (there aren’t).

CardUp FAQ

Q: What cards earn miles with CardUp? 
A: CardUp keeps a running list of all the cards which earn points with CardUp here. Broadly speaking, any general spending card will earn points with CardUp

  • American Express® Singapore Airlines KrisFlyer Credit Card
  • American Express® Singapore Airlines KrisFlyer Ascend Credit Card
  • American Express® Singapore Airlines PPS Club Credit Card
  • American Express® Singapore Airlines Solitaire PPS Club Credit Card
  • Bank of China Elite Miles World Mastercard
  • Citi PremierMiles Visa Card
  • Citi PremierMiles American Express Card
  • Citi PremierMiles Mastercard
  • Citi Prestige Card
  • Citi ULTIMA Card
  • DBS Altitude Visa Signature Card
  • DBS Altitude American Express Card
  • DBS Insignia Visa Infinite Card
  • DBS Treasures Black Elite American Express Card
  • HSBC Visa Infinite Credit Card
  • OCBC Voyage Card
  • OCBC 90ºN Card
  • Standard Chartered Priority Banking Visa Infinite Credit Card
  • Standard Chartered Visa Infinite Credit Card
  • Standard Chartered Visa Infinite X Credit Card
  • UOB PRVI Miles Mastercard
  • UOB PRVI Miles Visa Card
  • UOB PRVI Miles American Express Card
  • UOB Reserve Card
  • UOB Visa Infinite Metal Card
  • KrisFlyer UOB Credit Card

Q: Do any cards earn 10X with CardUp?
A: No. Citi Rewards Visa/Citi Rewards Mastercard, OCBC Titanium Rewards, DBS Woman’s World Card and the like will not earn 10X on CardUp

Q: Does CardUp spending count towards sign up bonuses/promotional bonuses?
A: For most cards, CardUp spending is treated the same way as any other retail spend. However, some banks (SCB X Card, UOB PRVI Miles) have excluded it from the spending requirement to hit sign up bonuses. Always read the T&C carefully for specific exclusions

Q: Do I earn miles on the CardUp fee too?
A: Yes. Suppose you make a payment of $100 with a promotional fee of 1.99%. The total amount charged to your card is $101.99, and you’ll earn miles based on $101.99 of spending


Rental payments continue to be a source of cheap miles in Singapore thanks to these extended promos.

If you’re in the market to buy miles and happen to rent a place, this is an option worth considering.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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it’s a shame that so many banks exclude renthero now. hope the same doesnt happen to cardup