Get S$250 of Lazada vouchers with the AMEX Platinum Credit Card (no spend required)


Want Love Dining and Chillax benefits? AMEX's latest offer for the Platinum Credit Card brings the nett cost to its lowest yet.

American Express has launched a new offer for the AMEX Platinum Credit Card, which gives cardholders S$250 in Lazada vouchers upon approval. This is S$100 more than the usual offer, and helps to cover almost 80% of the card’s S$321 annual fee. 

In addition to this, they’ll also be eligible for the regular sign-up gift of a webcam and monitor (list price: S$318), plus Love Dining and Chillax benefits. It’s a solid deal you should seriously consider. 

AMEX Platinum Credit Card S$250 Lazada voucher offer

Apply Here
Income Req. S$80,000 p.a* Points Validity No expiry
Annual Fee S$321
450 points
(250 miles)
FCY Fee 2.95% Transfer Fee None
Local Earn 0.69 mpd Points Pool? Yes
FCY Earn 0.69 mpd Lounge Access? No
Special Earn 3.47 mpd at EXTRA merchants Airport Limo? No
Cardholder Terms and Conditions
*Although AMEX has raised the minimum income requirement, data points say that approvals are still possible at the S$50,000 threshold

From 5 November 2020 to 15 January 2021, new-to-card customers will receive a total of S$250 in Lazada vouchers upon approval for the AMEX Platinum Credit Card, with no spending required.

Apply for the AMEX Platinum Credit Card here

Alternatively, you can apply via this link for S$250 in Dairy Farm Group merchants (e.g Cold Storage, Giant)

This offer is available to anyone who does not hold an existing personal American Express card (corporate/business cards don’t count) either right now, or in the past 12 months before application. All applications must be approved by 31 January 2021. 

The AMEX Platinum Credit Card’s first year fee of S$321 will need to be paid, and you can expect to receive a redemption letter within 12 weeks of meeting the eligibility criteria. Cardholders must retain the card for at least six months after approval. 

The full T&Cs can be found here.

Stack with regular sign-up offer

On top of this, cardholders who spend at least S$5,000 in the first 3 months of approval will receive a Samsung 24” FHD Monitor + j5create USB HD Webcam (list price: S$318). 

Work-from-home bundle

The following transactions will not count towards eligible spending:

a) Charges processed and billed prior to the Enrolment Date or charges prepaid on any Card Account prior to the first billing statement for that Card Account following the Enrolment Date;
b) Cash Advances and other cash services;
c) Express Cash;
d) American Express Travellers Cheque purchases;
e) Charges for dishonoured cheques;
f) Finance charges – including Line of Credit Charges and Credit Card interest charges;
g) Late payment and collection charges;
h) Tax refunds from overseas purchases;
i) Balance transfer;
j) Instalment plans;
k) Annual Card fees and Membership Rewards fees;
l) Pay portion billed for a “Pay + Points” rewards, where the Card Member uses points along with paying a specific amount to redeem the reward;
m) Amount billed for purchase of Membership Rewards points to top-up your points balance;
n) Purchase and top-up charges for EZ-Link Cards using American Express Cards;
o) Bill payments and all transactions via SingPost SAM kiosks and mobile app (with effect from 1 March 2020);
p) Payments to insurance companies (except payments made for insurance products
purchased through American Express authorized channels) (with effect from 1 March 2020);
q) Payments to Singapore Petroleum Company Limited (SPC) service stations (with effect from 1 March 2020);
r) Payments for the purpose of GrabPay top-ups (with effect from 1 March 2020);
s) Charges at merchants or establishments that are excluded by American Express at its sole discretion and notified by American Express to you from time to time.

The main transactions to take note of here are insurance, SPC, and GrabPay transactions. All other transactions (including charitable donations) will be eligible. 

Enjoy AMEX Love Dining and Chillax benefits

The Love Dining program is one of the biggest draws of the AMEX Platinum Credit Card, allowing members to save up to 50% at more than 30 restaurants and hotels, including Si Chuan Dou Hua,  Wooloomooloo, The Capitol Kempinski and the St Regis. 

15 Stamford by Alvin Leung
15 Stamford by Alvin Leung

The full list of restaurants can be found below:

  • Atrium Restaurant
  • Burlamacco Ristorante
  • FYR
  • Harry’s
  • La Nonna
  • Lawry’s Prime Rib
  • Lè Fusion
  • Mad for Garlic
  • Masons
  • Napoleon Food & Wine Bar
  • Paulaner Bräuhaus
  • Peach Garden (OCBC Centre)
  • Praelum Wine Bistro
  • Sen of Japan
  • Si Chuan Dou Hua Restaurant
  • Sky 22
  • Spizza
  • The Song of India
  • TWG Tea
  • Wooloomooloo Steakhouse
  • Xin Cuisine Chinese Restaurant
  • Conrad Centennial Singapore
  • Fairmont Singapore
  • Marriott Singapore Tang Plaza
  • St Regis Singapore
  • Swissotel Merchant Court
  • Swissotel The Stamford
  • The Capitol Kempinski Hotel
  • W Singapore

What I particularly like about Love Dining is that it’s not 1-for-1, it’s 50% off. With 1-for-1, you only get the cheaper item free, and everything else you buy is at the regular price. 

With 50% off, you save on everything (except drinks)- appetizers, mains, desserts. No more feeling compelled to order a more expensive item because your partner did, and at more upscale restaurants, the savings can easily add up to S$100+ per visit. 

AMEX Platinum cardholders also enjoy 1-for-1 drinks and special offers with Chillax

  • Ah Sam Cold Drink Stall
  • Anti:Dote
  • Bar on 5
  • Chuan @ The Sixtieth
  • Conrad Lobby Lounge
  • Gem Bar
  • Horse’s Mouth Bar
  • Smoke & Mirrors
  • The Auld Alliance
  • The Bar at 15 Stamford
  • The Secret Mermaid
  • The World is Flat
  • Wanton Seng’s Noodle Bar


Once you factor in the Lazada vouchers, Love Dining and Chillax benefits, the AMEX Platinum Credit Card basically pays for itself in the first year. The monitor and webcam are optional- if you need them for your work-from-home setup, they’re yours with S$5,000 spending. 

Adjusting for the value of the Lazada vouchers, your nett annual cost is S$71, which you should easily cover with a couple of meals out. 

Remember to submit your application by 15 January 2021 to be eligible. 

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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May I know how we can pay the annual fee first as I have received my card for the $150 Lazada promo signup.


Hopefully there’s other new gifts in Dec. Monitor and Webcam are pretty useless. Most co. already provided these for WFH.