AMEX Platinum Credit Card sign-up offer: S$200 statement credit & Fullerton Hotel staycation (existing customers welcome)

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Apply for an AMEX Platinum Credit Card by 31 Jan 2022 and get S$200 off the annual fee, 12K bonus points and a Fullerton Hotel staycation.

American Express has refreshed the sign-up bonus for the AMEX Platinum Credit Card, which is valid for applications and approvals till 31 January 2022

The main change is that cardholders will now receive a S$200 statement credit instead of 25,000 MR points upon approval and payment of the non-waivable S$321 annual fee. They will still enjoy 12,000 MR points and a Fullerton Hotel staycation when spending S$5,000 in the first 3 months of approval.

This offer is open to both new and existing American Express cardholders, so long as they have not cancelled an AMEX Platinum Credit Card within the past 12 months. 

AMEX Platinum Credit Card Sign-up Offer

Customers who apply and get approval for an AMEX Platinum Card by 31 January 2022 will receive the following:

Apply Here
Pay Annual FeeN/AS$200
Milelion BonusS$2K12K pts
Months 1-3S$5KFullerton stay
Base Points6.25K pts
(S$5K @ 2 pts per S$1.60)
Total SpendS$5K
Total Rewards18.25K pts + S$200 + Fullerton stay

All cardholders will receive a S$200 statement credit when they pay the (non-waivable) first year’s annual fee of S$321, effectively reducing the cost to S$121. This will be awarded approximately eight weeks after card approval and payment of annual fees. 

Those who apply via The Milelion’s link (i.e. any link in this article) will also earn 12,000 MR points when they spend S$2,000 in the first 3 months of approval.

Should they spend a further S$3,000 (i.e. S$5,000 total), they’ll receive a one-night stay at the Fullerton Hotel (Premier Courtyard Room), with breakfast included. A redemption letter for the Fullerton Hotel stay will be sent within 12 weeks of meeting the spend threshold. 

Fullerton Hotel Singapore Premier Courtyard Room

Fullerton Hotel Staycation Review

This means your total haul (including the base points) would be 18,250 MR points, a S$200 statement credit and a Fullerton Hotel staycation for S$5,000 of spending and the payment of a S$321 annual fee. 

This offer is open to both new and existing AMEX cardholders, so long as they have not cancelled an AMEX Platinum Credit Card in the past 12 months. 

The full T&C of this offer can be found here.

What counts as qualifying spending?

American Express has published a list of excluded spending categories here, but the key ones to note are: 

  • GrabPay top-ups
  • Insurance
  • SPC transactions
  • Utilities

For the avoidance of doubt, hospital transactions, donations, and anything else not explicitly stated in the exclusion list will count as eligible spend. 

Enjoy AMEX Love Dining and Chillax benefits

The Love Dining program is one of the biggest draws of the AMEX Platinum Credit Card, allowing members to save up to 50% at more than 30 restaurants and hotels across Singapore.

The full list of restaurants can be found below:

  • Atrium Restaurant
  • Bayang
  • Fremantle Seafood Market
  • FYR
  • Harry’s
  • Hot Stones Steak & Seafood
  • Hutong
  • Indocafe
  • La Nonna
  • Lawry’s Prime Rib
  • Lè Fusion
  • Masons
  • Napoleon Food & Wine Bar
  • Paulaner Bräuhaus
  • Peach Garden (OCBC Centre)
  • Praelum Wine Bistro
  • RENNthai
  • Sen of Japan
  • Si Chuan Dou Hua Restaurant
  • Sky 22
  • Spizza
  • The Song of India
  • Wooloomooloo Steakhouse
  • Xin Cuisine Chinese Restaurant
  • Vineyard
  • Conrad Centennial
  • Fairmont Singapore
  • Fullerton Hotel
  • Fullerton Bay Hotel
  • Marriott Singapore Tang Plaza
  • St Regis Singapore
  • Regent Singapore
  • Swissotel Merchant Court
  • Swissotel The Stamford
  • W Singapore

What I particularly like about Love Dining is that it’s not 1-for-1, it’s 50% off. With 1-for-1, you only get the cheaper item free, and everything else you buy is at the regular price. 

With 50% off, you save on everything (except drinks)- appetizers, mains, desserts. No more feeling compelled to order a more expensive item because your partner did, and at more upscale restaurants, the savings can easily add up to S$100+ per visit. 

AMEX Platinum cardholders also enjoy 1-for-1 drinks and special offers with Chillax

  • Ah Sam Cold Drink Stall
  • Anti:Dote
  • Atrium Lounge @ PARKROYAL COLLECTION Marina Bay
  • Atrium @ Pan Pacific Singapore
  • Botanico
  • Chuan @ The Sixtieth
  • Club 5
  • Conrad Lobby Lounge
  • Gem Bar
  • Horse’s Mouth Bar
  • Monti
  • Smoke & Mirrors
  • The Auld Alliance
  • The Riverhouse
  • The World is Flat
  • Wanton Seng’s Noodle Bar
  • Wildseed


American Express’ latest offer effectively reduces the cost of an AMEX Platinum Credit Card to S$121, which could be worth it for the Love Dining and Chillax benefits alone. 

If you’re able to meet the S$5,000 spending threshold, you’ll enjoy a further staycation at the Fullerton Hotel, plus 12,000 bonus MR points (roughly 6,667 miles). Best of all, you don’t need to be new-to-AMEX to enjoy this, so existing customers are welcome too.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Hi Aaron, do you still need to pay annual fee if you have the AMEX charge card?


No, and you will also not receive the $200


Can I offer to pay the annual fee while still having the charge card?


Getting worse and worse. Stop giving all these stupid gifts


Does paying for University fees count as qualifying charges?


Is this is the worst offer yet? Last quarter they gave 80k MR with $150 love dining


Are payments to Singtel and StarHub considered as utilities and thus not considered as eligible spend please?



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