Citi PayAll Flash Deal: Up to S$120 GrabFood vouchers (stackable with other promos)


From 1-3 December 2021, set up at least S$2,500 of Citi PayAll payments and get up to S$120 GrabFood vouchers, on top of existing promos.

From 1-3 December 2021, Citibank is running another 72-hour flash deal for Citi PayAll. During this month’s promotion, users who set up at least S$2,500 of payments can earn up to S$120 GrabFood vouchers.

This deal can be stacked with other ongoing PayAll offers, such as the 0.5% cashback promotion for Citi Prestige and ULTIMA cards, and the S$120 cashback promotion for recurring payments.

Get up to S$120 GrabFood vouchers with Citi PayAll

Citi PayAll customers who set up at least S$2,500 of payments between 12 a.m on 1 December 2021 to 11.59 p.m on 3 December 2021 (with payment due date before 31 December 2021) will receive GrabFood vouchers as follows: 

Total Citi PayAll PaymentsGrabFood Vouchers
S$2,500 to S$3,9991x S$30
S$4,000 to S$7,9992x S$25
S$8,000 and above6x S$20

There is no restriction on the type of payment that can be made; all Citi PayAll transactions will count:

💰 Citi PayAll: Supported Payments
  • Tax
  • Insurance
  • Rent
  • Education Expenses
  • Condo MCST Fees
  • Electricity Bills
  • Misc. Payments (storage, donations, parking, renovations, wedding expenses, goods & services invoices)

The miscellaneous category is extremely broad, and pretty much covers any situation where you get an invoice with instructions to make a bank transfer. 

Each customer is entitled to a maximum of one gift during the promotion period. This promotion is valid for the following Citi credit cards:

At the risk of repeating myself, your payments must be set up during the promotion period, so if you’ve already got payments in place, you’ll need to cancel and set them up again (since Citi is running so many PayAll promos, make sure the cancellation doesn’t jeopardise your participation in another one!).

For the avoidance of doubt, you can combine multiple payments to meet the minimum spend. However, only the first payment of a recurring payment setup would count towards the calculation. 

Citibank provides the following examples:

✔️ Qualifies
School FeesOne-timeS$250
RentRecurring (12 months)S$2,000 per month
Verdict: This customer qualifies for S$30 GrabFood vouchers as he has accumulated S$2,500 of PayAll payments. Only the first rental payment of S$2,000 will count towards the calculation of PayAll payments for the promotion.
❌ Does Not Qualify
InsuranceRecurring (12 months)S$2,000 per month
Electricity BillOne-timeS$250
Verdict: This customer does not qualify as he has only accumulated S$2,250 of PayAll payments. Only the first insurance payment of S$2,000 will count towards the calculation of PayAll payments for the promotion.

Eligible customers will receive a notification via SMS/email with gift redemption details within 12 weeks from the end of the promotion period.

The full T&C of this offer can be found here.

Stack with Citi’s other PayAll offers

This flash deal is offered on top of Citi PayAll’s other ongoing offers, as detailed below.

Get up to 0.5% cashback on Citi PayAll

From 1 October to 31 December 2021, Citi Prestige and Citi ULTIMA cardholders will enjoy bonus cashback when they set up and charge the following amounts:

Total Citi PayAll Payments
(1 Oct to 31 Dec 21)
Bonus Cashback
S$30,000 to S$59,9990.2%
S$60,000 to S$89,9990.3%
S$90,000 and above0.5%

The maximum cashback that can be earned is capped at S$600, which works out to a payment cap of S$120,000.

Cashback will be credited to your account within 12 weeks from the end of the promotion period, i.e. by 25 March 2022. 

The full T&C of this offer can be found here.

S$120 cashback for recurring payments

Citi PayAll customers who schedule recurring payments of at least six consecutive months and a minimum of S$1,500 per month will receive S$120 cashback.

The first payment in the series must happen by 31 December 2021, but the subsequent five can come after 31 December 2021 if you wish. Citi PayAll supports the following recurring payments:

  • Education expenses
  • Insurance premiums
  • Membership
  • Misc. payments (e.g. parking, storage, utilities, wedding expenses)
  • Rent
⚠️ Citi PayAll does not support recurring payments to IRAS. If you have taxes to settle, consider CardUp’s special promo for Milelion readers, which offers a 1.75% fee for a one-time payment of any amount, up to the total tax due

Eligible customers will receive S$120 cashback in the form of a statement credit within 12 weeks from the end of the promotion period, i.e. by 25 March 2022. 

The full T&C of the offer can be found here. 

S$80 cashback for new Citi PayAll customers

If you haven’t made a Citi PayAll transaction before, you’ll receive S$80 cashback when you make at least one transaction by 31 December 2021. 

There’s no requirement that this be part of a recurring series, although you could obviously set one up and stack it with the S$120 cashback offer described above. 

Eligible customers will receive S$80 cashback in the form of a statement credit within 12 weeks from the end of the promotion period. i.e. by 25 March 2022. 

The full T&C of the offer can be found here. 

Is it worth it?

If you have payments to make, this flash deal helps further offset your expenses. 

To illustrate, someone who pays an insurance premium of S$4,000 would pay a fee of S$80 (2%) and receive:

  • S$50 GrabFood vouchers
  • 4,800 miles (assume 1.2 mpd with Citi PremierMiles Card)
  • S$80 cashback, if this is his/her first-ever PayAll transaction

The GrabFood vouchers alone reduce the fee to S$30, and everything else is just gravy. 

Of course, there are some who would argue that you can’t take GrabFood vouchers at face value, since they’re not stackable. By using one, you forgo the opportunity to use a bank promo code, and you also have to pay Grab’s marked up prices (at least for some restaurants). 

I suppose that’s true, and in that sense it’s not as lucrative as last month’s promotion which offered CapitaVouchers. But if you have payments planned anyway this month, there’s no reason not to take it.

Remember, you’re not just buying KrisFlyer miles; Citibank points can be transferred to 10 different frequent flyer programs, including some with great sweet spots like Etihad Guest, British Airways Executive Club, and Turkish Miles&Smiles. Even the newly-revitalised Qatar Privilege Club might be a good bet.

💳 Citibank Transfer Partners
For a full list of transfer partners, refer to this article

Assuming you opt for plain vanilla KrisFlyer miles, here’s the range of value that you get when redeeming them:

Options for Spending KrisFlyer Miles
Redemption OptionValue per mile
✈️Award flights2-6 cents
🏨 Shangri-La Golden Circle conversion1.1-1.4 cents
✈️Pay for flights with miles0.95 cents
🚘KrisFlyer vRooms0.8 cents
🛍️KrisShop0.8 cents
🏬CapitaStar conversion0.7 cents
📱Kris+0.67 cents
🎡Pelago0.67 cents
Esso Smiles conversion0.33- 0.67 cents


From 1-3 December 2021, Citi PayAll is offering up to S$120 GrabFood vouchers on top of its other ongoing promotions, which represents a great opportunity to pay some bills.

Citi PayAll supports a wide variety of payments, including tax, insurance, rent, education, electricity bills, MCST fees, renovation bills and more, so everyone should be able to find some kind of payment to put on the platform. 

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Have to wait 12 weeks now?! Aug Promo was 8 weeks followed by Oct’s 10 weeks and now its 12 weeks…

Citi does like to drag their feet.. I am still waiting for my bonus miles from the Aug promo.. Not good really no good…


i never receive my grab $200 voucher for my aug promo either. not very sure this one works


I actually did a payment during the original period, and I just got notice of my Grab vouchers… so weird!


In the $120 cashback promo, TnC para 9 states “Unless otherwise stated, this Promotion is not valid in conjunction with other promotions, discounts or vouchers.” 


Those who are not so inclined to buy miles, or those who prefer their spend and reward be in a more similar currency, the cashback plus 1.6% cashback effectively cuts your payall fee to 0.4%, so that is an option. The 1.6% cashback effectively means with premiermiles 1.2mpd, you are buying miles at 1.33cpm (I know there’s a wide range that various people use to value their miles). Harder to compare with Citi prestige because of some variability (cp cashback offer, as well as the annual relationship bonus points). I’ve never had Citi send me any of the flash deal… Read more »



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