DBS Extra Bonus Day: 8% cashback on travel and offline dining, 60% off COVID-19 travel insurance, staycation deals and more

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This 12.12, score special deals on year-end travel, offline dining and staycations with your DBS/POSB Cards.

The following is a sponsored post by DBS Bank. The opinions and analysis remain that of The Milelion.

DBS’ latest Extra Bonus Day promotion takes place on 12 December 2021 (12.12), and there’s plenty in store whether you’re planning to head overseas on VTL adventures or stay home for the holidays.

DBS Extra Bonus Day

DBS/POSB customers can look forward to 8% cashback on travel and in-restaurant dining, S$12 cashback for travel bookings on the DBS Travel & Leisure Marketplace (plus up to 2,000 bonus miles on staycations), and 60% off plus shopping vouchers on TravellerShield Plus insurance (now with COVID-19 coverage).

These offers can be further stacked with DBS’ ongoing Power Up Your Savings campaign, which offers 8% cashback for registered DBS/POSB Cardmembers upon meeting their personalised spend goal. 

8% cashback on travel and offline dining

On 12.12, DBS/POSB Credit and Debit Cardmembers will enjoy an extra 8% cashback on all online & offline travel expenditure, as well as in-restaurant dining.

A list of (non-exhaustive) examples has been provided below:

(Online & Offline)
AirlinesAir New Zealand, British Airways, Cathay Pacific, Emirates, Jetstar, Qatar Airways,  Scoot, Singapore Airlines
HotelsFour Seasons Hotel, Grand Hyatt, Hilton Hotels, Holiday Inn, Inter Continental Hotel, Mandarin Oriental, Marriott, Royal Caribbean, Shangri-la Hotel, The Ritz Carlton
Tour AgenciesAgoda, Expedia, Klook, Traveloka, Trip.com
Dining Spend (Offline only)
CaterersHappyMamaPapa Catering, Stamford  Catering, Tian Wei Signature
Eating Places & RestaurantsDian Xiao Er, Sushiro, Tiong Bahru Bakery
Drinking PlacesClink Clink, Zouk
Fast FoodDomino’s Pizza, KFC, McDonalds, Subway
Meat MarketsGoodCrop, Song Fish, The Butcher
Sweets, Nuts, and ConfectioneryBacha Coffee, Laderach
Dairy Products ShopsDairyFolks
BakeriesBaker’s Brew, Edith Patisserie
Misc. Food ShopsHerbalife, Nespresso
Package Shops- Beer, Wine, SpiritsCrystal Wines, Paneco

What’s great about this promotion is the wide definition of dining- you could stock up on Nespresso capsules, buy some wines, even do grocery shopping for meat at specialty butchers (but not supermarkets). 

No minimum spend and no registration is required, and the maximum cashback is capped at S$8 per Cardmember (regardless of how many DBS/POSB Credit or Debit Cards he/she has). In other words, you’ll max out this promotion with S$100 of spending. There is no cap on the maximum number of eligible cardmembers. 

This 8% cashback is awarded on top of whatever miles you’d normally earn with your DBS/POSB Credit or Debit Cards, as illustrated below.

✈️ Miles Options
DBS Woman’s World Card
4 mpd*0.4 mpd0.4 mpd
DBS Woman’s Card
2 mpd^0.4 mpd0.4 mpd
DBS Altitude Visa
5 mpd#1.2 mpd1.2 mpd
DBS Altitude AMEX
5 mpd#1.2 mpd1.2 mpd
*Capped at S$2,000 spend per calendar month
^Capped at S$1,000 spend per calendar month
#Capped at S$5,000 spend per calendar month. Limited-time offer from 1 Dec 21 to 28 Feb 22
💵 Cashback Options
POSB Everyday Card
DBS Live Fresh Card
#Min. S$800 retail spend required in the same calendar month, capped at S$15 per calendar month
^Capped at S$20 per calendar month. Min. S$600 retail spend required in the same calendar month.
*Must use Visa Contactless, capped at S$20 per calendar month. Min. S$600 retail spend required in the same calendar month.

The transaction date must be on 12 December 2021, but the posting date can be up to 18 December 2021. Most transactions should post within 1-2 working days. 

The 8% cashback will be posted to your card account by 24 December 2021. No registration is required, and the T&Cs for this offer can be found here.

S$12 cashback for DBS Marketplace transactions

On 12.12, registered DBS/POSB Credit or Debit Cardmembers will receive a flat S$12 cashback when they make a qualifying transaction of any amount at the following participating partners on the DBS Marketplace.

DBS MarketplacePartnersPayment Mode
  • Flying Cape
  • 88 Tuition
Travel & Leisure
  • Agoda
  • Dream Cruises
  • Expedia
  • Klook
  • GlobalTix
  • NoName Booking
  • Price Breaker
  • Singapore Airlines
  • Travel Trade Marketplace
  • The Capitol Kempinski Hotel Singapore (booking made on 12.12 with specific promo code)
Home & Living
  • Vivifi
  • MyRepublic

Registration is required, and is already open via this link. A maximum of 10,000 registrations can be made, so be sure to register ASAP.

Customers with qualifying transactions will receive S$12 cashback credited to their PayNow-linked DBS/POSB deposit account (or failing which, DBS/POSB SGD-denominated savings/current account) by 31 January 2022. 

The T&Cs can be found here. 

For avoidance of doubt, this S$12 cashback will stack with the 8% cashback above, where transactions are made at eligible travel and shopping merchants. 

Up to 2,000 bonus miles for booking staycations

Raffles Hotel Singapore

If you’re planning a staycation, making a local hotel booking on Agoda and Expedia via the DBS Travel & Leisure Marketplace will earn you:

  • 300 DBS points (worth 600 miles) with a min. spend of S$200
  • 600 DBS points (worth 1,200 miles) with a min. spend of S$400
  • 1,000 DBS points (worth 2,000 miles) with a min. spend of S$600
Book staycations on Agoda/Expedia via the DBS Travel & Leisure Marketplace

Stays must be booked by 31 December 2021, and completed by 31 January 2022. The T&Cs of this offer can be found here.

This offer is stackable with the rest of the 12.12 offers, namely 8% cashback (from Cards) and S$12 cashback (from Marketplace).

Capitol Kempinski staycation offer

Capitol Kempinski Classic Room

On 12.12, DBS/POSB Credit or Debit Cardmembers can book a staycation at the Capitol Kempinski Hotel at the following special rate:

  • Classic Room + breakfast for 2 adults: S$298++ (S$351 nett)

This is valid for stays from 2 January to 31 March 2022, and the first 30 bookings will receive an additional S$88 nett dining credit to be used at hotel-managed restaurants. 

Bookings open from 12 p.m on 12.12, and it’s fastest fingers first so bookmark this page and check back closer to the date.

If you haven’t already done so, have a read of my full review of the Capitol Kempinski- I still hold it to be one of the best stays I’ve had in Singapore. 

Up to 60% off and shopping vouchers with TravellerShield Plus (now with COVID-19 coverage)

Those planning a VTL trip will definitely want to purchase travel insurance with coverage for COVID-19 related medical expenses, quarantine allowance, trip cancellation and so forth. 

TravellerShield Plus has been enhanced with COVID-19 cover, and on 12.12, customers can enjoy the following perks:

  • Single Trip Plans: 60% off and S$20 shopping vouchers*
  • Annual Multi-Trip Plans: 30% off and S$120 shopping vouchers^

*Your single trip plan must be at least S$100 (after 60% discount) and start on or before 28 February 2022
^Your annual multi-trip plan must be at least S$600 (after 35% discount) and start on or before 28 February 2022

Here’s a summary of the COVID-19 coverage provided by TravellerShield Plus.

COVID-19 Coverage
Overseas Medical Expenses*S$50KS$100KS$200K
Overseas Hospital Confinement Benefit
Per Day (Cap)
S$100 (S$700)S$100 (S$1,400)S$100 (S$1,400)
Overseas Quarantine Benefit
Per Day (Cap)
S$100 (S$700)S$100 (S$1,400)S$100 (S$1,400)
Emergency Medical Evac.S$50KS$100KS$200K
Repat. of Mortal RemainsS$50KS$100KS$200K
Journey Cancel.S$2.5KS$5KS$7.5K
Journey Curtail.S$2.5KS$5KS$7.5K
*Lower limits apply to those aged 70 years and above

With medical coverage starting from S$50,000 per person (for those aged 69 and below), it more than meets the Korean VTL’s requirement of at least 30 million KRW (~S$35,000). 

TravellerShield Plus provides coverage for cruises to nowhere too. Simply select “Cruise to Nowhere” in the destination field of your application. 

Double value for cash rebates

From 8-14 December 2021, DBS is offering double the usual rate for using DBS Points to offset credit card expenses via the DBS PayLah! app. 

To illustrate, I can normally use 2,818 DBS Points to offset a S$28.18 expense on my DBS Woman’s World Card. This works out to 1 cent per DBS point (or 0.5 cents per mile, if you want to think about it in terms of miles).

From 8-14 December 2021 period, I’ll receive a further 100% cashback on the amount offset, which means I’ll get S$56.36 in value (because the S$28.18 debit became a S$28.18 credit) for  2,818 of DBS Points, which gives a value of 2 cents per DBS point (1 cent per mile).

From 15 December 2021, the cashback rate drops to 50%, or 1.5 cents per DBS point (0.75 cents per mile). 

Cardmembers are entitled to up to S$250 cashback for redemptions of DBS Points from 5-30 November 2021. The T&C of this offer can be found here.

Personally, I wouldn’t spend DBS Points this way since they’re much more valuable when redeemed for miles. That said, if you happen to have a small amount of expiring points, this is a way to get additional value out of them. 

DBS Traveller Kit

DBS Traveller Kit

To mark the expansion of the Vaccinated Traveller Lane (VTL) scheme and the return of leisure travel, DBS has launched the DBS Traveller Kit, a curated set of deals and promotions on flights, accommodation, COVID-19 travel insurance, and more. 

DBS/POSB customers will enjoy:

  • S$20 off a S$200 Klook E-Gift Card
  • S$50 off all VTL flights with Trip.com
  • Members’ rate from S$125 for COVID-19 PCR swab test
  • Double value when paying with DBS Points on Travel & Leisure marketplace

58% cashback on hawker meals with DBS PayLah!

Visit your selected hawker stalls and earn 58% cashback with PayLah! | Photo: DBS

Even if you’re not planning to head overseas, you can still enjoy 58% cashback on your payment with DBS PayLah! on 12.12 at participating hawker stalls, capped at S$3 for the first 50,000 customers and 1 redemption per customer- no minimum spend required.

If you don’t fancy queueing, you can skip the queue by ordering hawker meals through WhyQ, enjoying the same 58% cashback offer on 12.12. Stack this with the following promo codes to save even more:

  • New users: WHYQNEW (up to S$6 off)
  • All users: PLWHYQ (S$2 off)

The T&Cs of this offer can be found here.


DBS Extra Bonus Day

The latest set of DBS Extra Bonus Day offers are a great opportunity to save when planning for a year-end VTL getaway, and even if you’re planning to stay in Singapore, you can still benefit from the offers on dining and staycations. 

Be sure to check out the full range of 12.12 deals via the link above.

TravellerShield Plus is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by DBS Bank Ltd (“DBS”). It is not an obligation of, deposit in or guaranteed by DBS. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings and will be sent to you upon acceptance of your application by Chubb.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Chubb or visit the General Insurance Association or SDIC websites.

Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Useful info as always – thanks milelion!

Just want to ask if purchases at Nespresso Takashimaya is eligible?


Nope it will not be eligible as your payment is made to Taka under Taka Dept Store’s MCC


Thanks for the suggestion and clarification Aaron and Matthew 🙂

Jeremy Khaw

Just wondering, if you use Kris+ and Bacha, will that work?
Or any Kris+ transaction will code as online travel spend?


Do you know if points are awarded for purchase of TravellerShield Plus since this is a tie-up direct with DBS? Same for Amex-Chubb travel insurance.


Thought so, thanks for confirming!



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