StanChart Smart Card: Get S$300 cash/ErgoTune Classic & 6-month Disney+ subscription (earn up to 7.7 mpd)


Get a new StanChart Smart Card and receive S$300 cash/ErgoTune Classic, plus a 6-month Disney+ subscription. 7.7 mpd doesn't hurt either.

The recently-launched Standard Chartered Smart Card offers a hefty earn rate of up to 7.7 mpd on fast food, streaming subscription services and SimplyGo, making it hands down the best card to use for these categories. 

SingSaver is now offering S$300 cash or an ErgoTune Classic Ergonomic Chair to new-to-bank customers, who will also enjoy a complimentary 6-month Disney+ subscription. If you don’t already have a Standard Chartered card, it’s as compelling a reason as any to hop on board.

Get S$300 cash or ErgoTune Classic with a new StanChart Smart Card

Apply Here

From now till 14 February 2022, new-to-bank customers approved for a Standard Chartered Smart Credit Card will receive S$300 cash or an ErgoTune Classic Ergonomic Chair upon approval and a minimum spend of S$350 in the first 30 days. 

New-to-bank Definition
New-to-bank customers are defined as those who do not currently hold a principal Standard Chartered credit card, and have not done so in the 12 months prior to application.

Application Steps

  1. Apply through any of the links in this article
  2. You will be directed to a SingSaver landing page. Enter your email address and click “confirm”
  3. Complete your application and take a screenshot of the Application Reference Number (for Standard Chartered, it’s in the format SGYYYYMMDDxxxxxx)
  4. Fill in the SingSaver rewards form that will be sent to your email. It’s vital you fill in the form– no form, no reward. 

You’ll be able to indicate your choice of gift in the rewards form if applicable.

Qualifying Spend

The physical card must be activated and a minimum qualifying spend of S$350 made within the first 30 days of approval. 

For a full list of qualifying spend exclusions, refer to Page 9 of the T&Cs. Key ones to note are:

  • Charitable donations
  • Education
  • Government transactions
  • GrabPay top-ups
  • Insurance

Gift Fulfillment

All gifts will be fulfilled within 4 months of approval. You will not receive your gift immediately upon meeting the minimum spend- the reason for the delay is the need to confirm eligibility with the bank. Please take note of this timeline before applying, and only apply if you’re willing to wait. 

For those who want to track the fulfillment of their reward, SingSaver provides estimated fulfillment timelines for Citibank and Standard Chartered cards on its website. 

Any enquiries about gift fulfillment should be sent to

Get a free Disney+ subscription

Image: Disney+

If you’re a new-to-bank customer, Standard Chartered is offering a complimentary 6-month Disney+ subscription as well, with no minimum spend required.

Eligible cardholders will receive their Disney+ promotion redemption code within 60 working days of the date of activation of the physical card. This must be used within 3 months.

The T&C for this offer can be found here.

Recap: Standard Chartered Smart Card

Apply Here
Income Req.Annual FeeFCY Fee
Regular EarnBonus EarnCap
Up to 0.64 mpd5.6 mpd/7.7 mpd on fast food, streaming, public transportS$818 per statement month

The Standard Chartered Smart Card has a S$30,000 income requirement and no annual fee. 

Cardholders normally earn a very underwhelming 1.6 rewards points per S$1 spent (equivalent to 0.46/0.64 mpd depending on whether you hold a Standard Chartered Visa Infinite or X Card- see the explainer below) on all spending.

Got Visa Infinite?

StanChart’s rewards ecosystem is much more favourable to those with a Standard Chartered Visa Infinite or Standard Chartered X Card. These cardholders can redeem KrisFlyer miles at an enhanced rate of 2,500 points = 1,000 miles.

All other cardholders redeem KrisFlyer miles at a rate of 3,500 points= 1,015 miles.

Here’s the fun part. If you have a Visa Infinite or X Card, all your rewards points can be redeemed at the 2,500 points = 1,000 miles rate. You can see this illustrated in my example below- the 100 points on my Rewards+ card are pooled with those from the X Card.

tl;dr: 1 SCB rewards point= 0.4 miles for Visa Infinite cardholders, and 0.29 mpd for all others.

However, if cardholders spend on fast food, streaming entertainment or public transportation (no min. spend required), they’ll earn:

  • the regular base rate of 1.6 rewards points per S$1 (0.46/0.64 mpd)
  • a bonus of 17.6 rewards points per S$1 (5.10/7.04 mpd)

This means a total earn rate of 19.2 rewards points per S$1 (5.57/7.68 mpd), capped at S$818 per statement month. That’s actually very good if you frequently spend on these categories.

🍔 Fast Food
  • Burger King
  • Fun Toast
  • KFC
  • McDonald’s
  • Subway
  • Toast Box
  • Ya Kun Kaya Toast
📺 Streaming Entertainment
  • Disney+
  • Netflix
  • Spotify
  • YouTube
🚆 Bus/MRT
  • SimplyGo

For comparison, the best alternative cards would earn “only” 4 mpd on such transactions (e.g. UOB Preferred Platinum Visa for mobile payments at fast food merchants, or the Citi Rewards for monthly streaming subscriptions).

This bonus rate is valid till 31 December 2022


Apply Here

The Standard Chartered Smart Card could be a very useful companion to have, thanks to its upsized earn rate on fast food, streaming and public transport. Moreover, if your main card is a Standard Chartered X Card or Visa Infinite, it’s a no brainer to add the Smart Card to your wallet too (since there’s no annual fee and the points pool anyway).

For those who don’t have a Standard Chartered credit card, there’s S$300 cash/ErgoTune Classic and a six-month Disney+ subscription in it for you. 

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Very limited category of spending



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