Biggest-ever offer: Get up to S$380 with a new HSBC credit card


From now till 4 May, get up to S$380 cash when you apply for a HSBC credit card, including the excellent HSBC Revolution.

From 14 April to 4 May 2022, SingSaver is offering its biggest-ever sign-up offer on HSBC credit cards, with a choice of S$350 cash, Tilt 500 XS folding bike, or an Apple Watch SE for new-to-bank customers. 

Customers who apply via SingPass MyInfo will receive S$30 cashback from HSBC.

🎁 Sign-Up Gifts
  New-to-bank Existing
From SingSaver
  • N/A
  • S$30 cashback (apply via MyInfo)
  • S$30 cashback (apply via MyInfo)
❓ New-to-bank definition
New-to-bank customers are defined as those who do not currently hold a principal HSBC credit card, and have not cancelled any principal HSBC credit cards in the 12 months prior. Supplementary cards and debit cards do not count. 

Assuming you take the cash option for both, you’d be looking at S$380 in total.

It’s the most generous offer we’ve ever seen for a HSBC card, although the catch is that the minimum spend for the SingSaver gift has been increased from S$500 to S$800; there is no minimum spend required for the HSBC gift. 

How it works

The following HSBC credit cards are eligible for this offer, so long as applications are received by 4 May 2022. 

Card Income Requirement Annual Fee
HSBC Revolution
S$30,000 Free for life
HSBC Visa Platinum
S$30,000 S$192.60
(2 years free)
HSBC Advance
S$30,000 S$192.60
(1 year free)

Upon approval, cardholders must spend at least S$800 by the end of the month after approval. For example:

  • Cardholders approved in April 2022 will have until 31 May 2022 to spend
  • Cardholders approved in May 2022 will have until 30 June 2022 to spend

Remember to use SingPass MyInfo in your application, as this is required to trigger the extra S$30 cashback. Fair warning: HSBC’s MyInfo system can be buggy, and the bank doesn’t seem particularly inclined to fix it despite feedback. If it doesn’t work for you, all I can advise is to revisit this article on your mobile browser and try again.

Cardholders must also provide HSBC with their consent to receive marketing and promotional materials at the time of submitting their application, and have not revoked it at the time of gift fulfilment.

Application Steps

  1. Apply through any of the links in this article
  2. You will be directed to a SingSaver landing page. Enter your email address and click “confirm”
  3. Complete your application and take a screenshot of the confirmation page for your own records.
  4. Fill in the SingSaver rewards form that will be sent to your email. HSBC does not provide an application reference number, so enter the last 4 digits of your mobile number which you used in the HSBC application form. You’ll be able to indicate your choice of gift in the rewards form if applicable. 

Please don’t omit step 4– no form, no reward. 

Qualifying Spend 

The approved card must be activated and a minimum qualifying spend of S$800 made by the end of the month after approval. 

“Qualifying Spend” refers to any retail transactions (including internet purchases) excluding the following: 

  • Foreign exchange transactions (including but not limited to;
  • Donations and payments to charitable, social organisations and religious organisations;
  • Quasi-cash transactions (including but not limited to transactions relating to money orders, traveler’s checks, gaming related transactions, lottery tickets and gambling);
  • Payments made to financial institutions, securities brokerages or dealers (including but not limited to the trading of securities, investments or crypto-currencies of any kind);
  • Payments on money payments/transfers (including but not limited to Paypal,
    SKR, CardUp, SmoovPay, iPayMy);
  • Payments to any professional services provider (including but not limited to GOOGLE Ads, Facebook Ads, Amazon Web Services, MEDIA TRAFFIC AGENCY INC);
  • Top-ups, money transfers or purchase of credits of prepaid cards, stored-value cards or e-wallets (including but not limited to EZ-Link, Transitlink, NETS Flashpay and Youtrip);
  • Payments in connection with any government institutions and/or services (including but not limited to court costs, fines, bail and bond payment);
  • Any AXS and ATM transactions;
  • Tax payments (including HSBC Tax Payment Facility);
  • Payments for cleaning, maintenance and janitorial services (including property management fees);
  • Payments to insurance companies (including but not limited to sales, underwriting, premiums and insurance services);
  • Payments to educational institutions;
  • Payments on utilities (Electric, Gas, Water, and Sanitary);
  • The monthly instalment amounts under the HSBC Spend Instalment;
  • Balance transfers, fund transfers, cash advances, finance charges, late charges, HSBC’s Cash Instalment Plan, any fees charged by HSBC; Any unposted, cancelled, disputed and refunded transactions;
  • And such other categories of transactions which HSBC may exclude from time to time.

The key exclusions to note here are insurance, utilities, education, government transactions as well as CardUp/ipaymy. These were all excluded from 1 July 2020 onwards as part of HSBC’s revised rewards terms and conditions.

Gift Fulfillment

Gift fulfillment will be handled by both HSBC and SingSaver:

  • HSBC will provide the S$30 cashback, provided the application is submitted via SingPass MyInfo
  • SingSaver will provide the S$350 cash, Tilt 500 XS folding bike or Apple Watch SE, depending on the option you select in the gift form

SingSaver will fulfill cash gifts via PayNow, while those who opt for the bike or watch will need to collect their gift from a fulfillment centre.

All gifts will be fulfilled within 5 months of approval. You will not receive your gift immediately upon meeting the minimum spend- the reason for the delay is the need to confirm eligibility with the bank. Please take note of this timeline before applying, and only apply if you’re willing to wait. 

Any enquiries about gift fulfillment should be sent to

Terms & Conditions

The full T&C for this offer can be found here.


HSBC Revolution
Apply here

SingSaver is offering the biggest cash gift we’ve ever seen for HSBC cards, and this to me is the perfect opportunity to get a HSBC Revolution and start earning 10X points (4 mpd) on a wide range of categories including travel, shopping, groceries, dining, and transport. There’s no annual fee, and you get a free Entertainer subscription on top of all that.

If you’re struggling to meet the S$800 minimum spend, don’t forget that even grocery vouchers will count, and you’ll earn 4 mpd on them too. 

Remember to submit your applications by 4 May 2022 to be eligible. 

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Hi, thanks for the info Aaron. May I know where I can purchase the grocery vouchers mentioned to meet the $800? Which supermarket chain qualifies?


Can I use Apple Pay for this, or need to use the physical card?


Sigh, I just applied 2 weeks ago :(. Should have waited . Anyway, till now they have not approved it yet. Don’t know what is taking them so long!


Hsbc is notorious for long approval


Will Grabpay top up count?


Thanks Aaron. Do you know is there any direct/indirect way to pay personal income tax with HSBC card to qualify? Thanks again


New to bank means for CC only, what if I have personal loan / savings account?


I mean does it mean for CC only?


does the my info sign up work for anyone??? i want my $30 …


Hi, I applied for this during the promo period, but cannot find the applicable card T&C anymore. It seems like the link you provided in this post directs to the May 2022 promotions, which do not include this HSBC promotion. Would you have a copy of the applicable T&C?


I applied on 1 May, but have not got my card. Is this promo still valid for me?


Hi, for this card, if i pay at NTUC Fairprice using their mobile app and this card tagged to the app, is it eligible for the extra 9x points? Or do I have to take out the card to tap on the terminal?


will buy now pay later services qualify? eg pace?