Back in August 2022, Citibank launched a 30,000 miles sign-up bonus for the Citi PremierMiles Card. This offer was previously due to lapse on 31 July 2023, but has now been extended till 31 October 2023.
New-to-bank customers can choose between an offer of 8,000 or 30,000 bonus miles with S$800 spend, depending on whether they wish to pay the first year’s S$194.40 annual fee.
While the S$800 spend is attractively low, do note that from 2 May 2023, only fee-paying Citi PayAll transactions will count towards qualifying spend.
Citi PremierMiles 30,000 miles sign-up offer
|❓ New-to-bank Definition|
| New-to-bank customers are defined as those who do not currently hold a principal Citi card, and have not in the 12 month period before application. Debit cards, supplementary cards and corporate cards do not count. |
From 1 August to 31 October 2023, new-to-bank customers can choose from two different sign-up offers at the point of application.
Option 1: Spend S$800, get 30,960 miles
New-to-bank customers who pay the S$194.40 annual fee and spend S$800 within 2 months of approval will receive a total of 30,960 miles. This is broken down into:
- 960 miles for spending S$800 @ 1.2 mpd
- 10,000 miles for paying the S$194.40 annual fee
- 20,000 miles for meeting the spending requirement
The 10,000 bonus miles will be credited once the annual fee is paid, while the 20,000 bonus miles will be credited within 3 months after the qualifying spend has been met.
The effective cost per mile here is 0.65 cents each (S$194.40 annual fee/30,000 bonus miles).
Terms & Conditions
The T&Cs for the 30,000 miles sign-up offer can be found here.
Option 2: Spend S$800, get 8,960 miles plus fee waiver
New-to-bank customers who prefer a first year fee waiver can still get a smaller sign-up bonus.
By spending S$800 within 2 months of approval, they’ll earn a total of 8,960 miles. This is broken down into:
- 960 miles from spending S$800 @ 1.2 mpd
- 8,000 miles for meeting the spending requirement
The 8,000 bonus miles will be credited within 3 months after the qualifying spend has been met.
Terms & Conditions
The T&Cs for the 8,000 miles sign-up offer can be found here.
What counts as qualifying spend?
Successful applicants must spend S$800 within the first 2 months after approval, otherwise known as the qualifying period.
The qualifying period runs from the approval date and two full calendar months following that. For example, those approved on 15 August 2023 will have until 31 October 2023 to meet the minimum spend.
In other words, you actually have 2-3 months to hit the minimum spend, and should apply as early in the month as possible to maximise your time.
Qualifying spend excludes the following:
|❌ Qualifying Spend Exclusions|
|(i) any Equal Payment Plan (EPP) purchases, |
(ii) refunded/disputed/unauthorised/fraudulent retail purchases,
(iii) Quick Cash and other instalment loans,
(iv) Citi PayLite/Citi Flexibill/cash advance/quasi-cash transactions/balance transfers/annual card membership fees/interest/goods and services taxes,
(v) bill payments made using the Eligible Card as a source of funds,
(vi) late payment fees and
(vii) any other form of service/ miscellaneous fees
(vii) Citi PayAll transactions where the customer is not charged the Citi PayAll service fee
For avoidance of doubt, Citi PayAll transactions will count towards qualifying spend, but only if the admin fee is paid. Prior to 2 May 2023, even no-fee payments would count as qualifying spend!
Citi PayAll currently supports the following payments:
|💰 Citi PayAll: Supported Payments|
Don’t forget that Citi is currently offering 2.2 mpd on Citi PayAll transactions, subject to a minimum spend of S$8,000 from now till 20 August 2023. This represents an opportunity to buy miles at 1 cent each (given a 2.2% admin fee), and could be an attractive way of paying your income tax this year.
For the full details, refer to the article below.
What can you do with Citi Miles?
Citi Miles do not expire, and Citi PremierMiles cardholders get access to 10 different frequent flyer programs and one hotel partner.
Points can be transferred to miles in blocks of 10,000 Citi Miles (10,000 miles). There are some great sweet spots with programmes like British Airways Executive Club, Turkish Miles&Smiles, and Qatar Privilege Club.
(Citi Miles: Partner)
A S$27 conversion fee applies for every transfer, and do note that Thank You points earned on the Citi Prestige/Citi Rewards cards do not pool with Citi Miles, so you’ll have to redeem them separately.
If this offer isn’t to your liking, an alternative option is available for applications made via SingSaver (you cannot stack the Citi and SingSaver offers; pick one or the other!).
|All applications will automatically receive a first year fee waiver|
New-to-bank customers who apply via SingSaver and spend at least S$500 within 30 days of approval can pick one of the following gifts:
- Apple iPad 9th Gen 10.2 Wifi 64GB
- Dyson Supersonic
- Dyson V8 Slim Fluffy
- S$300 cash via PayNow
Be sure to follow the steps below:
- Apply through this link
- You will be directed to a SingSaver landing page. Enter your email address and click “confirm”
- Complete your application and take a screenshot of the Application Reference Number (for Citibank, it’s 12 alphanumeric characters)
- Fill in the SingSaver rewards form that will be sent to your email. It’s vital you fill in the form– no form, no reward.
The above offer is valid for applications till 15 August 2023, but is perpetually extended (the sign-up gifts may change, however, so always refer to the T&Cs for the latest options).
Overview: Citi PremierMiles Card
|Income Req.||S$30,000 p.a.||Points Validity||No Expiry|
(First Year Free)
|10,000 Citi Miles|
|Miles with |
|FCY Fee||3.25%||Transfer Fee||S$27|
|Local Earn||1.2 mpd||Points Pool?||No|
|FCY Earn||2.0 mpd||Lounge Access?||Yes: 2x Priority Pass|
|Special Earn||7 mpd on Agoda|
10 mpd on Kaligo
|Cardholder Terms and Conditions|
The Citi PremierMiles Card earns 1.2 mpd on local spend and 2.0 mpd on overseas spend (temporarily upsized to 4 mpd), and comes with a Priority Pass membership that provides two complimentary visits per calendar year.
Read a full review of the Citi PremierMiles Card below.
Citibank has extended its impressive sign-up bonus on the Citi PremierMiles Card, with cardholders entitled to 30,000 bonus miles for just S$800 spend and paying the annual fee.
If annual fees are not for you, there’s always the option of a fee waiver with 8,000 bonus miles- but I think the fee paying option is the better choice here.
Despite its non-pooling points and average earn rates, I’d consider the Citi PremierMiles Card to be one of the better general spending cards on the market, thanks to its wide range of transfer partners and Citibank’s frequent miles purchase offers via Citi PayAll. You’ll also enjoy a Priority Pass with two complimentary lounge visits, and getting a fee waiver in subsequent years has never been an issue in my experience.