HSBC Cards sign-up offer: Get S$40 cash & S$150 cashback or 20,000 miles

Apply for a HSBC Revolution or HSBC TravelOne Card as a new-to-bank customer and get S$40 cash, on top of HSBC's regular sign-up gifts.

⚠️ Important Note
SingSaver has suspended the following offer from 18 Sept until further notice, so only the HSBC gifts will be applicable.

If you don’t have a HSBC credit card yet, here’s an opportunity worth noting.

SingSaver has upsized its sign-up gift for HSBC cards to S$40 cash (previously S$30), an offer which runs till 1 October 2023. This is further stackable with HSBC’s regular sign-up offers, namely S$150 cashback or a Samsonite luggage for the HSBC Revolution, and 20,000 miles for the HSBC TravelOne Card.

SingSaver gift: S$40 cash

Let’s start with the SingSaver gift, because it’s the same across all HSBC cards. 

From 28 August to 1 October 2023, new-to-bank applicants for the following cards will receive S$40 cash from SingSaver. 

CardIncome Req.Annual Fee
HSBC Revolution
HSBC TravelOne Card
HSBC Advance
HSBC Visa Platinum 
❓ New-to-bank

New-to-bank cardholders are defined as those who:

  • Do not hold any principal HSBC credit card
  • Have not cancelled a principal HSBC credit card in the past 12 months prior to application

No minimum spend is required for this gift, but you must follow the steps below. 

Application steps

  1. Apply via the links in this article
  2. Complete the SingSaver Rewards Redemption Form that is sent to your email, within the first 14 days of application. Ensure that the name, mobile number and email address submitted to SingSaver are the same as that used in the credit card application
  3. Provide HSBC with your consent to receive marketing and promotional materials, and do not revoke it before the gift is fulfilled
  4. Once you receive a card approval email from HSBC, forward it to [email protected] (from the same email you used to complete the Rewards Redemption Form in step 2)

HSBC gift

Since the HSBC Advance and HSBC Visa Platinum are cashback cards, and since only a complete and utter lamewad writes about cashback cards, I’m going to focus on the sign-up offers for the HSBC Revolution and HSBC TravelOne Card instead.

Once again, a reminder that you will only be eligible for the sign-up gifts if you consent to receive marketing or promotional materials from HSBC, and have not revoked that consent at the time of gift crediting.

HSBC Revolution Card

For applications submitted by 31 December 2023, new-to-bank customers can choose between the following gifts: 

  • Samsonite ZELTUS 69cm Spinner Exp with built-in scale
  • S$150 cashback

To qualify for the gift, you must spend at least S$1,000 during the qualifying spend period, defined as the month of approval till the end of the following month. In other words, you have 1-2 months to meet the minimum spend, depending on when you’re approved. 

Card Account Opening DateQualifying Spend Period
1-30 Sep 20231 Sep to 31 Oct 2023
1-31 Oct 20231 Oct to 30 Nov 2023
1-30 Nov 20231 Nov to 31 Dec 2023
1-31 Dec 20231 Dec to 31 Jan 2024
1-15 Jan 20241 Jan to 29 Feb 2024

HSBC TravelOne

For applications submitted by 31 December 2023, all customers, whether new-to-bank or existing, will receive 20,000 bonus miles (in the form of 50,000 HSBC points) when they:

  • Pay the annual fee of S$194.40
  • Spend at least S$800 during the qualifying spending period

The qualifying spend period is defined as the month of approval till the end of the following month. In other words, you have 1-2 months to meet the minimum spend, depending on when you’re approved. 

Card Account Opening DateQualifying Spend Period
1-30 Sep 20231 Sep to 31 Oct 2023
1-31 Oct 20231 Oct to 30 Nov 2023
1-30 Nov 20231 Nov to 31 Dec 2023
1-31 Dec 20231 Dec to 31 Jan 2024
1-15 Jan 20241 Jan to 29 Feb 2024

Spend exclusions

The minimum spend can be met by any retail transactions (including internet purchases) excluding the following: 

  • Foreign exchange transactions (including but not limited to;
  • Donations and payments to charitable, social organisations and religious organisations;
  • Quasi-cash transactions (including but not limited to transactions relating to money orders, traveler’s checks, gaming related transactions, lottery tickets and gambling);
  • Payments made to financial institutions, securities brokerages or dealers (including but not limited to the trading of securities, investments or crypto-currencies of any kind);
  • Payments on money payments/transfers (including but not limited to Paypal, SKR, CardUp, SmoovPay, iPayMy);
  • Payments to any professional services provider (including but not limited to GOOGLE Ads, Facebook Ads, Amazon Web Services, MEDIA TRAFFIC AGENCY INC);
  • Top-ups, money transfers or purchase of credits of prepaid cards, stored-value cards or e-wallets (including but not limited to EZ-Link, Transitlink, NETS Flashpay and Youtrip);
  • Payments in connection with any government institutions and/or services (including but not limited to court costs, fines, bail and bond payment);
  • Any AXS and ATM transactions;
  • Tax payments (including HSBC Tax Payment Facility);
  • Payments for cleaning, maintenance and janitorial services (including property management fees);
  • Payments to insurance companies (including but not limited to sales, underwriting, premiums and insurance services);
  • Payments to educational institutions;
  • Payments on utilities (Electric, Gas, Water, and Sanitary);
  • The monthly instalment amounts under the HSBC Spend Instalment;
  • Balance transfers, fund transfers, cash advances, finance charges, late charges, HSBC’s Cash Instalment Plan, any fees charged by HSBC;
  • Any unposted, cancelled, disputed and refunded transactions

The key exclusions to note here are insurance, utilities, education, government transactions as well as CardUp/ipaymy. These were all excluded from 1 July 2020 onwards as part of HSBC’s revised rewards terms and conditions.

Gift Fulfilment

SingSaver gift

The S$40 cash gift will be fulfilled according to the following timeline.

Application MonthRewards Notification Date
August 2023By 31 October 2023
September 2023By 30 November 2023
October 2023By 31 December 2023

HSBC gift

Revolution:  Collection notification will be sent by the last week of the month, two months after approval. For example, for approvals received in September 2023, collection notification will be sent by the last week of November 2023.

TravelOne: Bonus miles (in the form of HSBC points) will be credited within 90 days from the card opening date. 

Terms & Conditions

Overview: HSBC Revolution Card

HSBC Revolution Card
Apply Here

The HSBC Revolution Card has a minimum income requirement of S$30,000, and no annual fee.

Cardholders will earn 4 mpd on online and offline contactless payments made at the following merchants, capped at S$1,000 per calendar month.

Airlines, Car Rental, Lodging, Cruise Lines & Travel Agencies3000 to 3350, 3351 to 3500, 3501 to 3999, 4411, 4511, 4722, 7011Singapore Airlines, Scoot, Cathay Pacific, Emirates, Hilton, Hyatt, Marriott, Klook, Expedia,
Department Stores & Retail Stores4816, 5045, 5262, 5309, 5310, 5311, 5331, 5399, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699, 5732 to 5735, 5912, 5942, 5944 to 5949, 5964 to 5970, 5992, 5999 Amazon, Best Denki, Book Depository, Courts, Harvey Norman, Lazada, Qoo10, Shopee, Taobao
Supermarkets, Dining & Food Delivery5411, 5441, 5462, 5499, 5811, 5812, 5813, 5814Cold Storage, Deliveroo, NTUC FairPrice, Sheng Siong, foodpanda, GrabFood, WhyQ
Transport & Membership Clubs 4121, 7997 Comfort, Grab (excluding GrabPay top-ups), gojek,  TADA, Ryde, Fitness First
Bonuses apply regardless of whether spend is in SGD or foreign currency

This is a very wide range of everyday merchants, which makes this an almost essential card to have in your arsenal. 

To sweeten the deal, cardholders receive a complimentary copy of The Entertainer with more than 1,000 1-for-1 offers for dining, entertainment and travel. Spending on the HSBC Revolution is also eligible to earn a bonus 1% cashback with the HSBC Everyday Global Account, capped at S$300 per month for HSBC Personal Banking members.

For a full review of the HSBC Revolution, refer to the post below.

Review: HSBC Revolution Card

Overview: HSBC TravelOne Card

HSBC TravelOne Card
Apply Here

The HSBC TravelOne Card has a minimum income requirement of S$30,000, and an annual fee of S$194.40

Cardholders earn:

  • 3X HSBC points per S$1 (1.2 mpd) on local spend
  • 6X HSBC points per S$1 (2.4 mpd) on foreign currency spend

There is no minimum spend required, nor cap on the points that can be earned.

HSBC points earned on the HSBC TravelOne Card expire after 37 months, same as other HSBC credit cards.

Conversions can be done via the HSBC Singapore app (Android | iOS) and are processed “instantly or within one business day” (except Accor, which takes five business days). All conversion fees will be waived until 31 December 2023.

A total of 12 airline and hotel partners are currently available, a list that HSBC says will grow to more than 20 by the end of 2023.

For a full review of the HSBC TravelOne Card, refer to the post below.

Review: HSBC TravelOne Card


If you’ve been holding off on applying for a HSBC card, now’s a good time to consider hopping onboard the Revolution train, and perhaps throwing in a TravelOne Card for the sign-up bonus, some extra lounge visits, and free points conversions. 

Don’t forget to forward your card approval email to [email protected] to secure your S$40 cash gift, and meet the minimum spend for the HSBC sign-up gifts by the end of the month following approval.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Payment of annual fee for Travel 1 card should be much more prominent. This is less a sign up promotion and more of a buy miles opportunity, given most people’s expectations that non-high income cards should have at the very least 1st year free.


I heard it can take very long up to few weeks for HSBC card to arrive. If apply in Aug for eg, and only have received somewhere in end Sep, do I only have till Oct to spend the required amount to be eligible for gifts? Or will there be digital card to be used so that we dont have to wait for the physical card to arrive?


I have planned spending on Courts but I suspect HSBC does not cover that. I checked from Courts MCC is 5712 which is not included in your table but you listed Courts as example. Could you help to confirm this? Thank you.



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