Back in June, the UOB Visa Infinite Metal Card received a significant enhancement, which buffed the overseas earn rate to 2.4 mpd while adding an unlimited-visit DragonPass lounge membership (including one guest).
In addition to this, a new sign-up offer of up to 80,000 miles + S$200 Grab vouchers was launched. This was originally set to lapse on 30 November 2023, but has now been extended till 31 December 2023.
UOB Visa Infinite Metal Card extends sign-up bonus
From 1 June to 31 December 2023, new UOB Visa Infinite Metal Cardholders who pay the S$648 annual fee and spend at least S$4,000 within 30 days of approval will receive:
| New customers | Existing customers | |
| Pay S$648 annual fee | 25,000 miles | 25,000 miles |
| Spend S$4,000 within 30 days of approval | 55,000 miles + S$200 Grab vouchers | 15,000 miles + S$200 Grab vouchers |
| Total | 80,000 miles + S$200 Grab vouchers | 40,000 miles + S$200 Grab vouchers |
|
A new customer is defined as someone who:
|
||
Unlike most UOB sign-up offers, there is no cap on the number of eligible applicants.
Given the S$648 annual fee, you’re basically paying 0.81 cents (new) or 1.62 cents (existing) per mile, before you even factor in the value of the S$200 Grab vouchers. Once that’s taken into account, it’s a healthy chunk of the first year annual fee already paid for.
What counts as qualifying spend?
Eligible transactions include all retail transactions in local or foreign currency, and a full list of exclusions can be found at point 1.5 of the T&Cs.
The key exclusions to highlight are:
- Charitable donations
- Government payments
- Insurance
- ipaymy
- Prepaid account top-ups (e.g. GrabPay or YouTrip)
- Utilities
- UOB Payment Facility
For avoidance of doubt, CardUp, education and hospital transactions are eligible to earn miles, and will count towards minimum spend. The UOB Visa Infinite Metal Card is one of the rare cards to still earn rewards on schools, enrichment centres and higher education fees, so enjoy it while it lasts.
Supplementary cardholder spending will be pooled with the principal cardholder’s in determining if the minimum spend has been met. And before you say “isn’t that obvious?”, remember that UOB is not above such shenanigans.
When will the bonus be credited?
The 25,000 miles for paying the annual fee will be credited (in the form of UNI$) when the annual fee is posted.
The additional 55,000/15,000 miles for new/existing customers will be credited (in the form of UNI$) two months after the annual fee is posted.
The S$200 Grab Vouchers will be received by SMS two months after the annual fee is posted.
| โ How do the Grab Vouchers work? |
|
Eligible applicants will receive a code worth S$200 GrabGifts vouchers, which can be redeemed for either Transport, Food, Express or Mart vouchers in the following denominations (S$200 x 1 pcs, S$100 x 2 pcs, S$20 x 10 pcs, S$10 x 20 pcs). Balance payment (if any) must be made with a UOB Visa Infinite Metal Card. |
Terms and Conditions
The full T&Cs for this offer can be found here.
What can you do with UNI$?
UNI$ transfer to frequent flyer programs at a 1:2 ratio, with a minimum transfer block of 5,000 UNI$ (let’s ignore AirAsia, because converting points there is like throwing them away):
| Frequent Flyer Programme | Conversion Ratio (UNI$: Partner) |
 |
5,000: 10,000 |
 |
5,000: 10,000 |
 |
2,500: 4,500 |
UOB Visa Infinite Metal Cardholders enjoy a waiver of the usual S$25 conversion fee. And since UNI$ pool, you can use the Visa Infinite Metal Card as a conduit to convert UNI$ earned on other UOB cards for free too.
Overview: UOB Visa Infinite Metal Card
 |
|||
| Apply | |||
| Income Req. |
S$120,000 p.a. |
Points Validity |
2 years |
| Annual Fee |
$648 | Min. Transfer |
5,000 UNI$ (10,000 miles) |
| Miles with Annual Fee |
25,000 | Transfer Partners |
|
| FCY Fee | 3.25% | Transfer Fee | Waived |
| Local Earn | 1.4 mpd | Points Pool? | Yes |
| FCY Earn | 2.4 mpd | Lounge Access? | Yes |
| Special Earn | N/A | Airport Limo? | No |
| Cardholder Terms and Conditions | |||
The UOB Visa Infinite Metal Card has a minimum income requirement of S$120,000 (lowered from S$150,000 since June) and a non-waivable annual fee of S$648.
Cardholders receive 25,000 miles each year the annual fee is paid, and enjoy perks such as:
- Unlimited DragonPass lounge visits for cardholder + 1 guest
- S$10 Grab vouchers every month
- 50% off weekday lunch bill at selected restaurants in Pan Pacific and PARKROYAL hotels in Singapore, plus Si Chuan Dou Hua (UOB Plaza)
- 4th night free with 3 nights booked at selected COMO Hotels and Resorts
- Up to US$1 million travel accident insurance
- Complimentary Pan Pacific DISCOVERY Platinum status
- Complimentary golf games at Sentosa Golf Club, and 50% off green fees at clubs across SEA
- A waiver of the usual S$25 admin fee for miles conversions
Key drawbacks to note include S$5 earning blocks and the lack of an airport limo benefit.
For the full analysis of the card’s perks and drawbacks, refer to the post below.
Conclusion
The UOB Visa Infinite Metal Card has extended its 80,000 miles sign-up offer till 31 December 2023, and if you don’t have a UOB card yet, the first year payoff could be very lucrative.
You’re basically looking at 40,000/80,000 miles + S$200 Grab vouchers (sign-up offer) + S$120 Grab vouchers (regular benefit), not to mention an unlimited-visit DragonPass membership. This should more than cover the S$642 annual fee, and then some.
Even better, you could hit the minimum spend for the sign-up bonus with commonly-excluded transactions like hospitals and education expenses.
Unlimited DragonPass + 1 guest is valuable. Very decent Visa Infinite card now.
But UOB Payment Facility not counted. And I have no education spend and touch wood, no medical spent to clock the spend. Bummer
Hi Aaron, any idea how to register for the Pan Pacific Discovery Platinum status? I got my UOB VI Metal last month but can’t find any instructions on this.
I’m curious, do you still get your 1.4 or 2.4 miles of the $4k spend?
i am still pondering if I should sign up, I am trying to find a reason to sign up and couldn’t find a good one:/
what is the main reason for you guys to sign up?
I thought it will be worth mentioning, the CSO says, once you sign up you become UOB priority banking.
wrong. you get to use the prvi banking center and priority queue. you don’t become priority banking, it’s a little different.
Do you have a milelion chat group for this card? Don’t see it in your main chat pin. Thank you.
Thank you for review. I took this and gave up my Amex charge card due to your review
Hi Aron, Is tax payment made via cardup eligible to earn bonus miles? Please can you reply at your earliest? Thanks!
The $200 Grab Voucher does not come in smaller denominations FYI
Please don’t spread false information.
I have gotten the voucher, and when redeeming the code on the Grab app, I could pick between the following denominations:
$200 x 1
$100 x 2
$20 x 10
$10 x 20
Theo is right.
How strict are they are on income requirements? Will $110K be accepted?
Did you manage to apply in the end?