Back in February 2023, UOB launched a rarely-seen uncapped sign-up offer for the KrisFlyer UOB Credit Card, with 25,000 bonus miles for spending at least S$2,000 within 60 days of approval.
This offer ended up getting extended for more than a year, but then in April 2024, UOB added a “first 100” cap per month (how could they resist?), which turned this once decent offer into basically a gamble. I was hoping that this would just be a one-month aberration, but for the past few months the offer has been renewed with the same terms as before.
The latest extension now runs till 31 January 2025.
KrisFlyer UOB Credit Card 25,000 miles sign-up bonus
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| Apply |
From 1 December 2024 to 31 January 2025, new-to-UOB customers who apply and are approved for a KrisFlyer UOB Credit Card will enjoy up to 25,000 bonus miles when they spend at least S$2,000 in the first 60 days of approval.
| โ New-to-UOB definition |
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New-to-UOB is defined as customers as those who:
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This is broken down into:
| Bonus | Min. Spend | Cap |
| 5,000 miles | S$5 on first trxn. | No cap |
| 20,000 miles | S$2,000 in 60 days | First 100 per month |
5,000 miles will be awarded to cardholders who make their first spend of at least S$5.
20,000 miles will be awarded to the first 100 applicants each month (based on approval date) who spend at least S$2,000 within the first 60 days of approval.
| โ Existing UOB customer? |
| Existing UOB customers who apply for a KrisFlyer UOB Credit Card are eligible for the 5,000 bonus miles on first spend. However, this is a once-per-lifetime offer; if you previously held this card, you cannot receive the bonus a second time even if you sign-up again. |
The first year’s annual fee of S$196.20 is automatically waived, so assuming you have spend coming up, these bonus miles are essentially “free”.
Do note that UOB markets this offer as “up to 31,000 miles”. Where do the extra 6,000 miles come from? It assumes the entire S$2,000 minimum spend is clocked on 3 mpd categories, such as:
- Singapore Airlines
- Scoot
- KrisShop
- Kris+
- “Accelerated Miles” categories such as dining, food delivery, online shopping & travel, transport (unlocked with a minimum SIA Group spend of S$800 in a membership year)
Assuming you spent the S$2,000 elsewhere (in Singapore dollars), you’d earn 2,400 base miles (@ 1.2 mpd), for a total of 27,400 miles.
When will the bonus be credited?
The 5,000 bonus miles for the first spend bonus will be credited in the following month after the first transaction is made.
The 20,000 bonus miles for the sign-up offer will be credited according to the following timeline.
| Card approval month | 20,000 miles credited by | Reflected in KF account by |
| Nov 2024 | 30 Apr 2025 | 10 May 2025 |
| Dec 2024 | 31 May 2025 | 10 Jun 2025 |
All miles will be credited directly to the linked KrisFlyer account, with no transfer fees applicable.
What counts as qualifying spend?
Approved cardholders will need to spend a minimum of S$2,000 in the first 60 days of approval. The full list of exclusions can be found in the T&Cs (point 1.6), but the key ones to note are:
- Amaze
- Charitable donations
- Education
- Government transactions
- GrabPay top-ups
- Hospitals
- ipaymy
- Medical services
- Insurance premiums
- Utilities
For avoidance of doubt, CardUp spending will count towards the minimum spend.
Terms & Conditions
The full T&Cs of this sign-up offer can be found here.
Overview: KrisFlyer UOB Credit Card
| Apply |
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| Income Req. | S$30,000 p.a. | Points Validity | 3 years |
| Annual Fee | S$196.20 (First Year Free) |
Min. Transfer |
N/A |
| Miles with Annual Fee |
10,000 | Transfer Partners |
1 |
| FCY Fee | 3.25% | Transfer Fee | N/A |
| Local Earn | 1.2 mpd | Points Pool? | N/A |
| FCY Earn | 1.2 mpd | Lounge Access? | No |
| Special Earn | 3 mpd on SIA Group, dining, online shopping & travel, transport | Airport Limo? | No |
| Cardholder Terms and Conditions | |||
The KrisFlyer UOB Credit Card comes with a first year fee waiver. Cardholders earn 1.2 mpd on local and overseas spend, and 3 mpd on Singapore Airlines, Scoot, KrisShop (collectively known as SIA Group transactions) and Kris+.
If they spend at least S$800 on SIA Group transactions in a membership year, they will earn an uncapped 3 mpd on:
| Category | MCCs/ Transaction Description |
| Dining & Food Delivery | 5812, 5813, 5814 |
| Online Shopping | 4816, 5262, 5306, 5309, 5310, 5311, 5331, 5399, 5611, 5621, 5631, 5641, 5651, 5661, 5691, 5699, 5732, 5733, 5735, 5912, 5942, 5944-5949, 5999, 7278 (only for Shopee, Lazada and Qoo10) |
| Online Travel | Agoda, Airbnb, Booking.com, Expedia, Hotels.com, Kaligo, Traveloka, Trip.com, UOB Travel |
| Transport | BUS/MRT, 4121 |
| Bonuses apply to both local and FCY spending | |
Cardholders also receive instant KrisShopper Insider status (provided they’re not already KrisShopper members), which awards an extra 2.5 mpd on KrisShop purchases.
For a review of the KrisFlyer UOB Credit Card, check out the post below.
Conclusion
The KrisFlyer UOB Credit Card has extended its 25,000 bonus miles sign-up offer to 31 January 2025, but unfortunately a first 100 monthly cap is now the new normal.
I have nothing against the card itself though, since it offers an uncapped 3 mpd on dining, food delivery, online shopping and travel, and transport, plus Singapore Airlines & Scoot tickets (particularly useful now that the DBS Altitude Card’s bonus on air tickets has been nerfed) and Kris+.
It’s true you could earn 4 mpd on most of these categories, but if you’re making a big-ticket purchase that would bust the cap on a higher-earning card, then the KrisFlyer UOB Credit Card is definitely something to consider.
“Existing UOB customers who apply for a KrisFlyer UOB Credit Card are eligible for the 5,000 bonus miles on first spend.”
Existing UOB customer eligible too?
I clicked in via your link, read the terms & conditions only eligible for New customers only.
Can help to clarify?
Thanks in advance. ๐
Same here. Can’t find any information on existing UOB customers for this card.
Took a bit of digging but Clause 3.2 under this link talks about the 5,000 welcome miles to be eligible for new to Krisflyer CC applicants – if I understand this correctly, it should apply to existing UOB customers who do not hold a KF CC yet.
Sorry missed the link… lol https://www.uob.com.sg/assets/pdfs/kf_credit_card_full_tnc.pdf?i_cid=pfs:sg:owned:int:site:na:li:na:na:na-evergreen:direct:na&vid=none&s_cid=pfs:sg:paid:off:all:na:vt:na:001506:230419-evergreen:kfcclaunch:na:none
Hi! Please confirm cardup is eligible for bonus sign up spending. Transacted but no rewards points granted. May I also ask if AXS pay+earn will also count towards bonus sign up spending? Thanks for the confirmation. Really appreciate it.
This is tangential but wondering if anyone has an answer. I currently have KF gold which will be expiring in June 2024 as I haven’t taken any flights since last June, however, within the next 12 months, I’m going to hit 50,000 miles (30k miles by June, and the remaining 20K by November). So will I regain my KF gold by November, or am I stuck with June as my membership year? I.e they will only count 50,000 earned from June to June?
T&Cs has this clause which I don’t see in the privi miles T&Cs.
1.3. This Promotion is only open to individuals who are new to United Overseas Bank Limited (โUOBโ) credit cards
How “new” is not defined – could certainly be intepreted as lifetime.
It is seperate from 1.4(a) “must not be an existing principal holder” and “not cancelled your principal UOB credit card(s) six (6) months prior”.
Thoughts?
Hi Aaron,
What do you think of Clause 1.6(b)(vii) of Excluded Transactions?
“(vii) Transactions at UOB$ merchants”
Appears that excluded transactions are a lot wider in scope than the usual standard exclusions.
Hi I just want to check, if i create a UOB krisflyer credit card, they provide me with a new krisflyer membership number. what about the current KF membership that i am holding? cannot link?
I still don’t get how UOB can always get away with this “first x new-to-UOB customers” offers. No other banks has similar scheme, yet offering comparable rewards.
Gambling a 2000S$ spending sounds like a terrible idea, and I still don’t get the rational behind it…