UOB Visa Infinite Metal Card cuts welcome offer to 60,000 miles

Back in June 2023, the UOB Visa Infinite Metal Card enhanced its overseas earn rate and lounge benefit, and launched new welcome offers of 80,000 miles and 40,000 miles for new and existing customers respectively.

These offers have been periodically renewed every few months for more than two years, but UOB has now decided to cut the new customer welcome offer to 60,000 miles (while keeping it unchanged at 40,000 miles for existing customers). 

On top of that, UOB has also tightened the eligibility criteria for the new customer welcome offer by doubling the timeout period to 12 months, making it harder to qualify.

UOB Visa Infinite Metal Card cuts welcome offer to 60,000 miles

Customers who apply and receive approval for a UOB Visa Infinite Metal Card between 1 October to 31 December 2025 will be eligible to receive up to 60,000 bonus miles, as shown in the table below.

Cardholders must pay the S$654 annual fee and spend at least S$4,000 within 30 days of approval. Unlike most UOB sign-up offers, there is no cap on the number of eligible applicants. 

Given the S$654 annual fee, you’re basically paying 1.09 cents (new) or 1.64 cents (existing) per mile. It’s a very decent price for new customers, though obviously not as good as when the offer was 80,000 miles (0.82 cents).

Bonus miles are awarded on top of the regular base miles, so if you spent the entire S$4,000 on local spend at 1.4 mpd, you’ll have a total of 65,600 miles (new) or 45,600 miles (existing).

UOB has updated its new customer definition

For the purposes of this welcome offer, UOB is defining new customers as those who:

• do not currently hold any principal UOB credit cards, and
• have not cancelled a principal UOB credit card in the past 12 months

Do note that UOB has revised the definition of a new customer by doubling the “timeout” period from six months to 12.

What counts as qualifying spend?

A minimum qualifying spend of S$4,000 must be made within 30 days of approval. 

Eligible transactions include all retail transactions in local or foreign currency, and a full list of exclusions can be found at point 1.6 of the T&Cs.

The key exclusions to highlight are:

• Charitable donations
• Government payments
• Hospitals
• Insurance
• ipaymy
• Prepaid account top-ups (e.g. GrabPay or YouTrip)
• Utilities
• UOB Payment Facility

For the avoidance of doubt, CardUp and education transactions are eligible to earn miles, and will count towards minimum spend.

Supplementary cardholder spending will be pooled with the principal cardholder’s in determining if the minimum spend has been met. And before you say “isn’t that obvious?”, remember that UOB is not above such shenanigans.

When will the bonus be credited?

The 25,000 miles for paying the annual fee will be credited (in the form of 12,500 UNI$) two months after the annual fee is posted. 

The additional 35,000/15,000 miles for new/existing customers will be credited (in the form of 17,500/7,500 UNI$) two months after the annual fee is posted. 

Terms and Conditions

The full T&Cs for this offer can be found here.

What can you do with UNI$?

UNI$ transfer to frequent flyer programs at a 1:2 ratio, with a minimum transfer block of 5,000 UNI$ (let’s ignore AirAsia, because converting points there is like throwing them away):

Frequent Flyer Programme	Conversion Ratio (UNI$: Partner)
	5,000 : 10,000
	5,000 : 10,000
	2,500 : 4,500

UOB Visa Infinite Metal Cardholders enjoy a waiver of the usual S$25 conversion fee, and since UNI$ pool, you can use the Visa Infinite Metal Card as a conduit to convert UNI$ earned on other UOB cards for free too.

Annual lounge visits will be removed from 2026

If you’re planning to apply for this card, you should be aware that from 1 June 2026, the UOB Visa Infinite Metal Card will no longer offer unlimited DragonPass lounge visits, together with one guest. Instead, the entitlement will be capped at 12x visits per 12-month membership period.

UOB is providing plenty of notice, and you still have some time to enjoy the perk. However, do remember that UOB has also quietly added a cooldown period of at least four hours between DragonPass utilisations, which makes lounge hopping close to impossible.

Overview: UOB Visa Infinite Metal Card

Apply
Income Req.	S$120,000 p.a.	Points Validity	2 years
Annual Fee	S$654	Min. Transfer	5,000 UNI$ (10,000 miles)
Miles with Annual Fee	25,000	Transfer Partners	3
FCY Fee	3.25%	Transfer Fee	Waived
Local Earn	1.4 mpd	Points Pool?	Yes
FCY Earn	2.4 mpd	Lounge Access?	Yes
Special Earn	N/A	Airport Limo?	No
Cardholder Terms and Conditions

The UOB Visa Infinite Metal Card has a minimum income requirement of S$120,000 and a non-waivable annual fee of S$654.

Cardholders receive 25,000 miles each year the annual fee is paid, and enjoy perks such as: 

• Unlimited DragonPass lounge visits for cardholder + 1 guest (which will be replaced by 12x visits per year from 1 June 2026)
• Up to US$1 million travel accident insurance
• GHA DISCOVERY Titanium status (which is a generic benefit for all Visa Infinite cards)
• Complimentary golf games at Sentosa Golf Club, and 50% off green fees at clubs across Southeast Asia
• A waiver of the usual S$25 admin fee for miles conversions

Key drawbacks to note include S$5 earning blocks and the lack of an airport limo benefit.

For the full analysis of the card’s perks and drawbacks, refer to the post below.

Review: UOB Visa Infinite Metal Card

Conclusion

The UOB Visa Infinite Metal Card has cut its welcome bonus for new customers from 80,000 miles to 60,000 miles, while also doubling the time that must pass before a previous UOB cardholder can be considered new again.

There is no change to the existing customer welcome offer, which remains at 40,000 miles, but this was always a marginal proposition in the first place. 

If you’re intending to apply, you should remember that the unlimited lounge visits with one guest will end on 1 June 2026, after which you’ll be capped at just 12 visits per calendar year.