Don't let the marketing fool you — the DBS Chromo Card is a miles card in name only, and cardholders would be well advised to use it for cashback instead.
The SC Journey Card offers excellent first-year value with its stackable welcome offers. However, like its X Card predecessor, renewals aren't strictly essential.
The Citi Prestige Card still performs well compared to the competition, but with a higher annual fee and fewer benefits, the value feels more marginal every year.