While it's nice to have a first year fee waiver and miles for insurance premiums, there's little else the Maybank Visa Infinite does that other cards can't do better.
With the removal of unlimited lounge visits and an annual fee increase, Citi Prestige Cardholders will have to work even harder to recover their investment.
The StanChart Journey Card offers excellent first-year value with its stackable welcome offers. However, like its X Card predecessor, renewals aren't strictly essential.