This shouldn't raise any undue alarm bells but I thought you should know that from 1 June 2016 DBS has revised the earning rate on the DBS Altitude card.
The new earn rates are as follows
Online flight and hotel transactions
Overseas Spend (foreign currency)
Local Spend
3 miles
(Capped at S$5,000 per month)
2 miles
1.2...
The UOB YOLO Card is what happens when you let marketing groupthink run amok. "Hey guys, let's create a new offering for the millennial group. And let's call it yolo because millennials."
As someone who falls into the "millennial" category, I am constantly bemused as to what marketers think about my behavior....
The MAS stipulates that the minimum annual income required to grant someone unsecured credit facilities is S$30,000. Any requirement in excess of that is bank-imposed and purely arbitrary.
How do banks decide what the minimum income required for a particular credit card should be? Marketing. Pure marketing. Cards with a...
EDIT: Please use the corrected table here. The first version had some errors in it (v1.2)
EDIT EDIT: I'm going to start version tagging this so you know if you have the latest (v1.5)
I know this is long overdue, but here's a small pictoral guide you can save to your phone...
TL;DR: The UOB Preferred Platinum AMEX is the best card for dining, both in Singapore and overseas with 4 miles per $1. But because it was a good thing, it is now gone.
Or is it?
Back in Jan I wrote about a method you could use to get a UOB Preferred...
Foreign currency fees are probably one of the most confusing aspects of credit cards. Banks hide them away in the small print, and very often you only find out how much you really paid after you get your bill.
The question today is: Is it worth it to pay with...
DBS has gone all in on its Altitude cards lately, coming up with some really generous sign up promotions.
A new promotion (until 30 April) offers 8 miles per $1 on purchases at Expedia (min $2,500 in a single transaction, otherwise 6 miles).I don't really use OTAs to book hotels...
Since discovering the Miles and Points game 3 years ago, Jeriel has now spent a disproportionate amount of time reading the T&Cs of credit cards and frequent flyer programs. His grand plans for round-the-world premium travel has taken a hit since the arrival of his daughter, but he is...