UOB PRVI Miles Card offering 46,000 miles uncapped sign-up bonus and S$50 cash

Last month, the UOB PRVI Miles Card launched a new welcome offer of 46,000 bonus miles, alongside other enhancements such as up to 3 mpd on selected regional currencies and four complimentary lounge visits per year.

This replaces the previous welcome offer of 45,200 bonus miles, which launched in April 2023 and was renewed each month till September 2024. Unfortunately, the minimum spend has now been doubled from S$2,000 to S$4,000, so the payoff isn’t as generous as before. 

Unlike many UOB welcome offers, this one features no maximum applicant cap. What’s more, you can stack it with a further SingSaver welcome gift of S$50 cash.

UOB PRVI Miles 46,000 miles sign-up bonus

Apply (AMEX)

Apply (MC)

Apply (Visa)

New-to-bank customers who apply and are approved for a UOB PRVI Miles AMEX, Mastercard or Visa from 1-30 November 2024 will enjoy 46,000 bonus miles, broken down as follows:

• 20,000 bonus miles for paying the first year’s S$261.60 annual fee
• 26,000 bonus miles for spending at least S$2,000 per month for two consecutive months from card approval date

There is no cap on the maximum customers eligible for either component. However, do note that you must be approved by 30 November 2024, so don’t leave your application till the last minute.

The S$4,000 minimum spend will earn:

• 5,600 base miles, if spent in SGD @ 1.4 mpd
• 9,600 base miles, if spent in FCY @ 2.4 mpd
• 12,000 base miles, if spent in IDR, MYR, THB or VND @ 3 mpd

UOB assumes the third scenario in its marketing, which is why you’ll see this advertised as a 58,000 miles welcome offer (46,000 bonus + 12,000 base) on its website.

Annual fee bonus

Cardholders who pay the first year’s S$261.60 annual fee will receive UNI$10,000 (20,000 miles).

Since the first-year annual fee is waived by default, cardholders must opt in by sending the following SMS to 77862 by 31 December 2024.

The annual fee will then be charged to your account by 31 January 2025.

Spending bonus

Cardholders who spend S$2,000 in eligible transactions per month for two consecutive months following approval will receive UNI$12,600 (25,200 miles)

For example, if your card is approved on 10 November 2024, you will need to fulfil the minimum spend criteria as follows:

For avoidance of doubt, you cannot simply spend S$4,000 in the first month of approval and say to yourself “job done”. The minimum spend of S$2,000 needs to be clocked in each of the two spending periods. 

What counts as qualifying spend?

Eligible transactions include all retail transactions in local or foreign currency, and a full list of exclusions can be found at point 1.4(c) in the T&Cs.

The key exclusions to highlight are:

• Amaze
• Charitable donations
• Education
• Government payments
• Hospitals
• Insurance
• Prepaid account top-ups (e.g. GrabPay or YouTrip)
• Utilities
• UOB Payment Facility

Supplementary cardholder spending will be pooled with the principal cardholder’s in determining if the minimum spend has been met. And before you say “isn’t that obvious?”, remember that UOB is not above such shenanigans.

When will the bonus miles be credited?

Annual fee bonus

The UNI$10,000 for paying the S$261.60 annual fee will be credited by 31 March 2025.

Spending bonus

The UNI$12,600 from meeting the 2x S$2,000 minimum spend will be credited by 31 March 2025.

Terms and Conditions

The full T&Cs for this offer can be found here.

I would recommend saving a copy of the document for your own reference, since the link will be replaced with a newer promotion after the current one ends.

Additional SingSaver gift

New-to-bank customers who apply for a UOB PRVI Miles Card via the SingSaver links in this article from 1-30 November 2024 will receive an extra S$50 cash.

This is on top of the UOB welcome offer, and requires a minimum spend of S$500 in the first month of approval (which you’d no doubt be doing anyway in order to get the UOB bonus miles).

The T&Cs for the SingSaver gifts can be found here. 

Overview: UOB PRVI Miles Card

Income Req.	S$30,000 p.a.	Points Validity	2 years
Annual Fee	S$261.60	Min. Transfer	5,000 UNI$ (10,000 miles)
Miles with Annual Fee	N/A	Transfer Partners	2
FCY Fee	3.25%	Transfer Fee	S$25
Local Earn	1.4 mpd	Points Pool?	Yes
FCY Earn	2.4 mpd (3 mpd for IDR, MYR, THB, VND)	Lounge Access?	Yes
Special Earn	6 mpd on Agoda & Expedia	Airport Limo?	Yes  (AMEX only)
Cardholder Terms and Conditions

UOB PRVI Miles Cards are issued across all three networks: American Express, Mastercard, and Visa. Earn rates are the same for all (1.4 mpd in SGD, 2.4 mpd in FCY, 3 mpd in selected FCY), though the American Express version has two unique features:

• 20,000 bonus miles for spending at least S$50,000 in a membership year
• Complimentary airport limo transfers with a minimum spend of S$1,000 in foreign currency per calendar quarter

UOB UNI$ can be converted to either KrisFlyer or Asia Miles at a 1 UNI$= 2 miles ratio, with a S$25 conversion fee.

Be sure to check out my full review of the UOB PRVI Miles Card below (which will soon be updated to take into account the October 2024 enhancements).

Review: UOB PRVI Miles Card

Conclusion

Apply (AMEX)

Apply (MC)

Apply (Visa)

The UOB PRVI Miles Card has launched a new welcome offer of 46,000 bonus miles for paying the S$261.60 annual fee and spending S$2,000 per month for two consecutive months. 

This is stackable with an extra S$50 cash from SingSaver, and since we don’t usually see any additional gifts for UOB cards, this is as good an opportunity as any.