Back in August 2019, Singapore Airlines partnered up with American Express to launch the AMEX Singapore Airlines Business Credit Card (or AMEX HighFlyer Card for short). This product, aimed at SMEs, offered much better earn rates and perks than the usual lacklustre corporate cards.
Back in the day, this card was almost too good to be true.
- The first yearโs annual fee was waived
- Cardholders received a complimentary Accor Plus Explorer membership
- There were almost no rewards exclusions
Point (3) was particularly lucrative, because you could even earn miles on GrabPay top-ups! I remember clocking the minimum spend for my 30,000 miles welcome offer on GrabPay top-ups alone, then using GrabPay to pay income taxes and top-up my CPF Special Account via AXS. What a time to be alive!
I suppose that couldnโt last forever, and these days, the AMEX HighFlyer Card is much less exciting. Itโs probably still the best corporate card you could hope for, though thatโs not saying much.
But it appears a shake up might be on the cards, as American Express has temporarily suspended new application.
Applications paused for AMEX HighFlyer Card

American Express has temporarily paused new applications for the AMEX HighFlyer Card until further notice. Per a notification on its website:
Thank you for your interest in the American Express Singapore Airlines Business Credit Card. Weโre temporarily not accepting any new card applications, please visit this space for further updates soon.
-American Express
Thereโs really only two possibilities here.
The first is that the card is being discontinued. Never say never, but I just find that hard to believe, given that the supposedly decent take-up rate amongst its key SME audience.
The second is that the card is being refreshed ahead of a relaunch. Thatโs probably the more likely scenario, though just what the relaunched product will look like is anyoneโs guess.
There have already been some improvements to the AMEX HighFlyer Card over the years, such as boosting the annual conversion cap to 100,000 miles and adding new conversion options for HighFlyer points. Of course, there have also been nerfs, like removal of points for GrabPay, and the ending of support for CardUp,
I certainly donโt think we should expect a return to the glory days, but some things I would like to see are:
- An enhanced earn rate for foreign currency spend
- Complimentary checked bags for travel on Scoot
- Complimentary access to the KrisFlyer Gold Lounge in Singapore (perhaps passes can be earned based on cumulative spend)
- Participation in the annual KrisFlyer Elite Gold fast-track promotion (where a reduced spending threshold is required for status; this has historically been offered to the Ascend card only)
Thereโs no knowing how long applications will be closed for, but I certainly hope American Express moves faster than HSBC. HSBC paused new applications for the HSBC Visa Infinite in September 2024, and has yet to break cover on the new version!
Conclusion
American Express has temporarily paused new applications for the AMEX HighFlyer Card, and it seems very likely that a refresh is in the works.
Weโll have to wait and see whether this can breathe new life into the card, which has become somewhat unexciting of late. Hopefully it wonโt be as underwhelming as the AMEX KrisFlyer Ascendโs refresh!
What would you like the AMEX HighFlyer Card to offer?
The card has been nerfed lolol.
Earn 1.2 HighFlyer points for every S$1 spent on all other eligible purchases, with no cap, effective for all transactions posted on 23 April 2025 onwards.
1.8 mpd nerfed to 1.2 mpd
1.8mpd now down to 1.2mpd. Annual fee now $400. Conversion cap increased to 150,000 KF miles per year.
Hope Milelion can do an updated analysis of the new nerfed benefits and see which corporate card is worth switching to ?
๐ฅ AMEX SIA Business Card: Death by a Thousand Cuts ๐ฅ
Effective 23 April 2025:
โ HighFlyer points NERFED: 1.8 โ 1.2 points per S$1
โ Annual fee INCREASED: S$304 โ S$400 (+31%)
โ Removed: First Year & Annual Spend Bonuses
โ Killed: Priority Pass Lounge Access
โ Gutted: KrisFlyer Elite Gold Status Accelerator
Only โEnhancementsโ:
โ Slightly higher miles conversion cap (100k โ 150k)
โ Tiny 10k points bonus for first flight
โ 6k points on card renewal
Verdict: Corporate bloodsuckers strike again. ๐ฆ๐ณ
Practically useless already.
If you were getting this mainly for Accor Plus the increase in annual fee makes it tougher to swallow.