Roundup: Latest Credit Card Sign Up Bonuses

It’s hard to believe, but we’re already in the final quarter of 2019. That means it’s time for a recap of the credit card sign up bonuses on the market, especially those which were due to expire on 30 Sept 2019.

Here’s a summary of which offers have been renewed, changed or discontinued. You can always find the latest snapshot of sign up offers on this page.

The key highlights:

• Citibank has increased the sign up offer on the Citi PremierMiles Visa from 30K to 40K miles, while increasing the spending requirement from $7.5K to $9K
• Citibank has extended the sign up offer on the Citi Rewards Visa to 31 Jan 2020
• SCB has also not provided any word on whether they’re continuing the sign up offer on the SCB X Card (not that they’re able to fulfill any of the existing applications anyway)
• AMEX has renewed the existing sign up bonuses on the KrisFlyer cobrand cards until 31 Jan 2020

	Sign up bonus
	1 Jul 19-30 Sep 19	1 Oct 19-31 Jan 20
DBS Altitude  AMEX/Visa T&C	NTB Spend $6K, Get 17.2K miles + 50% bonus miles in first 3 months on AMEX, capped at 10K. (Optional) Pay $192.60 AF for 10K miles
	Existing Spend $6K, Get 12.2K miles + 50% bonus miles in first 3 months on AMEX, capped at 10K. (Optional) Pay $192.60 AF for 10K miles
DBS Treasures AMEX T&C	NTB & Existing Spend $6K, Get 19.2K miles and 50% bonus miles in first 3 months, capped at 10K miles
Citi PremierMiles Visa T&C	NTB Spend $7.5K, Get 30K miles. $192.60 AF must be paid	NTB Spend $9K, Get 40K miles. $192.60 AF must be paid
	Existing Spend $7.5K, Get 23K miles + S$100 Kaligo e-voucher. $192.60 AF must be paid	Existing Spend $9K, Get 27K miles + S$100 Kaligo e-voucher. $192.60 AF must be paid
Citi Rewards Visa T&C	NTB Spend $3K to get up to 22.8K miles, if spent on 10X categories
AMEX KrisFlyer Ascend T&C	NTB & Existing Spend $10K, Get 32K miles. $337.50 AF must be paid Apply via this link to get an additional 7.5K miles
AMEX KrisFlyer Credit Card T&C	NTB & Existing Spend $5K, Get 18K miles. Apply via this link to get an additional 5K miles
SCB X Card T&C	NTB & Existing Spend $6K in 60 days, Get 60K miles. $695.50 AF must be paid	?

In addition to the cards above, here are a few more offers which expire later this year/early next year.

	Sign up bonus
OCBC 90N Card T&C **Must receive approval by 31 Oct 2019**	NTB Spend $5K within 3 months, Get 13K miles + $50 cash Existing Spend $5K within 3 months, Get 9K miles
KrisFlyer UOB Credit Card T&C **Must receive approval by 31 Oct 2019**	NTB & Existing Spend $5 within 30 days, Get 3K miles (NTB cardholders can receive a $150 cash credit with min $1.5K spent in first 30 days, but limited to first 1,000 applicants)
AMEX Platinum Charge T&C **Must receive approval by 31 Oct 2019**	NTB & Existing Spend $20K within 3 months, get 62.5K miles. $1,712 AF must be paid Apply via this link to get an additional 25K miles
AMEX Rewards Card T&C **Must receive approval by 31 Jan 2020**	NTB & Existing Spend $1.5K within 3 months, get 13.3K miles. $53.50 AF must be paid

Sign up bonus FAQs

Does spending by supplementary cardholders count?

Yes, whatever your supplementary cardholder spends will be pooled with the principal cardholder in computing total qualifying spend.

For example, if I hold a principal OCBC 90N Card and spend $3K within 3 months, and my wife holds a supplementary OCBC 90N Card and spends $2K within 3 months, it’s taken as if I’ve spent $5K within 3 months, qualifying me for the bonus.

Does spending on (insert merchant here) count towards the sign up bonus?

Your best bet is to read the T&C (linked above) to figure out what is and is not counted. If in doubt, contact customer service and try to get their response in writing.

With the exception of the SCB X Card, spending on CardUp/RentHero will count towards sign up bonus spending. Citi PayAll spending will also count, but SCB has explicitly excluded SC EasyBill spending.

How often can I receive a sign up bonus?

This depends on your bank’s definition of “new-to-bank”. In general, a new-to-bank customer is one who does not currently hold any of the bank’s credit cards (as a principal cardholder), and has not done so in the past 12 months.

That’s why it’s advisable to cancel any cards you’re not actively using, so you can start the countdown on “resetting” your new-to-bank status.

Conclusion

If you’ve got big ticket spending coming up, you’ll definitely want to see which of these sign up bonuses can fit into your plans.

Once you’ve maxed out your sign up bonuses, it then becomes a question of using the right card in the right situation, and this Starter Pack Guide and Card Guide may come in useful.