Flash deal: Get S$280 or Apple AirPods with a new HSBC credit card

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From 9-31 March 2022, new-to-bank HSBC cardholders will receive S$280 cash or Apple AirPods & S$30 cash with a min. spend of S$500.

From 9-31 March 2022, SingSaver is offering new-to-bank customers S$250 cash or a pair of Apple AirPods 3rd generation (worth S$269) upon approval for selected HSBC credit cards, and a minimum spend of S$500.

Applicants will also receive a further S$30 cashback when they apply via SingPass MyInfo. 

❓ New-to-bank definition
New-to-bank customers are defined as those who do not currently hold a principal HSBC credit card, and have not cancelled any principal HSBC credit cards in the 12 months prior. Supplementary cards and debit cards do not count. 

For perspective, this is slightly lower than the best-ever sign-up offer of S$300 cash (+S$30 for MyInfo) we saw last year. However, the last promotion was in September 2021, so these offers don’t come by as often as they do for banks like Citi and Standard Chartered. 

Existing HSBC cardholders can also receive S$60 cashback with a minimum spend of S$500, provided they have not cancelled any HSBC credit cards in the past 12 months. 

How it works

The following HSBC credit cards are eligible for this offer, so long as applications are received by 31 March 2022 and approved by 20 April 2022. 

CardIncome RequirementAnnual Fee
HSBC Revolution
S$30,000Free for life
HSBC Visa Platinum
(2 years free)
HSBC Advance
(1 year free)

Upon approval, cardholders must spend at least S$500 by the end of the month after approval. For example:

  • Cardholders approved between 1-31 March 2022 will have until 30 April 2022 to spend
  • Cardholders approved between 1-20 April 2022 will have until 31 May 2022 to spend

Remember to use SingPass MyInfo in your application, as this is required to trigger an extra S$30 cashback. 

Fair warning: HSBC’s MyInfo system is extremely buggy, and the bank doesn’t seem particularly inclined to fix it despite feedback. If it doesn’t work for you, all I can advise is to revisit this article on your mobile browser and try again. 

Cardholders must also provide HSBC with their consent to receive marketing and promotional materials at the time of submitting their application, and have not revoked it at the time of gift fulfilment.

Application Steps

  1. Apply through any of the links in this article
  2. You will be directed to a SingSaver landing page. Enter your email address and click “confirm”
  3. Complete your application and take a screenshot of the confirmation page for your own records.
  4. Fill in the SingSaver rewards form that will be sent to your email. HSBC does not provide an application reference number, so enter the last 4 digits of your mobile number which you used in the HSBC application form. You’ll be able to indicate your choice of gift in the rewards form if applicable. 

Please don’t omit step 4– no form, no reward. 

Qualifying Spend 

The approved card must be activated and a minimum qualifying spend of S$500 made by the end of the month after approval. 

“Qualifying Spend” refers to any retail transactions (including internet purchases) excluding the following: 

  • Foreign exchange transactions (including but not limited to Forex.com);
  • Donations and payments to charitable, social organisations and religious organisations;
  • Quasi-cash transactions (including but not limited to transactions relating to money orders, traveler’s checks, gaming related transactions, lottery tickets and gambling);
  • Payments made to financial institutions, securities brokerages or dealers (including but not limited to the trading of securities, investments or crypto-currencies of any kind);
  • Payments on money payments/transfers (including but not limited to Paypal,
    SKR skrill.com, CardUp, SmoovPay, iPayMy);
  • Payments to any professional services provider (including but not limited to GOOGLE Ads, Facebook Ads, Amazon Web Services, MEDIA TRAFFIC AGENCY INC);
  • Top-ups, money transfers or purchase of credits of prepaid cards, stored-value cards or e-wallets (including but not limited to EZ-Link, Transitlink, NETS Flashpay and Youtrip);
  • Payments in connection with any government institutions and/or services (including but not limited to court costs, fines, bail and bond payment);
  • Any AXS and ATM transactions;
  • Tax payments (including HSBC Tax Payment Facility);
  • Payments for cleaning, maintenance and janitorial services (including property management fees);
  • Payments to insurance companies (including but not limited to sales, underwriting, premiums and insurance services);
  • Payments to educational institutions;
  • Payments on utilities (Electric, Gas, Water, and Sanitary);
  • The monthly instalment amounts under the HSBC Spend Instalment;
  • Balance transfers, fund transfers, cash advances, finance charges, late charges, HSBC’s Cash Instalment Plan, any fees charged by HSBC; Any unposted, cancelled, disputed and refunded transactions;
  • And such other categories of transactions which HSBC may exclude from time to time.

The key exclusions to note here are insurance, utilities, education, government transactions as well as CardUp/ipaymy. These were all excluded from 1 July 2020 onwards as part of HSBC’s revised rewards terms and conditions.

Gift Fulfillment

Gift fulfillment will be handled by both HSBC and SingSaver:

  • HSBC will provide S$30 cashback, provided the application is submitted via SingPass MyInfo
  • SingSaver will provide S$250 cash or the Apple AirPods, depending on the option you select in the gift form

SingSaver will fulfill cash gifts via PayNow, while those who opt for the AirPods will need to collect their gift from a fulfillment centre.

All gifts will be fulfilled within 5 months of approval. You will not receive your gift immediately upon meeting the minimum spend- the reason for the delay is the need to confirm eligibility with the bank. Please take note of this timeline before applying, and only apply if you’re willing to wait. 

Any enquiries about gift fulfillment should be sent to [email protected]

Terms & Conditions

The full T&C for this offer can be found here. 


HSBC Revolution
Apply here

My personal recommendation is the HSBC Revolution, which earns 10X points (4 mpd) on a wide range of categories including travel, shopping, groceries, dining, and transport. There’s no annual fee, and you get a free Entertainer membership on top of all that.

It’s quite simply one of the best cards on the market right now, and picking up an extra S$280 cash or a pair of Apple AirPods + S$30 cash only sweetens the deal. 

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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