Since April 2023, UOB has been running a 45,200 miles welcome offer for the UOB PRVI Miles Card, which unlike most of the bank’s promos, does not feature a maximum applicant cap.
This offer was previously set to lapse on 30 April 2024, but has now been renewed for approvals by 31 May 2024.
The terms remain the same as before, namely:
- Spending S$1,000 per month for the first two months of approval
- Paying the S$261.60 annual fee
This works out to a cost of 0.58 cents per mile, and one of the better offers you’ll see for a UOB card.
In fact, this offer is now even more compelling- but through no merit of its own. Last month, UOB nerfed the 25,000 miles welcome offer for the KrisFlyer UOB Credit Card by adding a “first 100 applicants” cap, making the UOB PRVI Miles the only no-gamble option available.
UOB PRVI Miles 45,200 miles sign-up bonus
Apply (AMEX) | |
Apply (MC) | |
Apply (Visa) |
New-to-bank customers who apply and are approved for a UOB PRVI Miles AMEX, Mastercard or Visa from 1-31 May 2024 will enjoy up to 45,200 bonus miles, split into:
- 20,000 miles for paying the S$261.60 annual fee
- 25,200 miles for spending S$1,000 per month for two consecutive months
❓ New-to-bank |
New-to-bank customers are defined as those who:
|
There is no cap on the maximum customers eligible for either component.
However, do note that you must be approved by 31 May 2024, so don’t leave your application till the last minute. I’ve read reports that some customers have waited as long as 2-3 weeks for approval, and I can’t say for sure what happens if your approval comes after the end of the month (a strict reading of the T&Cs would suggest you’re not eligible, but maybe UOB sees all these sequential promotions as part of one single longer promotion?).
The S$2,000 minimum spend will earn:
- 2,800 base miles, if spent locally @ 1.4 mpd
- 4,800 base miles, if spent overseas @ 2.4 mpd
UOB assumes the latter scenario in its marketing, which is why you’ll see this advertised as a 50,000 miles welcome offer (45,200 bonus + 4,800 base) on its website.
Annual fee bonus
Cardholders who pay the first year’s S$261.60 annual fee will receive UNI$10,000 (20,000 miles).
Since the first-year annual fee is waived by default, cardholders must opt in by sending the following SMS to 77862 by 30 June 2024.
📱 SMS to 77862 |
PMAF<space>Last 4 alphanumeric digits of NRIC/Passport (Example: If your NRIC is S1234567A, send “PMAF 567A”) |
Spending bonus
Cardholders who spend S$1,000 in eligible transactions per month for two consecutive months following approval will receive UNI$12,600 (25,200 miles)
For example, if your card is approved on 10 May 2024, you will need to fulfil the minimum spend criteria as follows:
Min. Spend | Qualifying Spend Period |
At least S$1,000 | 10 May 2024 to 9 Jun 2024 |
At least S$1,000 | 10 Jun 2024 to 9 Jul 2024 |
For avoidance of doubt, you cannot simply spend S$2,000 in the first month of approval and say to yourself “job done”. The minimum spend of S$1,000 needs to be clocked in each of the two spending periods.
What counts as qualifying spend?
Eligible transactions include all retail transactions in local or foreign currency, and a full list of exclusions can be found at point 1.4(c) in the T&Cs.
The key exclusions to highlight are:
- Charitable donations
- Education
- Government payments
- Hospitals
- Insurance
- Prepaid account top-ups (e.g. GrabPay or YouTrip)
- Utilities
- UOB Payment Facility
Supplementary cardholder spending will be pooled with the principal cardholder’s in determining if the minimum spend has been met. And before you say “isn’t that obvious?”, remember that UOB is not above such shenanigans.
When will the bonus miles be credited?
Annual fee bonus
The UNI$10,000 for paying the S$261.60 annual fee will be credited by 30 September 2024.
Spending bonus
The UNI$12,600 from meeting the 2x S$1,000 minimum spend will be credited by 30 September 2024.
That said, I’ve received a few reports from readers that bonus miles from previous months’ offers have not been crediting on time. I’m not in a position to say whether this is the exception or the norm, but figured it’s worth flagging anyway.
Terms and Conditions
The full T&Cs for this offer can be found here.
I would recommend saving a copy of the document for your own reference, since the link will be replaced with a newer promotion after the current one ends.
Overview: UOB PRVI Miles Card
Income Req. | S$30,000 p.a. | Points Validity | 2 years |
Annual Fee | S$261.60 |
Min. Transfer |
5,000 UNI$ (10,000 miles) |
Miles with Annual Fee |
N/A | Transfer Partners |
|
FCY Fee | 3.25% | Transfer Fee | S$25 |
Local Earn | 1.4 mpd | Points Pool? | Yes |
FCY Earn | 2.4 mpd |
Lounge Access? | No |
Special Earn | 6 mpd on Agoda, Expedia, UOB Travel | Airport Limo? | Yes (AMEX only) |
Cardholder Terms and Conditions |
UOB PRVI Miles Cards are issued across all three networks: American Express, Mastercard, and Visa. Earn rates are the same for all (1.4 mpd local, 2.4 mpd overseas), though the American Express version has two unique features:
- 20,000 bonus miles for spending at least S$50,000 in a membership year
- Complimentary airport limo transfers with a minimum spend of S$1,000 in foreign currency per calendar quarter
UOB UNI$ can be converted to either KrisFlyer or Asia Miles at a 1 UNI$= 2 miles ratio, with a S$25 conversion fee.
Be sure to check out my full review of the UOB PRVI Miles Card below.
Conclusion
Apply (AMEX) | |||
Apply (MC) | |||
Apply (Visa) |
UOB has once again extended its uncapped sign-up offer for May 2024 with applicants receiving 45,200 miles for paying the S$261.60 annual fee and spending S$1,000 per month for two consecutive months.
If you meet the eligibility criteria, then this is a great opportunity to cash in your new-to-bank status for some bonus miles. That said, do be aware that approvals can take longer than expected, and there have been reports of delayed bonus crediting.
Hi, do you know if CardUp rent transactions are among the excluded transactions for this promo? I cant find it in the TnC
Does the $1000 monthly include annual fee?
Can we meet the minimum spend by purchasing capitaland /ntuc vouchers?
The T&C I just received from the bank for 50k guaranteed for the May 1 – May 31 promotion does have the first 50 applicants clause… it doesn’t seem to be uncapped applicants.
read the T&Cs carefully. the part you are referring to applies to those who want a first year fee waiver. that is a separate promotion that is not covered in this post (since first 50 is an almost nothing cap).