UOB has launched a new overseas spending promotion for all three versions of the UOB PRVI Miles Card, where registered cardholders can earn up to 5 mpd on in-person dining and shopping spend.
This includes restaurants, bars, fast food, department stores, factory outlets and electronics stores, and even some unexpected categories like supermarkets and wine stores.
This promotion is valid from now till 30 June 2024, and is basically a repeat of the offer we saw the same time last year, albeit with a slightly higher minimum spend of S$1,500 (versus S$1,000 the last time round).
There is an overall cap of S$4,000 for the entire promotion period, which means you can earn up to 10,400 bonus miles.
| ๐ณ tl;dr: UOB PRVI Miles FCY Promo |
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Earn up to 5 mpd on overseas dining & shopping
This promotion runs from 15 May to 30 June 2024, and is valid for UOB PRVI Miles AMEX, Mastercard and Visa customers.
Registration is required, and can be done by sending the following SMS to 77862:
| ๐ฑ SMS to 77862 |
| PMX<space>Last 4 alphanumeric digits of NRIC/Passport e.g. PMX 567A |
| Note: if you’re reading this on 14th May, remember that registration only starts from 15th May |
There is no cap on the number of cardholders who can register.
Once registered, cardholders who spend at least S$1,500 on eligible dining and shopping transactions (defined below) will earn 5 mpd as follows.
| Base | Bonus | Total | |
| Overseas Dining (in person) |
UNI$6 per S$5 (2.4 mpd) |
UNI$6.5 per S$5 (2.6 mpd) |
UNI$12.5 per S$5 (5 mpd) |
| Overseas Shopping (in person) |
UNI$6 per S$5 (2.4 mpd) |
UNI$6.5 per S$5 (2.6 mpd) |
UNI$12.5 per S$5 (5 mpd) |
The maximum bonus (2.6 mpd) is capped at 10,400 miles, or S$4,000 of eligible spending during the entire promotion period. There is no cap on the base miles (2.4 mpd) you can earn.
Supplementary cardholders are eligible to participate in this promotion, but their spending will count towards the cap of the principal cardholder.
You will only be able to enjoy this promotion once across all card accounts, regardless of how many UOB PRVI Miles Cards you hold. For example, if you hold both the UOB PRVI Miles AMEX and UOB PRVI Miles Visa, you will only be able to enjoy the offer on one card.
| โ Can I use Amaze? |
| To pre-empt the inevitable “can I use Amaze” question, no, you can’t. Amaze converts all transactions into SGD, and this offer only applies to spending made in FCY |
What counts as eligible transactions?
A minimum of S$1,500 must be spent on eligible overseas transactions during the promotion period.
Eligible overseas transactions are defined below.
Overseas dining
Overseas dining refers to in-person transactions made at merchants with the following MCCs.
| MCC | Description |
| 5411 | Grocery Stores and Supermarkets |
| 5441 | Candy, Nut and Confectionary Stores |
| 5451 | Diary Product Stores |
| 5462 | Bakeries |
| 5499 | Misc. Food Stores (Convenience Stores & Specialty Markets) |
| 5812 | Eating Places & Restaurants |
| 5813 | Drinking Places (Bars, Taverns, Nightclubs, Cocktail Lounges, Discotheques) |
| 5814 | Fast Food Restaurants |
| 5912 | Drug Stores and Pharmacies |
| 5921 | Package Stores- Beer, Wine and Liquor |
It’s a fairly generous definition of dining, even including places you might not have thought of like supermarkets, pharmacies and wine stores. If you’re planning on loading up on booze while overseas, this might be an excellent opportunity to make some hay.
Overseas shopping
Overseas shopping refers to in-person transactions made at merchants with the following MCCs.
| MCC | Description |
| 5309 | Duty Free Stores |
| 5310 | Discount Store |
| 5311 | Department Stores |
| 5331 | Variety Stores |
| 5399 | Miscellaneous General Merchandise |
| 5611 | Menโs & Boysโ Clothing and Accessory Stores |
| 5621 | Womenโs Ready-to-Wear Stores |
| 5631 | Womenโs Accessory and Specialty Stores |
| 5641 | Childrenโs and Infantsโ Wear Stores |
| 5651 | Family Clothing Stores |
| 5655 | Sports and Riding Apparel Stores |
| 5661 | Shoe Stores |
| 5681 | Furriers & Fur Shops |
| 5691 | Menโs and Womenโs Clothing Stores |
| 5697 | Tailors, Seamstresses, Mending, Alterations |
| 5698 | Wig & Toupee Shops |
| 5699 | Miscellaneous Apparel and Accessory Stores |
| 5732 | Electronics Stores |
| 5733 | Music Stores โ Musical Instruments, Pianos, and Sheet Music |
| 5735 | Record Stores |
| 5941 | Sporting Goods Stores |
| 5942 | Book Stores |
| 5943 | Stationery, Office and School Supply Stores |
| 5944 | Jewelry, Watch, Clock, and Silverware Stores |
| 5945 | Hobby, Toy and Game Stores |
| 5946 | Camera and Photographic Supply Stores |
| 5947 | Gift, Card, Novelty, and Souvenir Stores |
| 5948 | Luggage and Leather Goods Stores |
| 5949 | Sewing, Needlework, Fabric, and Piece Good Stores |
| 5950 | Glassware and Crystal Stores |
| 5970 | Artist Supply and Craft Stores |
| 5971 | Art Dealers and Galleries |
| 5977 | Cosmetic Stores |
| 5993 | Cigar Stores & Stands |
| 5994 | News Dealers & Newsstands |
| 5999 | Miscellaneous & Specialty Retail Stores |
Again, UOB is casting a very wide net, so whether it’s duty-free, clothes, shoes or electronics, you’ll be able to enjoy the bonus.
How do I know the MCC?
If you want to verify the MCC of a merchant before making a transaction, here’s three ways of looking it up.
| Method | Ease of Use | Reliability |
| โHeyMax | โโโ | โ |
| ๐ฑ Instarem app | โโ | โโ |
| ๐ค DBS digibot | โ |
โโโ |
Given how easy it is to ascertain a merchant’s MCC these days, there’s no excuse for getting it wrong!
How to check Merchant Category Codes (MCCs) before making a purchase
When will I receive my miles?
Base UNI$ (equivalent to 2.4 mpd) will be credited when the transaction posts.
Bonus UNI$ (equivalent to 2.6 mpd) will be credited to your account within two months after the promotion period, i.e. by 30 August 2024.
Terms & Conditions
The full T&Cs for the UOB PRVI Miles Card promotion can be found here.
Conclusion
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| Card Review |
UOB PRVI Miles Cardholders will be able to enjoy 5 mpd on overseas dining and shopping for the period of the May and June school holidays.
This would make it the highest-earning option for FCY spend, but because there’s a 3.25% FCY fee on all transactions, some might still prefer to pair the Amaze with the Citi Rewards Card instead for 4 mpd (with a lower FCY fee of 1.8-2%).
A S$1,500 minimum spend applies, but you have two months to hit it. Don’t forget the cap of S$4,000 as well, which applies to the entire promotional period, and the fact that you can only enjoy this bonus on one UOB PRVI Miles Card, no matter how many you hold.
(HT: Popo)
Just in-time for school holiday!
Does uob lady n priv uni$ combined together?
Yes, Iโm actually doing this now – my uni$ is pooled
Wonderful! Will you earn these bonus miles if payment is made through Alipay and WeChat Pay?
Why do the T&Cs say โDining Transactionsโ … excluding all food and beverage transactions … within grocery stores and supermarkets?
I’ve had a UOB CS tell me MCC 5411 transactions weren’t eligible due to the above wording when I didn’t get bonus uni$ on their previous campaign for supermarket transactions. (Was actually due to an entirely different reason).
How to register from overseas? Don’t seem to receive a reply from UOB.
Does “in-person” includes Google pay and Apple pay?
Read the Terms and Conditions. What’s excluded is “online”