Finnair Plus selling Avios with up to 50% discount, or 1.35 cents each

In March 2024, Finnair adopted Avios as the loyalty currency for its Finnair Plus frequent flyer programme, joining the “currency union” of British Airways, Qatar Airways, Iberia, Aer Lingus, Loganair and Vueling.

Members can move Avios instantly between these programmes at a 1:1 ratio, with no fees. This makes it possible to buy miles with one programme to redeem for sweet spots or unique partners in another.

Finnair Plus is now offering up to a 50% discount on Avios purchases, which reduces the cost per Avios to 1.35 cents each, provided you change your purchasing currency to JPY.

This is the lowest price I can recall Finnair selling Avios, and significantly more generous than the 50% bonus sale we saw in September (a 50% discount is equivalent to a 100% bonus!). It even beats alternatives such as BA Balance Boost and Citi PayAll’s ongoing 0.3% fee rebate promotion.

Buy Finnair Avios with up to 50% discount

Buy Finnair Avios

From now until 17 November 2026, 5.59 a.m SGT, Finnair Plus members can purchase Avios with a discount of up to 50%. 

By default, the pricing is shown in Euros, but you can actually obtain a lower price by changing the currency to JPY. To do this, toggle the currency selector at the top of the screen.

Here’s how the cost per Avios changes with purchase quantity.

In case you’re wondering why the same discount can result in a different cost per Avios, that’s because there are two independent step functions at play here:

• The discount awarded jumps at 5,000, 20,000, 50,000 and 85,000 Avios
• The underlying “raw” price per Avios drops at 6,000, 11,000 and 100,000 Avios

The two schedules don’t line up, which results in a situation where the 50% discount starts at 85,000 Avios, but the lowest possible cost — 1.67 JPY, or 1.35 SG cents — starts at 100,000 Avios.

This sale is only available to Finnair Plus members who:

• Joined the Finnair Plus programme prior to 30 October 2026, and
• Have a minimum balance of 50 Avios in their Finnair Plus account

Don’t worry too much about the second criteria though, because you can simply transfer Avios from your British Airways account to satisfy the requirement instantly.

A maximum of 200,000 Finnair Avios can be purchased per calendar year, and purchases will be credited within 1-3 days. 

Finnair has reset the annual purchase limit for this sale, so any past purchases in 2026 will not count against the 200,000 Avios cap.

Earn 10% tier points

Finnair Plus members who purchase Avios will also receive a fixed 10% bonus on tier points (regardless of purchase amount).

For example, if you buy 150,000 Avios, you’d earn 15,000 tier points, which is sufficient to qualify for Silver status (oneworld Ruby). Unfortunately, you can’t reach higher tiers through buying Avios alone, as this sale maxes out at 200,000 Avios (20,000 tier points). Still, it could be useful if you’ve already accumulated tier points with Finnair, and want to chase a higher tier.

Tier points will not be awarded for Avios bought as a gift.

What can you redeem with Avios?

Finnair Plus isn’t as well-known in Singapore compared to British Airways Club or Qatar Privilege Club, but it still offers some nice sweet spots of its own:

Finnair’s award charts can be found here. 

As mentioned, Finnair Avios can also be instantly converted at a 1:1 ratio to other “flavours” of Avios, which opens up the following redemption possibilities. 

The flights operated by Qatar Airways probably aren’t the best choices in the world right now given the situation in the Middle East, but there are plenty of other options which avoid that region altogether. 

All Avios transfers to or from Finnair must be routed through the “hub” of British Airways Club. For example, if you want to transfer Qatar Avios to Finnair Avios, you would first transfer Qatar to British Airways, then British Airways to Finnair.

I personally redeemed Qatar Avios for a Cathay Pacific flight to Hong Kong, in order to review the new Aria Suites. This cost 22,000 Avios + S$60 in taxes, cheaper than the 28,000 miles + S$88 in taxes I’d have paid if redeeming the same flight through Asia Miles!

Another good value redemption I managed to snag was Singapore to Helsinki on Finnair Business Class for just 62,500 Avios, which allowed me to finally try the famous AirLounge seat.

When do Finnair Avios expire?

Finnair Avios do not expire so long as you earn or redeem at least one Avios every 18 months. 

Do note that transferring Avios from one programme to another does not count as activity and does not affect the expiry date.

What credit card should I use to buy Finnair Plus Avios?

Finnair does not process miles purchases directly, so they won’t code as airline spend. Instead, miles purchases are processed through Points.com under MCC 7399 (Business Services Not Elsewhere Classified).

Here are the best cards to maximise miles on this purchase. 

Card	Earn Rate	Remarks
Citi Rewards Card Apply	4 mpd	Max. S$1K per s. month
DCS Imperium Card Apply	4 mpd	Min. S$4K FCY spend per c. month, otherwise 2.4 mpd
Maybank XL Rewards Apply	4 mpd	Min. S$500 per c. month, max. S$1K per c. month
UOB Visa Signature Apply	4 mpd	Min. S$1K, max. S$1.2K FCY spend per s. month
StanChart Beyond Card Apply	3-4 mpd	3 mpd for regular, 3.5 mpd for PB, 4 mpd for PP. No cap
Maybank World Mastercard Apply	3.2 mpd	Min. S$4K per c. month, no cap. Earn 2.8 mpd with min. S$800 per c. month
Maybank Visa Infinite Apply	3.2 mpd	Min. S$4K per c. month, no cap, otherwise 2 mpd
Maybank Horizon Visa Signature Apply	3.2 mpd Ends 31 Jan 27	Min. S$800 per c. month, no cap, otherwise 1.2 mpd. Valid for JPY and other selected currencies
StanChart Visa Infinite Apply	3 mpd	Min. S$2K per s. month, no cap, otherwise 1 mpd
BOC Elite Miles Card Apply	2.8 mpd	No min. spend, no cap
S. Month= Statement Month | C. Month= Calendar Month

Remember, you can pair the Citi Rewards Card with Amaze to earn 4 mpd on Points.com purchases, while paying lower FCY fees than banks.

Avoid using the following cards for Points.com purchases:

• Chocolate Visa Card (MCC 7399 is capped at earning 300 miles per month)
• DBS Woman’s World Card (only earns 0.4 mpd for MCC 7399)
• HSBC cards & Trust Freedom Card (both exclude MCC 7399)

Conclusion

Finnair Plus is now selling Avios with a discount of up to 50%, or 1.35 cents each. You will need to change the currency to JPY and purchase a minimum of 100,000 Avios to unlock the lowest-possible price.

Given the Avios ecosystem, this is basically an opportunity to purchase Qatar Airways, British Airways or other “flavours” of Avios.

That said, you should never be buying Avios (or any other loyalty currency for that matter) speculatively. Only buy if you have a redemption in mind that can be booked immediately or the not-too-distant future, since devaluations can and do happen.