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Targeted: UOB PRVI Pay cuts cost of miles to 1.8 cents each

The cost of miles in Singapore keeps falling as UOB cuts the "no questions asked" price to 1.8 cents.

I’ve been meaning to write an updated post on my valuation of a mile, but it seems like every time I’m about to publish it, something new pops up. Whether it’s Citi launching Payall, SCB copying with EasyBill, UOB slashing the cost of miles on Visa Infinite cards, or CardUp reducing rental payment fees (with RentHero due to follow suit shortly), the cost of buying miles in Singapore keeps falling.

And it’s about to get even cheaper…

UOB cuts PRVI Pay cost to 1.8% for selected PRVI Miles cardholders


UOB PRVI Miles cardholders have access to a facility called UOB PRVI Pay, which basically lets them buy as many miles as they want* for a small admin fee, no questions asked.
*(technically it’s still subject to your credit limit, but there’s nothing stopping you from paying off your bill immediately and buying more)

Here’s a reminder of how PRVI Pay works:

When PRVI Pay first launched in July 2017, miles cost 2 cents each. In March 2019, UOB increased the cost to 2.1 cents. But in recent days, selected PRVI Miles cardholders have been receiving mails from UOB inviting them to use PRVI Pay for just 1.8 cents per mile.

Photo credit: Eustace from Telegram

That’s a 15% discount off the usual price, and certainly worth considering if you have travel plans in the near future. If you were targeted, you’ll need to submit your form by 31 July 2019. The full T&C of this promotion can be found here.

Remember that you technically earn UNI$, not miles, so you have the option to choose either KrisFlyer or Asia Miles.

How does this compare to other methods of buying miles?


It says something about the rate at which miles buying opportunities are proliferating in Singapore that this table gets longer all the time, but here goes…

MethodIncome RequiredCPMAnnual Miles Limit
SCB Visa Infinite Tax Payment (Spend >$2K p.m) $150K1.14Tax bill
UOB Reserve/DBS Insignia with RentHero Invitation1.14Rental amount
HSBC Visa Infinite Tax Payment (Spend >$50K p.a in prev year) $120K1.2Tax bill
BOC Elite Miles World Mastercard with RentHero $30K1.21Rental amount
HSBC Premier MC Tax PaymentAUM: $200K1.25Tax bill
Citi PayAll with Citi Ultima Invitation1.25Bill amount
UOB PRVI Miles/SCB Visa Infinite (>$2K p.m)/UOB Visa Infinite Metal with RentHero UOB PRVI Miles: $30K
SCB Visa Infinite/ UOB Reserve: $150K
1.30Bill amount
HSBC Visa Infinite Welcome Gift- Premier customer $120K + AUM $200K1.3935K
SC EasyBill with SCB Visa Infinite (Spend >$2K p.m) $150K1.43Bill amount
CardUp with BOC Elite Miles World Mastercard$30K1.47Bill amount
HSBC Visa Infinite Tax Payment (Spend <$50K p.a in prev year) $120K1.5Tax bill
DBS Altitude with RentHero$30K1.51Rental amount
Citi PayAll with Citi Prestige/Citi PremierMiles AMEXCiti Prestige: $120K
Citi PremierMiles AMEX: $80K
1.54Bill amount
Cardup with UOB PRVI Miles$30K1.57Bill amount
SCB Visa Infinite Tax Payment (Spend <$2K p.m)$150K1.6Tax bill
Citi PayAll with Citi PremierMiles Visa $30K1.67Bill amount
SCB Visa Infinite Welcome Gift$150K1.6835K
HSBC Visa Plat/Revolution Tax Payment $30K1.75Tax bill
Citibank PremierMiles AMEX Annual Fee$80K1.7815K
Cardup with DBS Altitude/Citibank PM Visa $30K1.83Bill amount
HSBC Visa Infinite Welcome Gift- Regular Customer $120K1.8635K
OCBC VOYAGE Tax Payment$120K1.9Tax bill
UOB Reserve VI Payment FacilityInvitation1.9Unlimited
Citibank PremierMiles Visa, DBS Altitude, KrisFlyer UOB Card, OCBC 90N Annual Fee$30K1.9310K
OCBC VOYAGE Payment Facility $120K1.9 or 1.95Unlimited
UOB PRVI Pay Facility $30K2.0Unlimited
UOB VI Metal Payment Facility $150K2.0Unlimited
SC EasyBill with SCB Visa Infinite (Spend <$2K p.m) $150K2.0Bill amount
OCBC VOYAGE Annual Fee- Option 2$120K2.14150K
Citi Prestige Annual Fee$120K2.1425K
DBS Altitude Tax Payment $30K2.5Tax bill
OCBC VOYAGE Annual Fee- Option 1$120K3.2515K



If you have specific bills to make like rent or income tax, you’ll want to consider options like:

all of which let you buy miles below 1.8 cents. However, if don’t have access to these options, or simply want to buy more miles than your NOA/rental bill will allow, then this is as cheap as it gets for someone at the $30K income level.

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milesjunkieAaron WongKunal1707Happy Camper Recent comment authors
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Happy Camper

UOB Reserve current Payment Facility promo is 1.7% AND it counts to $250,000 p.a. spend for 100,000 miles bonus..

Correct me if I’m wrong, but this would work out to 0.85 cpm..? 🤑


I am interested in this but was not targeted as I am a new cardholder for UOB PRVI (less than 1 month). I called the UOB hotline requesting to be eligible for this rate and the CSO informed me that I will receive a callback. Still waiting for the call. Anyone else had any luck in securing this promotion rate if you were not initially targeted?


Update – UOB did callback and granted the 1.8% rate on “goodwill” basis. They have emailed me the form for the promotion. Lesson learnt – It doesn’t hurt to ask 🙂


Does 1.8% fr UOB seem like the best deal now? my citi payall is 2% and dbs altitude is also 2% right?

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