Great deal: Standard Chartered offering 100% bonus on Accor Live Limitless hotel points

Hotel points are almost impossible to earn via credit cards in Singapore, but SCB's latest promotion changes the equation significantly.

Well well well.

The SCB X Card continues to take steps in the right direction. First there was the 100% transfer bonus to Emirates Skywards. Then there was the 3 mpd on foreign currency spending. And now, here’s something rarer than toilet paper at the supermarket- a hotel points transfer bonus.

SCB is offering a 100% transfer bonus to Accor Live Limitless

From 16-29 March 2020, SCB is offering a 100% transfer bonus for conversions to Accor Live Limitless (ALL).

Instead of the usual 3,500 points: 700 ALL points, you’ll receive double the points (ie. 3,500 points: 1,400 ALL points) with no cap.

All transfers must be made by 11.59 p.m SGT on 29 March 2020 to be eligible for the bonus. Bonus ALL points will be credited to your account by 15 April 2020.

With this transfer bonus, you’re earning the equivalent of 1.2/2.0 ALL points per dollar when you spend on the SCB X Card.

This offer is marketed to SCB X Card holders, but just like the Emirates Skywards bonus, SCB Visa Infinite cardholders can get in on the fun too. Your points are pooled for the purposes of redemption.

Is this a good deal?

First up, just who is part of ALL? The’s a fair number of familiar brands under the ALL umbrella, including Raffles, Banyan Tree, Fairmont, Sofitel, M Hotels, Pullman, Swissotel, Movenpick, Novotel, Mercure, and ibis, to name a few.

The second thing you need to understand about ALL is that it offers fixed value redemptions. Although Accor spoke about adding an award chart back when they were formulating ALL, it never happened.

ALL points are instead redeemed at a fixed rate of 2,000 points= €40 (~S$62). This means that 1 point is worth just over 3 Singapore cents, so your 3,500 SCB Rewards points are worth ~S$42 when transferred to ALL.

To put it another way, those 3,500 SCB Rewards points can also be transferred to 1,400 KrisFlyer miles. Valued at 1.8 cents each, that’s ~S$25. For KrisFlyer to be more “worth it” than ALL, you’d have to get at least 3 cents per mile when you redeem- hardly impossible, but worth noting.

Swissotel Stamford

Normally, fixed rate redemptions aren’t a good deal, but in the current climate where hotel rates are rock bottom low, there’s a lot of potential here. Remember, your points are used just like money- there’s no restriction on the rate you can book. If you’re an AccorPlus member, you may have seen Red Hot deals for the Swissotel Stamford from as low as S$120++. That would be ~4,700 ALL points, after service charge and GST- a rather good deal!

ALL points expire after 12 months of no account activity; earning points from any source will reset the counter

Personally, I’ve got a surplus of KrisFlyer miles now and no real plan for spending them (yes, I’m breaking my own rule). The miles I have from the X Card sign up bonus would be worth 107,200 ALL points, or ~$3,216 of hotel credit. I have to say, that’s mighty tempting.

Put it another way- we can earn miles very easily in Singapore, but hotel points are almost impossible to come by. How often will you get an opportunity like this?


Sofitel Sentosa Resort, Singapore

I’m glad I didn’t transfer my SCB points to Emirates during the previous transfer bonus, because this one gets me much more excited. No issues with award space, no fuel surcharges…aren’t hotel points grand?

The only potential fly in the ointment is if ALL decides to introduce an award chart. It feels strange to say that, because most miles chasers prefer an award chart over fixed value redemptions any day. But the math on which we’re getting into ALL is based on this promo, so it’s perhaps best if it stays the same.

It’s great to see the SCB team sprucing up the X Card’s attractiveness with promotions like this. Let’s hope the trend continues.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Hi Aaron, any idea if it applied to all SCB X cardholders? The bonus points are not reflected in my app, which shows 5000 points to 1000 ALL points. CSO said its only for targetted members 🙁


If I only have the Visa Infinite Card and no X Card, can I get the bonus Accor points?


ALL points are valid for how long and their expiration date are usually… ?


I do not have the X card and hence have no access to the redemption option despite being a VI card holder. Guess this is only for X card holder


On my mobile banking, the transfer rate is shown as a ridiculous 5000 reward points to 1000 All points. And I cannot find All transfer partner on web banking. Is that normal? I hold the x card and I have received the marketing for bonus All point transfer


Same, here. Are they expecting us to have blind faith that it will be added later!?


Saw a few comments that for the red hot deals, the points are not applicable at all. So the points aren’t really “cash” unfortunately. Since that’s the case I will have to pass on this offer sadly..


Saw a few comments that for the red hot deals, the points are not applicable at all. So the points aren’t really “cash” unfortunately. Since that’s the case I will have to pass on this offer sadly..