What credit card benefits can you use in Phase 2?

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Although Phase 2 doesn't mean leisure travel, it does allow cardholders to resume using some of their dining and recreational benefits once more.

Singapore will transition to Phase 2 of its post Circuit Breaker measures from June 19, which paves the way for more business and social activities to resume. Shopping malls and recreation facilities will reopen, and dining-in will once again be available at restaurants.

Phase 2
Graphic: Straits Times

Although leisure travel is still not permitted, moving to Phase 2 at least allows cardholders to resume using  some benefits that were previously unavailable. 

Here’s a rundown of what they can look forward to.

American Express Platinum Cards

Love Dining

The resumption of dining-in means that Love Dining benefits will be available once more. All American Express Platinum cardholders can enjoy up to 50% off selected 5-Star hotels and restaurants. 

  •  Atrium Restaurant
  • Burlamacco Ristorante
  • Element
  • Escape Restaurant & Lounge
  • FYR
  • Harry’s
  • La Nonna
  • Lawry’s 
  • Le Fusion
  • Mad for Garlic
  • Masons
  • Napoleon Food & Wine Bar
  • Paulaner Brauhaus
  • Peach Garden (OCBC Centre)
  • Praelum Wine Bistro
  • Sen of Japan
  • Si Chuan Dou Hua Restaurant
  • Sky 22
  • Spizza
  • The Song of India
  • TWG Tea
  • Wooloomooloo Steakhouse
  • Xin Cuisine Chinese Restaurant
  • Fairmont Singapore
  • Marriott Singapore Tang Plaza
  • St Regis Singapore
  • Swissotel Merchant Court
  • Swissotel The Stamford
  • The Capitol Kempinski Hotel
  • W Singapore

Bars will not be allowed to resume operations yet, which means some Chillax benefits can’t be utilized. However, some Chillax venues (like Anti:Dote) actually fall into a different classification, so they should be reopening once Phase 2 begins. 


Nook by Platinum
NOOK by Platinum

Update: AMEX has clarified that NOOK will reopen in ~2 weeks from the start of Phase 2

NOOK at 15 Stamford should reopen along with the restaurant. Its lease has been extended till the end of 2020, which means that Platinum Charge and Centurion cardholders can continue enjoying their free drinks for the rest of the year. 


I do think that capacity will be an issue, however. NOOK is already tiny, with room for just 30 patrons. Factor in the mandatory social distancing requirements, and I doubt it’ll be able to take more than a handful at a time. Be sure to reserve in advance before heading down. 

Platinum EXTRA merchants


As part of AMEX’s Covid-19 “relief package”, Platinum Charge cardholders received a 2X boost on points until 20 July 2020. This means an earn rate of up to 15.6 mpd (or 24% cashback) at EXTRA merchants.

The problem was the Circuit Breaker. Most EXTRA merchants were not open, and the bonus points could not be earned at most of their online stores. Now that retail stores are reopening, I can imagine there’ll be more than a few cardholders rushing to make hay. Revenge spending at The Hour Glass, anyone? 

Spa, dining and hotel vouchers

Phase 2 allows spas to resume operations, which is good news for AMEX Platinum cardholders still holding on to spa vouchers.

Likewise, cardholders will once again be able to utilize their St Regis, Marriott and Tower Club dining vouchers.

At the moment, it’s still not certain when staycations will become possible again, so cardholders with unused St Regis/W Singapore vouchers will need to hold on to them a bit longer. 


If any of your vouchers have expired during the Circuit Breaker/Phase 1 period, do reach out to AMEX customer service. Numerous cardholders have reported success in getting a new set issued. 

HSBC Cards

hsbc entertainer

All HSBC cardholders receive a complimentary copy of The Entertainer, which provides more than 1,000 1-for-1 dining, entertainment, wellness and travel offers. 


Needless to say, the majority of these could not be used during the Circuit Breaker and Phase 1. However, as we move into Phase 2 the dining offers should resume, and hopefully before long the leisure and recreation offers will be usable too. 

Maybank Visa Infinite/World Mastercard

Orchid country club
Orchid Country Club

For golf-starved cardholders, Phase 2 means you can take to the links once more. You won’t be playing Pebble Beach, but  Maybank Visa Infinite/World Mastercard members can resuming enjoying complimentary greens fees at the following courses:

  • Orchid Country Club
  • Keppel Club
  • Sembawang Country Club
  • Warren Golf & Country Club

Unlike the regular Visa Infinite golf offer at Sentosa Golf Club, no paying guest is required. Cardholders will need to spend at least S$1,000 on their card in the previous calendar month, however. 

Standard Chartered Visa Infinite/ X Card

fullerton dining
The Fullerton Hotel

SCB Visa Infinite/X Card members can once again enjoy up to 50% off dining at The Fullerton Hotel Singapore and The Fullerton Bay Hotel Singapore. This includes Jade, Town Restaurant, The Courtyard, La Brasserie, The Landing Point and Lantern. 

UOB Visa Infinite Metal Card

UOB Visa Infinite Metal Card holders will now be able to utilize the 25% discount offered by their Gourmet Collection membership. This covers dining at selected IHG properties in Singapore, including the Intercontinental Bugis and the Crowne Plaza Changi Airport. 

The 50% discount on weekday lunches at the Grand Hyatt will also resume. 


Although premium cardholders still won’t be able to use their airport limo or lounge access perks, Phase 2 at least allows them to resume using some of the other benefits. 

I’m personally hoping that as the months go by, small events will once again be possible. The AMEX Platinum Charge and Citi Prestige were known for organizing these before Covid-19, and the AMEX events in particular were always very high quality. 

There’s no word on when staycations can resume, but when they do I’m quite certain we’ll see a deluge of good deals, so that’s something else to look forward to as well. 

Aaron Wong
Aaron founded The Milelion with the intention of helping people travel better for less and impressing chiobu. He was 50% successful.

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Aaron, you look like you are working overtime! Only when I started working from home (off my personal laptop) did I realise the frequency of your daily mails. I almost always have something to read over lunch.


Airport limo still can. Take to T1, have lunch at Jewel, then take back home 😂


Actually hourglass started delivery since two weeks back – and yes, bonus points all counted.


How about a review of the X card and some suggestions for those with points from the signup bonus?


Did u searched this site for the X card review and articles? It has been discussed extensively.

Eric tan

According to the advisory, no discount on F&B can be given for 2 weeks. Does this mean they Amex vouchers or love dining cannot be used?


I called AMEX ytd, seems like NOOK is no longer available, the contract ended as of 4/30, where is your source Aaron?



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