OCBC VOYAGE offering 30,000 miles sign-up bonus to CardUp customers


From now till 31 July, CardUp users who sign up for an OCBC VOYAGE and spend S$1,000 on CardUp in 30 days will receive 30,000 VOYAGE miles.

OCBC VOYAGE has launched a new targeted sign-up offer for CardUp customers that’s valid for applications till 31 July 2023. New cardholders who spend S$1,000 on CardUp and pay the first year’s annual fee will receive 30,000 bonus miles. 

Compared to the current public offer (which requires a minimum spend of S$2,500), this is a much lower threshold to meet, and with income tax season coming up, could be worth looking at.

OCBC VOYAGE x CardUp offer

Apply Here

CardUp members will have received an eDM referring to a “double welcome bonus” for new OCBC VOYAGE customers.

From 20 February to 31 July 2023, CardUp customers who apply for an OCBC VOYAGE Card, pay the S$492.50 annual fee and spend at least S$1,000 on CardUp within 30 days from approval will receive 30,000 miles as follows:

  • 15,000 miles for paying the S$492.50 annual fee
  • 15,000 miles for spending at least S$1,000 on CardUp within 30 days of approval

This offer is open to both new and existing OCBC cardholders. In other words, holding another OCBC credit card such as the OCBC Titanium Rewards will not disqualify you, in and of itself. 

However, the T&Cs state that only customers who have “received a non-transferable invitation from CardUp inviting you to participate in the Promotion” are eligible. In other words, it’s a targeted offer, though when I examine the application URL, all it seems to add is VOYCUP to the Agent Source Code.

This is probably how OCBC is tracking and bonusing eligible applications, which then suggests that anyone who clicks the link will be eligible. That’s just speculation on my part though, and it’s probably still a good idea to check with CardUp customer service if you didn’t get an eDM.

When will bonus miles be credited?

15,000 miles for paying the annual fee of S$492.50 will be credited upon card account opening.

15,000 miles for spending S$1,000 on CardUp will be credited within three months from the card approval date. 

Terms and Conditions

You can find the full T&Cs of this offer here.

How does this compare to the public offer?

 CardUp OfferPublic Offer
Min. SpendS$1,000 on CardUpS$2,500 on any retail spending
Time Period30 days1-2 months
Sign-up Bonus15,000 miles15,000 miles
Pay S$492.50 annual fee15,000 miles15,000 miles
Total30,000 miles30,000 miles

As a reminder, the OCBC VOYAGE is currently offering a public sign-up bonus of 30,000 miles as well, though it’s structured differently from the CardUp offer:

  • The CardUp offer requires a minimum spend of S$1,000 on CardUp, while the public offer requires a minimum spend of S$2,500 on any retail transaction
  • The minimum spend for the CardUp offer must be done within 30 days from card approval date, while the minimum spend for the public offer must be done within one full calendar month from the card opening month. For example, if a card is opened on 15 March 2023, the cardholder has until 30 April 2023 to spend, which means they will have anywhere from 1-2 calendar months depending on approval date

If you were already planning to use CardUp to pay upcoming bills (like income tax), then this would be a good opportunity to add an OCBC VOYAGE Card and pick up some bonus miles in the process.

Don’t forget: OCBC VOYAGE Cardholders can use the code OCBC18 to make CardUp payments with a 1.8% admin fee, which works out to just 1.36 cents per mile. This is valid for all payments due on or before 3 January 2024, with no limit on the maximum uses. 

T&Cs for this promo code can be found here.

What can you do with VOYAGE Miles?

VOYAGE Miles can be converted into KrisFlyer miles at a 1:1 ratio. Transfers used to be free of charge, but ever since 1 February 2023 a S$25 fee applies. 

Frequent Flyer ProgrammeConversion Ratio
(VOYAGE Miles: Partner)
krisflyer logo1:1

OCBC plans to add an additional eight transfer partners by the end of March, including five airlines and three hotel loyalty programmes. Transfer ratios have yet to be announced, so stay tuned. 

✈️ Airlines🏨 Hotels
  • Air France-KLM Flying Blue
  • British Airways Executive Club
  • Cathay Pacific 
  • Etihad Guest
  • United MileagePlus
  • Accor Live Limitless
  • IHG One Rewards
  • Marriott Bonvoy

Alternatively, VOYAGE Cardholders can also use VOYAGE Miles to offset the cost of any seat, on any flight, to any destination. The value per mile depends on the cabin and routing you choose, though in general you’ll receive around 2 cents per mile for Business Class travel.

 Redeem VOYAGE MilesRedeem KrisFlyer miles
AirlineAny airlineAny KrisFlyer partner
Seat AvailabilityAny seat available for saleAward inventory only
Miles RequiredDepends on cost of ticket
Fixed based on award chart
Taxes & SurchargesCan be covered by milesPaid in cash
Earn Miles & Status CreditsYesNo

VOYAGE Miles earned on the OCBC VOYAGE do not expire, so long as the card remains active.

Overview: OCBC VOYAGE Card

Card Review
Income Req.S$120,000 p.a.Points ValidityNo expiry
Annual FeeS$492.50
(1 mile)
Miles with
Annual Fee
  • SIA
FCY Fee3.25%Transfer FeeS$25
Local Earn1.3 mpdPoints Pool?No
FCY Earn2.2 mpd
Lounge Access?Yes 
Special EarnN/AAirport Limo?Yes
Cardholder Terms and Conditions

OCBC VOYAGE Cardholders earn 1.3 mpd on all Singapore dollar spending, and 2.2 mpd on foreign currency spending. Card benefits include unlimited access to Plaza Premium Lounges, complimentary airport limo transfers, as well as periodic invitations to 1-for-1 dining events.

Unfortunately, the limo benefit was nerfed at the start of February. Cardholders now need to spend S$12,000 per quarter to unlock two rides, with the maximum number of free rides cut from 24 to 8 per year. 

 Till 31 Jan 2023From 1 Feb 2023
Min. SpendS$5,000 per calendar monthS$12,000 per calendar quarter
Rides Per Min. Spend12
Maximum Rides2 per calendar month2 per calendar quarter

As mentioned earlier, free transfers to KrisFlyer are no longer available, though the minimum transfer amount remains at just one mile. 


New OCBC VOYAGE Cardholders can now enjoy 30,000 miles as a welcome gift with payment of the S$492.50 annual fee and a minimum spend of S$1,000 on CardUp.

We’re still waiting to hear the full details of OCBC’s new transfer partners, so those 30,000 miles could be useful for more than just KrisFlyer, depending on the all-important conversion ratios.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Payment Facility

Any idea if voyage payment facility still available for this card?

Payment Facility

More interested in the 1y @ 2.85% if you understand what I’m driving at 🙂

But are you certain it’s still a thing because it was removed from the voyage card website

Payment Facility

Do you know if the payment facility qualifies for the 2500 spend on the regular signup offer?


If i receive the email, does it mean that it will surely be approved? Or still subjected to annual income? Thanks


My friend’s income is about 30K per year and also receive the email

Not Working

Clicking on the link only shows the regular signup offer though


Any idea if Cardup transactions will also count towards the $2,500 spending requirement for the public offer? I did not get the mailer from Cardup but I have Cardup payments that are more than $2,500 so if those count as well, technically it shouldn’t make a difference.

Keen reader

Hi Aaron, received a mailer from OCBC for the Voyage card. Spend $1000 within 30 days of card approval to get additional 15k miles. Pay $3000 annual fee to get 150k miles. Is it worth it?


There is a OCBC15 for 1.5% fee right..?


Has anyone actually managed to get this particular sign up offer tagged by using Aaron’s link without receiving the mailer from cardup?



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